Features and Benefits of Personal Loan in Pathanamthitta
Known as the ‘Pilgrim Capital of Kerala’, Pathanamthitta is a popular destination in Central Travancore. With crops like rubber, paddy, banana, coconut, ginger, and others, agriculture engages around 75% of the town’s population.
Cover all your financial requirements with a personal Loan in Pathanamthitta from private financers like Bajaj Finserv. Check out the advantages and features of a personal loan from Bajaj Finance Ltd:
-
Loan disbursal in 12 hours*
Enjoy one of the fastest loan disbursals in 12 hours* with Bajaj Finserv.
-
Loans up to Rs.25 lakh
Borrow an unsecured loan of up to Rs.25 lakh to manage your monetary requirements effortlessly.
-
No hidden rates
Avail your personal loan finance without any surprise or hidden charges. Read the terms and conditions for more information.
-
Pre-approved offers
Look for your pre-approved offers to enjoy a more simplified and faster loan availing procedure.
-
Minimal documentation
Hand over only a few documents required for a personal loan to our representatives at your doorstep.
-
Instant loan approval
No more waiting for days. Reliable loan agents Bajaj Finserv approve an instant loan in minimum time.
-
Repay over flexible tenors
Evaluate your financial condition and opt for repayment-friendly tenors of up to 60 months.
-
Flexi loan facility available
This feature makes the Bajaj Finserv Personal Loan more affordable with interest-only EMIs on the utilised fund for the initial part of the tenor. Save up to 45% on the monthly instalments and pay off the outstanding principal later. Choose to utilise our personal loan online EMI calculator for instant evaluations.
-
Online loan account
Being a trusted loan provider, Bajaj Finserv offers online account management facility with round the clock accessibility.
-
Zero collateral
You do not need to pledge any collateral for a Personal Loan from Bajaj Finserv.
Eligibility Criteria for Personal Loan in Pathanamthitta
Qualify for the required credit by meeting our simple personal loan eligibility requirements.
| Criteria for Eligibility | Requirements |
|---|---|
| Age | 23 to 55 years |
| Income stability | Salaried individual (Employed with a public/private company or an MNC) |
| Nationality | Indian (Residing in India) |
| Credit score | More than 750 |
Interest Rates and Charges for Personal Loan in Pathanamthitta
Enjoy competitive personal loan interest rates and associated charges with private lenders like Bajaj Finserv.
| Applicable Charges | Rate/Amount |
|---|---|
| Personal loan interest rates | 12.99% onwards |
| Processing fees | Up to 4.13% on the loan amount |
| Penal interest | 2% + taxes on EMI or Rs.200 (Higher of the two) |
| Secure fee | Rs.4,499 (For online approval only) |
| Bounce fees | Between Rs.600 and Rs.1,200 (Tax included) |
Contact Us
For more information about personal loan in Pathanamthitta, new applicants can contact Bajaj Finserv at 1800-103-3535 or SMS ‘PL’ to 9773633633.
If you are an existing customer, reach us at 020-3957 5152 or email at personalloans1@bajajfinserv.in.
*Conditions apply
