Bajaj Finserv in your city

Kathua is one of Jammu and Kashmir’s most popular industrial towns. It stands along the NH-44 and has an army cantonment adjacent to the town. The city attracts tourists for its beautiful gardens and parks, including the Dr. K.K Birla Garden.

Residents of this city can avail a high-value personal loan in Kathua to finance their more significant expenses. A leading NBFC in India, Bajaj Finserv offers personal loans in Kathua with affordable interest rates and attractive features.

Features and benefits of a personal loan in Kathua

  • Flexibility in repayment

    Flexibility in repayment

    Use our Bajaj Finserv EMI Calculator to choose a convenient tenor of up to 84 months.

  • High-value financing

    High-value financing

    Apply for personal loans of up to Rs. 35 lakh. Before that, use our online Personal Loan Eligibility Calculator.

  • Online customer portal

    Online customer portal

    Our customer portal – Experia, allows you to manage your loan account online at your convenience.

  • Loan in the bank within %$$PL-Disbursal$$%*

    Loan in the bank within 24 hours*

    Get your personal loan finance credited to your account within 24 hours* of approval.

  • Minimal documentation

    Minimal documentation

    With a simplified list of documents required, we ensure that the documentation process is easy and hassle-free.

  • Hassle-free approval

    Hassle-free approval

    Meet the listed eligibility criteria and get approved for personal finance in a matter of minutes.

  • Lower EMIs with the Flexi Hybrid feature

    Lower EMIs with the Flexi Hybrid feature

    Our Flexi loans are perfect for reducing your EMIs. With this facility, you can lower your repayment burden by up to 45%* for the initial part of the tenor.

  • Transparency in charges

    Transparency in charges

    Rest easy as a Bajaj Finserv Personal Loan does not levy any additional charges.

Kathua is surrounded by a well-developed industrial estate 'SICOP' and is well-connected to major cities, such as Chandigarh, Amritsar, Delhi and Jammu. Several small canals flow throughout Kathua, adding to the beauty of the place. Apart from these, Jasmergarh fort and Jasrota fort are two of the many historical landmarks contributing to the tourism sector.

One of the best options to address your financial needs in Kathua is a personal loan from Bajaj Finserv. We bring personalised features like flexible repayment tenor, innovative Flexi loan, quick approval, transparent policy and more.

*Condition apply

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Eligibility criteria for a personal loan

Make the approval process hassle-free before you apply for a personal loan. View the eligibility criteria.

  • Nationality


    Indian, residing in the country

  • Income stability

    Income stability

    Salaried individual employed at a private/ public firm or an MNC

  • Age of applicant

    Age of applicant

    From 21 years to 67 years*

  • Credit score

    Credit score

    750 or above

  • Minimum salary

    Minimum salary

    Check the city list to learn more about the salary requirements

With a Bajaj Finserv Personal Loan, you can serve many purposes like home renovation, travel and accommodation, debt consolidation, school and college education, medical expenses, etc. Fulfil all the eligibility parameters accurately.

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Interest rates and charges on a personal loan

Know the loan interest rates and get an estimate of your monthly outflow towards the repayment of your loan.