Download Voter ID Card

Download Voter ID Card

You will be able to download your Voter ID card online if you are a registered voter.
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With the advent of digital services, downloading the Voter ID card or its electronic version, the e-EPIC card, has become simple. Whether you are downloading it for the first time or need a soft copy, the process is seamless. The Voter ID card is an essential document for every Indian citizen, a proof of your eligibility to vote. It serves as proof of identity for other activities as well, especially financial transactions such as applying for a personal loan when you need quick funds. Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 


Below are step-by-step guides to help you download and register for these important documents online.

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How to download Voter ID card online?

Downloading your Voter ID card online is a straightforward process. Follow these steps to get your Voter ID without any hassle:

  1. Visit the official National Voter Service Portal (NVSP).
  2. Log in using your registered mobile number or email ID.
  3. Select the ‘Download Voter ID’ option from the menu.
  4. Enter your Voter ID number and required details.
  5. Verify the details and submit your request.
  6. Download and save the Voter ID card in PDF format.
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How to register for downloading e-EPIC card online?

The e-EPIC card is a digital version of your Voter ID, offering greater convenience. Here’s how you can register for it:

  1. Access the NVSP portal or the Voter Helpline app.
  2. Log in using your mobile number or create a new account.
  3. Link your mobile number with your Voter ID, if not already done.
  4. Navigate to the ‘e-EPIC Download’ section.
  5. Complete the KYC process by verifying your details.
  6. Once verified, you can download your e-EPIC card instantly.
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How can I download a soft copy of Voter ID?

A soft copy of your Voter ID ensures easy accessibility and can be downloaded anytime. Follow these steps:

  1. Open the NVSP portal or Voter Helpline app.
  2. Log in with your registered credentials.
  3. Click on the ‘Download Voter ID’ option.
  4. Enter your EPIC number and verify the details.
  5. Submit the request and download the soft copy in PDF format.
  6. Save the file for future use or print it as needed.
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Conclusion

Downloading a Voter ID card or its electronic version online is now a quick and efficient process. By following the steps outlined above, you can easily access these crucial documents without visiting a physical office. Digital Voter ID services not only save time but also enhance convenience, making them an excellent initiative for Indian citizens.

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Key offerings: 3 loan types

  • Flexi Hybrid Term Loan
  • Flexi Term (Dropline) Loan
  • Term Loan

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    You can pay interest-only EMIs for up to 36 months, after which, the EMI will consist of both, the principal and the interest. EMI is applicable only on the withdrawn amount.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest on the loan amount you withdraw.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Amount disbursed in one go
    The entire loan amount is disbursed at the start.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest.

  • Flexi facility charges
    No Flexi facility charges.

Personal loan interest rate and applicable charges

Type of fee

Applicable charges

Rate of interest per annum

10% to 30% p.a.

Processing fees

Up to 3.93% of the loan amount (inclusive of applicable taxes).

Flexi Facility Charge

Term Loan – Not applicable

Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes)

Will be deducted upfront from loan amount.

Bounce charges

Rs. 700 to Rs. 1,200/- per bounce

“Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason.

Part-prepayment charges

Full Pre-payment:

  • Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment

  • Flexi Term (Dropline) Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

  • Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

Part Pre-payment

  • Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-Payment.

  • Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan.

Penal charge

Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Stamp duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount.

Annual maintenance charges

Term Loan: Not applicable

Flexi Term (Dropline) Loan:

Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.


Flexi Hybrid Term Loan:

Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure

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