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Gold Rate Today in Mirzapur

Get the latest updates on the gold price today in Mirzapur with Bajaj Finance. Track daily gold rates and understand its impact on gold loans. Check your gold loan eligibility today!
Gold Rate Today
22k Gold / 10 gm 
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24k Gold / 10 gm: : ₹ --
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Key takeaways

Here are the key points to keep in mind when checking gold prices in Mirzapur and planning your purchase or investment.

  • Check today's gold rate in Mirzapur for different gold purities, including 18K, 22K and 24K.
  • Compare rates to understand how gold purity affects the price.
  • Keep track of international gold prices, currency movements, import duties and local demand, as these factors influence gold rates.
  • Review past gold prices to understand recent market trends and price changes.
  • Use the applicable gold valuation rate to estimate your gold loan eligibility.

Staying updated on gold prices in MIrzapur can help you plan your purchases, compare costs and make informed financial decisions.

How is the gold price calculated in Mirzapur?

The gold rate in Mirzapur is calculated using the international gold price, currency exchange rates, gold purity and applicable taxes. Here is how these factors determine the final price:

  • International gold price: Gold is traded globally in US dollars per troy ounce. This serves as the starting point for calculating gold prices in India.
  • Currency conversion: The international price is converted into Indian rupees using the USD-INR exchange rate. A weaker rupee can make gold imports more expensive.
  • Gold purity: The price is adjusted according to the purity of gold. 24K gold is 99.9% pure, while 22K gold is 91.6% pure. Therefore, their prices differ.
  • Import duty: Since India imports much of its gold, applicable import duties affect the domestic gold price.
  • GST: A 3% GST applies to the value of gold, while 5% GST applies to making charges.
  • Making charges and jeweller's margin: The final jewellery cost includes making charges and the jeweller's margin, which can vary between jewellers.

Checking these factors can help you understand changes in the gold rate in Mirzapur and compare jewellery prices before making a purchase.

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Historical gold rate in Mirzapur and how it has changed in recent years

Gold prices in Mirzapur have shown an overall upward trend over the years, although prices can rise or fall in the short term. Looking at historical gold rates helps buyers understand past price movements and compare them with current market rates.


YearPrice: 24K gold per 10 grams
2025Rs. 1,05,000 to Rs. 1,30,000
2024Rs. 77,000
2023Rs. 65,000
2022Rs. 52,000
2021Rs. 47,000
2020Rs. 48,000
2019Rs. 35,000
2018Rs. 31,000
2017Rs. 29,000

Last updated: October 2026


The historical trend shows how gold prices have increased over time, with some short-term fluctuations. Before buying gold in Mirzapur, compare the latest rate for your preferred purity and account for applicable taxes and making charges to estimate the total cost.


Your gold may help meet your financial needs. Check your gold loan eligibility with Bajaj Finance.

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Factors that affect gold rate in Mirzapur

Gold prices in Mirzapur are influenced by a mix of global trends and local market conditions. Key factors include:

  • International gold prices: Changes in global gold markets directly impact local rates in Mirzapur.
  • Rupee–dollar exchange rate: A weaker rupee usually makes gold more expensive domestically.
  • Local demand: Wedding seasons and festivals in Mirzapur can push prices higher.
  • Import duties and taxes: Government policies affect the final gold price you pay.
  • Inflation trends: Higher inflation often increases gold demand as a safe asset.
  • Market sentiment: Economic uncertainty can lead more people to invest in gold, raising prices.


What is the difference between 18K, 22K, and 24K gold?

The karat value tells you how much pure gold a piece contains. Higher karats mean more gold.

  • 18K gold is 75% pure gold. The remaining 25% is other metals, which make it harder and more suitable for daily wear.
  • 22K gold is 91.6% pure gold. It is the most popular choice for traditional jewellery in Kolhapur because it balances purity with durability.
  • 24K gold is 99.9% pure gold. It is too soft for jewellery but ideal for investment in gold coins and bars.

Feature18K22K24K
Purity75%91.6%99.9%
Best forDaily wearJewelleryInvestment
DurabilityHighestHighLower
Gold contentLowerHigherHighest
Common useModern jewelleryWedding jewelleryCoins and bars

Techniques to check the purity of gold in Mirzapur

Checking the purity of gold involves several simple techniques that can be done. These techniques can offer a basic understanding of gold purity, but for precise measurements. It is recommended to consult a certified jeweller or a professional gold assayer.

  1. BIS hallmark: Look for the Bureau of Indian Standards (BIS) hallmark on the gold item, ensuring it meets established purity standards.
  2. Magnifying glass: Use a magnifying glass to inspect the gold closely. Look for stamps like "24K," "999," or "9999," indicating the highest purity.
  3. Colour and shine: Authentic gold has a distinct bright yellow hue and maintains a consistent shine. Discolouration or dullness may suggest impurities.
  4. Magnetic test: Real gold is not magnetic. If the gold attracts a magnet, it might not be pure.
  5. Professional assessment: For precise verification, consult a certified jeweller or gold assayer. They can conduct advanced tests for accurate purity determination.

