From the 1st of January, 2022, RBI has reinforced the card tokenisation norms. This has been done so that debit and credit card users stay protected from malpractices like fraud and cyber theft during online transactions. These norms ensure that no one other than the card user or network can store card data. This includes all entities on the chain of payment other than the user or network. If data had previously been stored, it would also be erased for good. The only data such entities will be able to store are the last four numbers of the real card and the name of the card issuer. This will help users track their transactions better.