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Features and Benefits of Personal Loan in Pathanamthitta

Known as the ‘Pilgrim Capital of Kerala’, Pathanamthitta is a popular destination in Central Travancore. With crops like rubber, paddy, banana, coconut, ginger, and others, agriculture engages around 75% of the town’s population.

Cover all your financial requirements with a personal Loan in Pathanamthitta from private financers like Bajaj Finserv. Check out the advantages and features of a personal loan from Bajaj Finance Ltd:

  • Money in the Bank Within 48 Hours

    Loan disbursal in 12 hours*

    Enjoy one of the fastest personal loan disbursals in 12 hours* with Bajaj Finserv.

  • Loans up to Rs.25 lakh

    Borrow an unsecured loan of up to Rs.25 lakh to manage your monetary requirements effortlessly.

  • No hidden rates

    Avail your personal loan finance without any surprise or hidden charges. Read the terms and conditions for more information.

  • Pre-approved offers

    Pre-approved offers

    Look for your pre-approved offers to enjoy a more simplified and faster loan availing procedure.

  • Minimal documentation

    Minimal documentation

    Hand over only a few documents required for a personal loan to our representatives at your doorstep.

  • Instant approval

    Instant loan approval

    No more waiting for days. Reliable loan agents Bajaj Finserv approve an instant loan in minimum time.

  • Flexible tenors

    Repay over flexible tenors

    Evaluate your financial condition and opt for repayment-friendly tenors of up to 60 months.

  • Pay up to 45% lower EMI

    Flexi loan facility available

    This feature makes the Bajaj Finserv Personal Loan more affordable with interest-only EMIs on the utilised fund for the initial part of the tenor. Save up to 45% on the monthly instalments and pay off the outstanding principal later. Choose to utilise our personal loan online EMI calculator for instant evaluations.

  • Online loan account

    Online loan account

    Being a trusted loan provider, Bajaj Finserv offers online account management facility with round the clock accessibility.

  • Zero collateral

    You do not need to pledge any collateral for a Personal Loan from Bajaj Finserv.

Eligibility Criteria for Personal Loan in Pathanamthitta

Qualify for the required credit by meeting our simple personal loan eligibility requirements.

Criteria for Eligibility Requirements
Age 23 to 55 years
Income stability Salaried individual (Employed with a public/private company or an MNC)
Nationality Indian (Residing in India)
Credit score More than 750

Interest Rates and Charges for Personal Loan in Pathanamthitta

Enjoy competitive personal loan interest rates and associated charges with private lenders like Bajaj Finserv.

Applicable Charges Rate/Amount
Personal loan interest rates 12.99% onwards
Processing fees Up to 4.13% on the loan amount
Penal interest 2% + taxes on EMI or Rs.200 (Higher of the two)
Secure fee Rs.4,499 (For online approval only)
Bounce fees Between Rs.600 and Rs.1,200 (Tax included)

Contact Us

For more information about personal loan in Pathanamthitta, new applicants can contact Bajaj Finserv at 1800-103-3535 or SMS ‘PL’ to 9773633633.

If you are an existing customer, reach us at 020-3957 5152 or email at personalloans1@bajajfinserv.in.

*Conditions apply