Croatia Tourist Visa for Indians

Croatia Tourist Visa for Indians

Indian citizens travelling to Croatia for tourism need a Schengen short-stay visa. You can stay for up to 90 days in any 180-day period, subject to the visa issued and applicable entry conditions.
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Last reviewed: September 2026


In Summary


Indian travellers visiting Croatia for tourism generally need a Schengen Visa C for short stays. Croatia has been part of the Schengen Area since 1 January 2023, so time spent in Croatia counts towards the 90-day limit across the Schengen Area.


  • A Schengen Visa C is required for short tourist visits to Croatia.
  • The visa permits stays of up to 90 days in any 180-day period.
  • Apply through Croatia when it is the main destination of your Schengen trip.
  • Applicants in India submit applications through the applicable VFS Global Visa Application Centre.
  • Applications can generally be submitted up to 6 months before the planned journey.
  • VFS India currently lists a standard processing time of up to 45 calendar days for Croatia visa applications.
  • The adult visa fee is EUR 90 (approximately Rs. 10,200), subject to change.
  • Travel medical insurance with minimum coverage of EUR 30,000 (approximately Rs. 34 lakh) is required.
  • Supporting documents may include proof of itinerary, accommodation, financial resources, employment or professional status and return travel.
  • Submitting a visa application does not guarantee issuance, and holding a visa does not automatically guarantee entry into Croatia.

Prepare your documents according to your actual travel plans and allow sufficient time for processing. Check the latest requirements from the Croatian authorities and VFS Global before submitting your application. Check your eligibility for personal loan using just mobile number and OTP – 100% online process.

Do Indians need a visa for Croatia?

Indian citizens travelling to Croatia for tourism generally need a Schengen Visa C for short stays. Croatia is part of the Schengen Area, so the visa rules and 90-day stay limit apply across Croatia and other Schengen countries.


  1. Visa requirement: Indian citizens generally need a visa for short tourist visits to Croatia. The applicable visa category is Schengen Visa C.
  2. 90/180-day rule: A Schengen Visa C generally permits stays of up to 90 days in any 180-day period. This limit covers your total time across the Schengen Area, not just your stay in Croatia.
  3. Where to apply: If Croatia is your main destination, you should submit your application through the competent Croatian visa authority or the applicable VFS Global Visa Application Centre in India.
  4. Multi-country trips: If you plan to visit several Schengen countries, the country where you spend the most time generally determines where you should apply. If stays are equal, the application is generally made through the country of first entry.

Check the latest visa requirements before applying and prepare documents that support your itinerary, accommodation, finances and travel plans. Submit the application through the designated visa process for your trip.

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What type of visa do Indians need for Croatia?

You need a Schengen short-stay Visa C when visiting Croatia for tourism for a stay within the applicable 90-day limit.


The visa can be issued for one, two or multiple entries depending on the circumstances of your travel and the decision on your application. A short-stay visa does not permit you to work in Croatia.

Visa typePurposeMaximum stay
Schengen Visa CTourism and other short staysUp to 90 days in any 180-day period
National Visa DLong-stay purposesBased on the applicable national visa conditions

For a standard holiday in Croatia, the relevant category is the short-stay Schengen Visa C.

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Where should Indians apply for a Croatia tourist visa?

You should apply for a Croatia Schengen visa through the competent Croatian consular authority when Croatia is the main destination of your trip. In India, applications are submitted through the applicable VFS Global Visa Application Centre, which handles visa application services on behalf of the Croatian authorities.


For a trip covering multiple Schengen countries, you should determine the correct country of application based on your itinerary. Generally, you apply through the country where you will spend the most time. If you plan to spend an equal number of days in two or more Schengen countries, the country of first entry generally determines where you should apply.


Before submitting your application, check the applicable Croatian visa requirements, VFS instructions, appointment availability and required documents. Ensure that the information in your application matches your planned itinerary, accommodation and other supporting documents.

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What documents are required for a Croatia tourist visa?

You need to submit a completed application form and supporting documents that establish your identity, travel purpose, accommodation, finances and intention to return.

The current VFS India tourist checklist includes the following documents:


DocumentWhat you need
Visa application formCompleted and signed application form
PassportIssued within the last 10 years, with at least two blank pages and validity extending at least 3 months beyond the requested visa expiry
PhotographsTwo photographs meeting the specified requirements
Travel medical insuranceMinimum coverage of EUR 30,000 (approximately Rs. 34 lakh)
Cover letterPurpose of trip, itinerary and locations and duration of stay
Return travel reservationEvidence of intended return or onward travel
AccommodationHotel or other accommodation reservation covering the trip
Financial documentsBank statements and other evidence of sufficient funds
Income Tax ReturnsVFS checklist asks for three years of ITRs where applicable
Employment proofEmployer letter, position, length of service, approved leave and recent salary information
Self-employed documentsBusiness registration and relevant supporting documents
Student documentsInstitution letter granting leave and valid student identification

The Embassy may request additional supporting documents, certified translations or other verification during the application process.