Remember, while these methods provide basic insights, for accurate results, it is advisable to seek assistance from a certified jeweller or a professional gold dealer.


As gold prices in Mirzapur change with global trends, knowing your borrowing capacity can help you stay prepared. Check your gold loan eligibility to know how much you can borrow today.


What is the best investment option: physical gold, gold ETFs, or sovereign gold bonds?

Choosing the best investment option among physical gold, Gold ETFs, and Sovereign Gold Bonds depends on your preferences and financial goals. Physical gold offers the advantage of holding a tangible asset but requires secure storage. Gold ETFs are digital and easily tradable but do not generate interest. Sovereign Gold Bonds provide interest rates, and their tax implications vary based on maturity. To make an informed decision, stay updated with the gold price today in India and monitor live gold prices regularly to gauge market trends.

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How does the gold price in Mirzapur today affect your gold loan amount?

The gold price in Mirzapur today can affect how much you may borrow against your gold. A higher assessed gold value may increase your eligible loan amount, while a lower value may reduce it. However, the retail gold rate alone does not determine your loan amount. The lender also considers your gold’s purity, net weight, applicable valuation price and loan-to-value (LTV) limit. The final amount depends on the gold assessment and applicable loan terms.


How is gold loan eligibility calculated?

Your eligible gold loan amount depends on the following factors:

  • Gold weight: The net weight of the gold after excluding stones and other non-gold materials.
  • Gold purity: The karat value of your jewellery or ornaments affects the amount of gold considered for valuation.
  • Applicable gold valuation rate: The lender uses the prescribed gold price for valuation rather than simply relying on the latest retail rate.
  • Loan-to-value (LTV) ratio: This sets the maximum loan amount as a percentage of the assessed gold value.

Only the eligible gold content is considered during valuation. Stones, enamel and other decorative materials are excluded.


Please note: As per RBI guidelines, the final loan amount depends on the applicable LTV limit, the actual purity of the gold and its assessed value. The gold value is determined using the lower of the previous day's closing price or the 30-day average closing price for the relevant purity, as published by IBJA or a SEBI-regulated commodity exchange.

The applicable LTV limit varies by loan amount. It must be maintained throughout the loan tenure in accordance with RBI guidelines. To know more, click here.


Gold loan basics: What you should know before applying

With Bajaj Finance, you can borrow from Rs. 5,000 to Rs. 2 crore against eligible gold jewellery, ornaments and gold coins. Keep these points in mind before applying:

  • Gold valuation: The loan amount depends on the assessed value, net weight and purity of your gold, not the price you originally paid for it.
  • Accepted gold purity: Jewellery and ornaments must meet the accepted purity range of 18-22. Gold coins are accepted up to 24 karat purity.
  • Gold security: Your pledged gold is stored securely and covered by insurance for the loan tenure.
  • Valuation method: Bajaj Finance uses the lower of the previous day's closing price or the 30-day average closing price published by IBJA or a SEBI-regulated commodity exchange.
  • KYC documents: You can submit an accepted document such as an Aadhaar card, Voter ID, passport, driving licence, NREGA job card or a letter issued by the National Population Registration.
  • Early loan closure: There are no foreclosure charges, so you can close your loan early without a foreclosure penalty.
  • Repayment options: Choose from the available repayment methods. Under bullet repayment, the principal and interest are paid at maturity. Under regular interest servicing, interest is paid half-yearly as scheduled and the principal is paid at maturity.

Before applying for a gold loan in Mirzapur, use the gold loan calculator to estimate your repayment obligations. You can also check your eligibility online to understand your potential borrowing amount based on the applicable gold valuation rate, purity, net weight and LTV limit.


It takes just 2 steps to check your eligibility for a Bajaj Finance Gold Loan. Enter your mobile number now. 

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Frequently asked questions

Gold Purchase

Gold Price

What constitutes gold purchases in Mirzapur?

Gold purchases in Mirzapur encompass various factors, including purity, weight, and prevailing market rates like the gold price today in Mirzapur. People of Mirzapur consider these aspects to make informed decisions, ensuring they acquire genuine, valued gold while staying updated with the city's current pricing trends.

In Mirzapur, the choice between 22k and 24k gold depends on personal preferences. Consider checking gold rate today in Mirzapur for 22 carat and 24 carat gold to make an informed decision based on both purity and price.

The price of gold in Mirzapur is determined by various factors. Global market trends, economic conditions, demand-supply dynamics, and currency fluctuations influence the gold price in Mirzapur. These factors collectively shape its value, reflecting the city's economic and cultural ties to this precious metal.

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Disclaimer

Bajaj Finance Limited (BFL) has the sole and absolute discretion, without assigning any reason to accept or reject any application as per BFL policy. *