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Rs. 40,000 - Rs. 55 lakh
Enter mobile and OTP | Check offer | No branch visit needed
Bajaj Finance in your state
Bajaj Finance offers financial solutions across different states in India, helping customers access suitable loan options for various personal and financial needs. Customers can explore available products based on their location, requirements, eligibility, and applicable terms.
For personal financial needs, eligible customers can apply for a Personal Loan ranging from Rs. 40,000 to Rs. 55 lakh with repayment tenures from 12 months to 108 months. Interest rates can range from10% and 30.5% per annum, depending on the customer profile and applicable terms.
The loan does not require collateral and comes with quick approval and minimal documentation. With a Bajaj Finance Personal Loan, you can get the funds within 24 hours* of approval. Check your offer in just 2 steps and apply online to get our loan.
Customers can select their state to explore the available loan options, eligibility criteria, documents, and application process.
Features and benefits of personal loan in Uttar Pradesh
Pre-approved offers
You can check if you have a pre-approved offer for a personal loan in Madurai with just your phone number and OTP – no need to visit the branch.
Disbursal in a few hours*
Get the loan amount in your bank account within 24 hours*, making it easy to manage any urgent expenses.
Minimal documents needed
Submit just a few basic documents to get the funds you need.
Flexible repayment tenure
You can take a personal loan ranging from Rs. 40,000 to Rs. 55 lakh - and spread the repayment over long tenure of up to 9 years.
Quick online approval
Apply online to receive quick approval on your personal loan in Madurai within a few minutes.
No collateral required
Get the personal loan without any collateral or guarantor – making the process simple and quick. Use the personal loan EMI calculator for to estimate your EMI.
Eligibility criteria for instant personal loan in Uttar Pradesh
Avail of a personal loan by meeting the following eligibility criteria.
| Nationality | Indian |
| Age | 21 years to 80 years |
| Employed with | Public, private, or MNC. |
| CIBIL Score | 650 or higher. |
| Customer profile | Self-employed or Salaried |
*You should be 80 years or younger, at the end of the loan tenure.
How to apply for a personal loan
- Check loan eligibility – Visit our personal loan page, enter the loan amount you need, select the repayment period, and click on "CHECK LOAN OFFER" to check your loan eligibility.
- Enter personal details – Provide your personal, financial, and employment details to receive a personalised loan offer.
- Review your loan offer – Check your offer details and adjust the loan amount or repayment tenure, if required.
- Complete KYC verification – Verify your identity and bank details to proceed with your application.
- Speak to a loan specialist – Once your application is submitted, an executive will contact you with the next steps.
Key offerings: 3 loan types
Personal loan interest rate and applicable charges
Type of fee | Applicable charges |
Rate of interest per annum | 10% to 30.5% p.a. |
Processing fees | Up to 4.13% of the loan amount (inclusive of applicable taxes). |
Flexi Facility Charge | Term Loan – Not applicable Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes) |
Bounce charges | Rs. 700 to Rs. 1,200/- per bounce “Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason. |
Part-prepayment charges | Full Pre-payment:
Part Pre-payment
|
Penal charge | Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount. |
Stamp duty (as per respective state) | Payable as per state laws and deducted upfront from loan amount. |
Annual maintenance charges | Term Loan: Not applicable Flexi Term (Dropline) Loan: Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.
Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure |
| Credit guarantee scheme fee | Up to 1.18% p.a. (pro-rated daily till 31st March) (inclusive of all applicable taxes) of the loan amount |
| Credit guarantee scheme renewal fee | Up to 1.18% p.a. (inclusive of all applicable taxes) on the outstanding loan amount as on April 01 of the subsequent Financial Year. *Renewal Fee to be collected only for 3 subsequent financial years. **If the Remaining Tenure is less than 12 months, the CG Fee in subsequent years shall be charged prorated. |
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Frequently asked questions
Overview
With a Bajaj Finance Personal Loan, you can get the funds within 24 hours* of approval. Check your offer in just 2 steps and apply online to get our loan.
You can take a Bajaj Finance Personal Loan for several uses, such as:
- Personal loan for higher education
- Personal loan for medical emergency
- Personal loan for wedding
- Personal loan for home expenses
- Check loan eligibility – Visit our personal loan page, enter the loan amount you need, select the repayment period, and click on "CHECK LOAN OFFER" to check your loan eligibility.
- Enter personal details – Provide your personal, financial, and employment details to receive a personalised loan offer.
- Review your loan offer – Check your offer details and adjust the loan amount or repayment tenure, if required.
- Complete KYC verification – Verify your identity and bank details to proceed with your application.
- Speak to a loan specialist – Once your application is submitted, an executive will contact you with the next steps.
You may apply for a Personal Loan in Uttar Pradesh with a low CIBIL score. However, approval and loan terms depend on your credit profile, income, repayment history, and applicable eligibility criteria.
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Disclaimer
Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000