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How much bank balance is required for a Croatia visa?

Croatia's VFS India checklist requires you to provide evidence that you have sufficient funds to support your stay and return to your country of residence or travel to another destination. It does not state a single fixed bank-balance figure on the tourist checklist.


The listed financial documents include:

  • Three months of bank statements for savings and current accounts, where applicable
  • Three years of Income Tax Returns
  • International credit card and three months of credit card statements
  • Foreign-exchange endorsement or purchase receipt, where applicable

Your documents should be consistent with your proposed itinerary, accommodation and overall travel expenses.

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Is travel insurance mandatory for Croatia?

Yes. Travel medical insurance is mandatory when applying for a Croatia Schengen visa. The policy must provide minimum coverage of EUR 30,000 (approximately Rs. 33 lakh) for eligible medical and repatriation-related expenses.


The insurance should cover expenses related to urgent medical assistance, emergency hospital treatment and repatriation for medical reasons. It should also cover transportation in the event of death. The policy must be valid throughout the required period and provide coverage across the Schengen Area.


For a single- or double-entry visa, the insurance should cover the entire planned stay in Croatia. For a multiple-entry visa, the policy must cover at least the period of your first planned visit.


When applying from India, you should ensure that the travel medical insurance policy meets the requirements specified by the Croatian authorities. Keep the insurance certificate with your other visa documents when submitting your application.


Pro tip: Check the policy's coverage amount, geographical validity and dates carefully before submitting your visa application. A policy that does not meet the specified requirements may not satisfy the visa documentation requirements.

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How much does a Croatia tourist visa cost for Indians?

The current VFS India information lists the short-stay visa fee at EUR 90, equivalent to Rs. 10,200 on the VFS page. The INR amount is subject to change.


You also need to account for applicable VFS service and other charges.

CostCurrent amount listed
Schengen visa feeEUR 90 / Rs. 10,200
VFS LogisticsRs. 2,553
Optional courierRs. 1,054
Optional SMSRs. 632
Optional premium loungeRs. 5,772
Optional courier assuranceRs. 1,300

Not every optional service is required. VFS also lists certain location-specific courier requirements and other services, so check the applicable charges for your submission centre before payment.


Children below 12 years and certain other categories can qualify for visa-fee exemptions under the applicable rules.

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How long does a Croatia tourist visa take?

The current Croatia VFS India information lists 45 calendar days as the standard processing time from receipt of the application at the Embassy. It also states that applications submitted less than 45 days before the travel date will not be accepted under the applicable mission instruction.


You can submit a visa application up to 6 months before the beginning of your planned journey.


Processing can also be affected if the Embassy requests additional documents, an interview or further verification. Therefore, avoid planning your application around the minimum available time.

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What is the Croatia tourist visa application process?

You can follow these steps to apply for a Croatia tourist visa from India:

1. Check where you need to apply

Confirm that Croatia is the main destination under the applicable Schengen rules.

2. Complete the application form

Complete the Croatian visa application form online through the official system. Print and sign the completed form as required.

3. Prepare your documents

Collect your passport, photographs, insurance, itinerary, accommodation reservations, financial documents, employment or professional proof and other required documents.

4. Book a VFS appointment

Book an appointment at the applicable Croatia Visa Application Centre in India. Personal appearance is mandatory for applicants submitting Category C visas, subject to applicable biometric exemptions.

5. Submit your application

Attend the appointment, submit your documents and provide fingerprints and other biometric information where required.

6. Pay the applicable fees

Pay the visa fee and applicable VFS charges at the time of submission.

7. Track your application

Use the tracking facility provided by VFS Global to monitor the application.

8. Collect your passport

Collect your passport after the application has been processed or use an applicable courier service if selected.

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Can I apply for a Croatia visa without confirmed flight tickets?

The current VFS India checklist states that applicants need a reservation of return travel, rather than requiring a confirmed, fully paid flight ticket. It also states that applicants should provide hotel or accommodation reservations.


VFS specifically advises customers to provide only flight and hotel reservations rather than confirmed bookings.


You should therefore follow the current checklist instead of making non-refundable bookings solely for the visa application.

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Can I change my Croatia itinerary after applying?

