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Rs. 40,000 - Rs. 55 lakh
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In today's fast-paced world, having access to quick financial support can make a significant difference. Whether you need funds for medical emergencies, home repairs, travel, or other planned and unplanned expenses, a personal loan can help you manage your financial needs. The Bajaj Finance app allows eligible applicants to apply for an Insta Personal Loan ranging from Rs. 40,000 to Rs. 55 lakh with a simple online application process. This article explains the features of the Bajaj Finance app, the application process, eligibility criteria, and the documents required to help you apply with confidence.
With a Bajaj Finance Personal Loan, you can get the funds within 24 hours* of approval. Check your offer in just 2 steps and apply online to get our loan.
Features of the Bajaj Finance app
The Bajaj Finance app offers a convenient way for eligible customers to apply for and manage financial products online. With a simple interface and digital services, our finance app helps make the borrowing process quicker and more accessible.
Some of the key features include:
- Apply online: Submit an application for an Insta Personal Loan ranging from Rs. 40,000 to Rs. 55 lakh through the app.
- Quick approval: Eligible applicants can receive quick approval after successful verification.
- Fast disbursal: Approved loan amounts are disbursed within 24 hours* for other eligible personal loan applicants.
- Minimal documentation: Complete the application process with the required KYC and supporting documents.
- Secure digital process: Upload documents and complete verification through a secure online platform.
- Flexible repayment options: Choose a repayment tenure from 12 months to 108 months based on your financial requirements.
- Loan account management: View loan details, repayment schedule, and other account information directly through the app.
- Easy EMI payments: Make EMI payments and access loan-related services from one place.
Eligibility criteria
| Nationality | Indian |
| Age | 21 years to 80 years |
| Employed with | Public, private, or MNC. |
| CIBIL Score | 650 or higher. |
| Customer profile | Self-employed or Salaried |
*You should be 80 years or younger, at the end of the loan tenure.
Documents required
Applicants may need the following documents:
| Document Category | Accepted Options |
|---|---|
| KYC proof | Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card |
| Identity proof | PAN card, Real-time image / photograph |
| Employment proof | Employee ID card, Letter of Allotment of Accommodation Issued by Employer |
| Income proof | Salary slips — last 3 months, Bank account statements — last 3 months |
| Others | Pension order, Utility bill, Phone bill, Piped gas bill, Property / Municipal tax receipt |
How to apply using the Bajaj Finance app
Applying for a instant loan on the Bajaj Finance app is simple and easy. Follow these steps:
- Download the app: Install the Bajaj Finance app from the Google Play Store or Apple App Store.
- Register or log in: Create an account or log in using your existing credentials.
- Access the personal loan section: Locate the personal loan section within the app interface.
- Select loan amount and tenure: Choose the loan amount and repayment period that suits your requirements.
- Submit application: Fill in the required details and submit your application. Upload documents if needed.
Once submitted, a representative will then reach out to you to help you with the further process.
Related links:
| ₹10,000 loan app | ₹15,000 loan app |
| ₹40,000 loan app | ₹50,000 loan app |
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Overview
With a Bajaj Finance Personal Loan, you can get the funds within 24 hours* of approval. Check your offer in just 2 steps and apply online to get our loan.
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Disclaimer
Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000