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Personal Loan

Personal Loan in Pilani

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Features and Benefits of Personal Loan in Pilani

Pilani, known for its numerous educational establishments, is a flourishing town in the state of Rajasthan. Some of the oldest schools of independent India are located in this region. The town has gained large popularity as it is the home to renowned engineering college, BITS, Pilani.

You can apply for a Bajaj Finserv Personal Loan in Pilani online as well offline to meet any sudden financial needs against minimal eligibility and documentation. Borrowers can enjoy its industry-leading features such as –

  • No collateral required

    Avail a high-value personal loan without the need to pledge collateral.

  • Instant approval

    Quick approval

    Get approval on your personal loan within 5 minutes and rest assured for urgent fincial requirements.

  • Money in the Bank Within 48 Hours

    Speedy disbursal

    The quick disbursal of funds help you meet all your personal financial needs conveniently. Get the approved loan amount in your bank account within 12 hours* of approval.

  • Substantial amount

    Avail an instant loan of up to Rs.25 lakh. Avail such advances by submitting an online application form. Fulfil the easy to meet personal loan eligibility criteria for instant approval of funds.

  • Zero additional charges

    Bajaj Finserv offers personal loans at no hidden costs. Go through the terms and conditions carefully to know more.

  • Pre-approved offers

    Pre-approved offers

    Reduce the overall processing time by availing the pre-approved personal loan offer for you. Check your pre-approved offer by providing name and phone number.

  • Minimal documentation

    Easy to fulfil documentation

    Documents required for a personal loan include KYC and income proof. Duly submit them for instant approval of your application.

  • Pay up to 45% lower EMI

    Flexi Personal Loans

    Avail the flexi loan facility to reduce EMI payments by up to 45%. Pay interest only on the amount withdrawn from the total sanction, which makes repayment easier for you.

  • Flexible tenors

    Flexible tenor

    Borrowers can choose the tenor of repayment depending upon their financial status. You can opt for a tenor up to 60 months. Determine EMIs with the Bajaj Finserv Personal Loan EMI Calculator.

  • Online loan account

    In-app loan management

    Login to the Bajaj Finserv App – Experia to manage your loan account online. Track all previous and upcoming EMIs and manage your finances. You can also report grievances or feedback directly through the customer portal.

Eligibility Criteria for Personal Loan in Pilani

Fulfil the eligibility criteria and document requirements to increase your chances of availing a personal loan.

Criteria for Eligibility Requirements
Age 23 to 55 years
Income stability Salaried individual (Employed with a public/private company or an MNC)
Nationality Indian (Residing in India)
Credit score More than 750

Interest Rates and Charges for Personal Loan in Pilani

The Bajaj Finserv Personal Loan comes with attractive personal loan interest rate and charges. Find out more about the rates and charges to plan your finances better.

Applicable Charges Rate/Amount
Personal loan interest rates 12.99% onwards
Processing fees Up to 4.13% on the loan amount
Penal interest 2% + taxes on EMI or Rs.200 (Higher of the two)
Secure fee Rs.4,499 (For online approval only)
Bounce fees Between Rs.600 and Rs.1,200 (Tax included)

Contact Us

You can call 1800-103-3535 or SMS ‘PL’ to 9773633633 to know more about personal loan in Pilani.

Existing customers can dial 020-3957 5152 or send an e-mail to personalloans1@bajajfinserv.in for the same.

*Conditions apply