You may be able to change your Croatia travel plans after submitting a Schengen visa application, but the impact depends on the type and extent of the change. Your visa application is assessed based on the itinerary, accommodation, financial resources and other documents submitted with the application.


If your plans change before a visa decision is made, inform the relevant Croatian consular authority or visa application centre and ask whether updated documents are required. Do not assume that you can simply replace the itinerary without notifying the authorities.


If your visa has already been issued, check that the new travel dates and destinations remain consistent with the validity period, duration of stay and number of entries stated on your visa. A visa does not automatically permit travel beyond these conditions.


For a multi-country Schengen trip, a significant change in your itinerary may also affect which country should be considered your main destination. If the revised itinerary makes another Schengen country your main destination, seek guidance from the relevant visa authority before travelling.


Keep supporting documents for any revised plans, such as updated accommodation bookings, transport reservations and travel insurance. Avoid relying on non-refundable bookings until your visa and travel arrangements are confirmed.


Pro tip: If your itinerary changes substantially after applying, contact the Croatian visa authority or the applicable VFS Global centre before making further travel commitments.

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What are the common reasons to prepare carefully for a Croatia visa?

Your application should clearly establish the purpose and practical details of your trip. Pay particular attention to:


  • Incomplete or inconsistent documents
  • An itinerary that does not match accommodation bookings
  • Insufficient evidence of available funds
  • Missing employment or professional-status documents
  • Passport validity or blank-page requirements
  • Inadequate travel insurance
  • Changes to the travel plan during processing
  • Documents that require additional verification or translation

Submitting a complete application does not automatically mean that a visa will be issued. The Croatian authorities can request additional documents or an interview.

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Can a personal loan help fund a Croatia trip?

A personal loan can help you spread eligible travel expenses across monthly EMIs instead of paying the entire trip cost from your savings. Compare the total repayment, applicable interest rate, processing charges and tenure before borrowing.


  • Repayment tenure: 12 months to 108 months
  • Interest rate: 10% and 30.5% per annum.
  • CIBIL Score: 650 or higher 
  • Disbursal: Within 24 hours*  of document verification
  • Collateral: Not required — fully unsecured loan
  • Eligibility: Salaried or self-employed Indians aged 21 years to 80 years*


You can check your eligibility using only your mobile number and OTP, without visiting a branch.

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  • Instalment pattern
    You can pay interest-only EMIs for up to 36 months, after which, the EMI will consist of both, the principal and the interest. EMI is applicable only on the withdrawn amount.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest on the loan amount you withdraw.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Amount disbursed in one go
    The entire loan amount is disbursed at the start.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest.

  • Flexi facility charges
    No Flexi facility charges.

Personal loan interest rate and applicable charges

Type of fee

Applicable charges

Rate of interest per annum

10% to 30.5% p.a.

Processing fees

Up to 4.13% of the loan amount (inclusive of applicable taxes).

Flexi Facility Charge

Term Loan – Not applicable

Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes)

Will be deducted upfront from loan amount.

Bounce charges

Rs. 700 to Rs. 1,200/- per bounce

“Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason.

Part-prepayment charges

Full Pre-payment:

  • Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment

  • Flexi Term (Dropline) Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

  • Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

Part Pre-payment

  • Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-Payment.

  • Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan.

Penal charge

Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Stamp duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount.

Annual maintenance charges

Term Loan: Not applicable

Flexi Term (Dropline) Loan:

Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.


Flexi Hybrid Term Loan:

Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure

Credit guarantee scheme feeUp to 1.18% p.a. (pro-rated daily till 31st March) (inclusive of all applicable taxes) of the loan amount
Credit guarantee scheme renewal feeUp to 1.18% p.a. (inclusive of all applicable taxes) on the outstanding loan amount as on April 01 of the subsequent Financial Year.
*Renewal Fee to be collected only for 3 subsequent financial years.
 
**If the Remaining Tenure is less than 12 months, the CG Fee in subsequent years shall be charged prorated.

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Frequently asked questions

Overview

How much does it cost for a Croatia trip?

A week-long Croatia trip varies with season, route and accommodation. Flights and stays are the largest costs, and the coast is pricey in summer, so travelling in the shoulder months and grouping island trips helps keep the budget manageable.


Since Croatia joined the Schengen Area in 2023, Indians apply for a Schengen visa through VFS Global. Submit your passport, application form, travel insurance, proof of funds and itinerary, and provide biometrics. Apply well ahead of travel. You can check your eligibility using only your mobile number and OTP, without visiting a branch.

No, Croatia does not offer visa on arrival or an e-visa for Indian passport holders. As a Schengen member since 2023, it requires a Schengen visa arranged in advance through VFS Global before you travel.


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