Rs. 40,000 to Rs. 15,50,000

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Things to do in Kerala

Kerala, often referred to as "God's Own Country," is a traveller's paradise. Nestled in the southwestern part of India, this picturesque state is renowned for its lush greenery, tranquil backwaters, pristine beaches, and rich cultural heritage. From wildlife adventures to wellness retreats, Kerala offers an array of experiences that cater to every type of traveller. Whether you are planning a family vacation, a romantic getaway, or a solo adventure, this guide will help you discover the best things to do in Kerala.


If you are worried about managing your travel expenses, there is a solution. With a Bajaj Finserv Insta Personal Loan, you can plan your dream Kerala trip without financial stress. Check your pre-approved loan offer with phone number and OTP → Apply online in 5 minutes → Get funds in 30 minutes*.

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Essential Kerala experiences

Kerala is known for its unique cultural and natural attractions that offer unforgettable experiences.


Houseboat cruises in Alleppey

A houseboat cruise in the backwaters of Alleppey (Alappuzha) is a quintessential Kerala experience. These luxurious houseboats glide through serene waters, offering stunning views of paddy fields, coconut groves, and village life. Prices for houseboat rentals vary, but they are worth every penny.

 

Tea plantation tours in Munnar

Munnar, a hill station in Kerala, is famous for its sprawling tea plantations. Guided tours allow visitors to learn about tea production while enjoying the scenic beauty of the hills.

 

Witness Kathakali performances

Kerala’s traditional dance form, Kathakali, is a mesmerising blend of storytelling, music, and intricate facial expressions. Attend a live performance to immerse yourself in Kerala’s rich cultural heritage.

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Top attractions in Kerala

Kerala’s iconic attractions are a must-visit for every traveller.


  • Fort Kochi: Known for its colonial architecture and Chinese fishing nets.
  • Munnar: Famous for its tea plantations and picturesque landscapes.
  • Kovalam: A beach paradise ideal for relaxation and water sports.
  • Thekkady: Home to Periyar Wildlife Sanctuary and spice plantations.
  • Varkala: Known for its cliffs and pristine beaches.

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Wildlife and nature adventures in Kerala

Kerala is a haven for nature lovers and wildlife enthusiasts. Its diverse ecosystems, ranging from dense forests to serene backwaters, make it a unique destination for exploring flora and fauna.


  • Explore wildlife sanctuaries

Kerala is home to some of India’s most pristine wildlife sanctuaries. The Periyar National Park, located in Thekkady, is famous for its tiger and elephant reserves. Visitors can enjoy bamboo rafting, nature trails, and even spot wild animals in their natural habitat. Similarly, the Wayanad Wildlife Sanctuary offers an opportunity to see exotic species like leopards, bison, and various bird species.


  • Birdwatching and trekking

For birdwatching enthusiasts, the Kumarakom Bird Sanctuary is a must-visit. Trekking trails in places like Silent Valley National Park and Agasthyakoodam provide an adventurous way to explore Kerala’s natural beauty.

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Wellness and authentic living

Kerala is globally recognised as a hub for wellness and rejuvenation, thanks to its ancient Ayurvedic practices and serene environment.


  • Ayurvedic retreats

    Kerala’s Ayurvedic retreats, such as those in Kovalam and Varkala, offer treatments that rejuvenate your mind, body, and soul. From massages to detox therapies, these retreats provide holistic healing experiences.

     

  • Yoga centres

    For those seeking spiritual growth, Kerala’s yoga centres offer a peaceful escape. Practise yoga amidst lush greenery and serene landscapes for a truly transformative experience.

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Seasonal planning and itineraries

Planning your trip to Kerala at the right time can significantly enhance your experience.


  • Best time to visit

    Kerala is a year-round destination, but the ideal time to visit is between October and March, when the weather is pleasant. For those who love monsoons, June to September offers a unique charm with lush greenery and fewer crowds.

     

  • Seasonal festivals

    Kerala’s vibrant festivals, such as Onam, are a treat for visitors. Plan your visit around these festivals to witness the state’s cultural richness.


Check your pre-approved loan offer with phone number and OTP → Apply online in 5 minutes → Get funds in 30 minutes*.

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Conclusion

Kerala is a destination that promises diverse experiences, from tranquil backwaters to thrilling adventures and cultural richness. Whether you are planning a short trip or an extended stay, the state offers something for everyone. To make your trip hassle-free, consider financing your travel with a Bajaj Finserv Insta Personal Loan. With benefits like instant approval, flexible repayment options, and lminimal documentation, you can focus on creating memories without worrying about expenses.

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Related links

Key offerings: 3 loan types

Personal loan interest rate and applicable charges

Type of fee

Applicable charges

Rate of interest per annum

10% to 30% p.a.

Processing fees

Up to 3.93% of the loan amount (inclusive of applicable taxes).

Flexi Facility Charge

Term Loan – Not applicable

Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes)

Will be deducted upfront from loan amount.

Bounce charges

Rs. 700 to Rs. 1,200/- per bounce

“Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason.

Part-prepayment charges

Full Pre-payment:

  • Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment

  • Flexi Term (Dropline) Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

  • Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

Part Pre-payment

  • Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-Payment.

  • Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan.

Penal charge

Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Stamp duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount.

Annual maintenance charges

Term Loan: Not applicable

Flexi Term (Dropline) Loan:

Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.


Flexi Hybrid Term Loan:

Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure

Credit guarantee scheme feeUp to 1.18% p.a. (pro-rated daily till 31st March) (inclusive of all applicable taxes) of the loan amount
Credit guarantee scheme renewal feeUp to 1.18% p.a. (inclusive of all applicable taxes) on the outstanding loan amount as on April 01 of the subsequent Financial Year.
*Renewal Fee to be collected only for 3 subsequent financial years.
 
**If the Remaining Tenure is less than 12 months, the CG Fee in subsequent years shall be charged prorated.

Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000