717 CIBIL Score

717 CIBIL Score

Simple tips to improve CIBIL Score and secure better financial options. Check your eligibility for personal loan with your phone and OTP.
Loan Types

Loan Types

Calculator

Calculator

FAQs

FAQs

Video

Video

Rs. 40000 - Rs. 55 lakh

Calculate your EMIs

You may be eligible for a pre-approved offer

Check now

Enter mobile and OTP | Check offer | No branch visit needed

717 CIBIL Score - Is it good or bad?

A 717 CIBIL score is regarded as good in India, reflecting consistent financial discipline and creditworthiness. With this score, you are likely to qualify for a variety of credit products, including loans and credit cards, with favourable interest rates. Lenders consider a 717 score as low risk, which enhances your chances of approval. Improving this score further could unlock even more attractive financial terms and opportunities.


 

✅  Check your eligibility for personal loan using just mobile number and OTP – 100% online process.

Show More
Show Less

How to improve your 717 CIBIL Score?

To improve a 717 CIBIL score, focus on timely payments and keeping your credit utilisation low, ideally below 30%. Reducing outstanding debt and minimising new credit applications can positively impact your score. Regularly checking your CIBIL report for inaccuracies ensures that your score reflects your true creditworthiness. Practising these habits can steadily enhance your score, providing better access to premium financial options.

Show More
Show Less

How to apply for personal loan

  • Step-by-step guide to apply for a personal loan

    1. Click on ‘CHECK ELIGIBILITY’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
    4. Now, click on ‘PROCEED’ to visit the loan selection page.
    5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
    6. Choose the repayment tenure and click on ‘PROCEED’.
    7. Complete your KYC and submit your application.

    Our representative will contact you for further steps.


    Check your eligibility for personal loan using just mobile number and OTP – 100% online process.

Show More
Show Less

How does a 717 CIBIL Score impact interest rates?

A 717 CIBIL score generally allows you to access credit products with competitive interest rates, as lenders view this score as a sign of reliability. With this score, you are likely to receive favourable terms, though a higher score can secure the lowest available rates, reducing borrowing costs. A strong score also increases your eligibility for premium financial products.

Show More
Show Less

Key offerings: 3 loan types

  • Flexi Hybrid Term Loan
  • Flexi Term (Dropline) Loan
  • Term Loan

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    You can pay interest-only EMIs for up to 36 months, after which, the EMI will consist of both, the principal and the interest. EMI is applicable only on the withdrawn amount.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Withdraw and prepay – no extra charges
    You can withdraw from your limit and prepay as many times as you want, without extra charges.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest on the loan amount you withdraw.

  • Flexi facility charges
    Flexi facility charges applicable based on your loan amount.

  • Amount disbursed in one go
    The entire loan amount is disbursed at the start.

  • Instalment pattern
    Fixed EMIs that cover both the principal and interest.

  • Flexi facility charges
    No Flexi facility charges.

Personal loan interest rate and applicable charges

Type of fee

Applicable charges

Rate of interest per annum

10% to 30% p.a.

Processing fees

Up to 3.93% of the loan amount (inclusive of applicable taxes).

Flexi Facility Charge

Term Loan – Not applicable

Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes)

Will be deducted upfront from loan amount.

Bounce charges

Rs. 700 to Rs. 1,200/- per bounce

“Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason.

Part-prepayment charges

Full Pre-payment:

  • Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment

  • Flexi Term (Dropline) Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

  • Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount, as on the date of full prepayment.

Part Pre-payment

  • Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-Payment.

  • Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan.

Penal charge

Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Stamp duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount.

Annual maintenance charges

Term Loan: Not applicable

Flexi Term (Dropline) Loan:

Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.


Flexi Hybrid Term Loan:

Up to 0.472% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.295% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure

Not your nearest branch?

Banner_NEW_Storelocator_XAOP_App_19012026.png

Related articles

Article 1

Know how CIBIL score is important for personal lending

Jan 27, 2026

Read More

 how-outstanding-debt-affects-your-credit-score 2

How is Your CIBIL Score Calculated?

May 25, 2021

Read More

 Article 3

CIBIL Charges in India

Jan 28, 2026

Read More

 Article 4

Jan 20, 2026

Read More

Related Links

Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000