Personal Loan in Nagercoil

Nagercoil, located near the southern tip of India, is known for its serene landscapes, educational institutions, and vibrant economy. Whether you are planning a wedding, funding higher education, or covering emergency expenses, a personal loan can offer timely financial support.

With a Bajaj Finserv Personal Loan in Nagercoil, you can borrow up to Rs. 55 lakh, get instant online approval, and receive funds in 24 hours*—without needing to visit a branch or pledge collateral.

Check your pre-approved loan offer in Nagercoil with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Nagercoil. All it takes is just your phone number and OTP.

Money in your account in 24 hours*

You will get the loan amount in your bank account within 24 hours*, making it easy to manage any urgent expenses.

High loan amount and flexible tenure

You can take a loan ranging from Rs. 40,000 to Rs. 55 lakh - and spread the repayment over long tenure of up to 8 years.

Quick approval

Apply online and get instant approval for your personal loan. Know more about the personal loan application process.

Minimal documents

With very little paperwork required, the loan application and approval process becomes quick and convenient.

No guarantor or collateral needed

You do not need to provide any collateral such as gold ornaments and property papers to get the loan.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years*.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years* or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Real-time image / photograph
• Ration card

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.