Instant Personal Loan App

Download the Bajaj Finserv mobile app and apply for an instant personal loan from comfort of your home.
Insta Personal Loan
3 min

In today's rapid-paced world, unforeseen expenses can arrive unexpectedly. Whether it's a medical emergency, a household repair, or a sudden travel opportunity, having swift access to funds can be crucial. This is where instant personal loan applications prove invaluable, providing immediate funds to address your urgent financial requirements. You can easily use the Bajaj Finserv mobile app to get our Insta Personal Loan, which credits the loan amount in your account within as little as 30 minutes* to 4 hours.

What are instant personal loans?

Instant personal loans, often referred to as cash loans, are short-term borrowing options offering rapid access to funds without requiring extensive documentation or collateral. Typically, these loans are utilised to address unforeseen expenses or to bridge financial gaps between pay periods.

Features and benefits of instant personal loans

  • Quick approval: Instant personal loan apps offer quick approval, often within a few minutes, allowing you to access funds when you need them most.
  • Minimal documentation: Unlike traditional loans, instant personal loans require minimal documentation, making the application process quick and hassle-free.
  • Flexible repayment options: These loans offer flexible repayment options, allowing you to choose a repayment tenure that suits your financial situation.
  • No collateral required: Instant personal loans are unsecured, meaning you don't need to pledge any collateral to secure the loan.

Features of instant personal loan apps

Speed and convenience: In contrast to conventional loan procedures, which may take days or weeks to complete, instant personal loan applications provide a significantly swifter turnaround time. You can request a loan at any moment, from any location, right from your smartphone. Typically, the application process is rapid and uncomplicated, with disbursal often occurring within minutes.

Paperless application: The era of gathering and delivering stacks of paperwork is over. With instant personal loan apps, you can electronically submit your application, eliminating the necessity for physical documents. For our Insta Personal Loan, certain customers can acquire the required funds without the requirement to submit any documents whatsoever.

Transparency and flexibility: Personal loan lenders and their loan applications offer transparent and easily understandable loan terms. You will have full knowledge of the loan amount, interest rate, and repayment schedule from the outset. Furthermore, certain applications provide flexible repayment choices, enabling you to select a repayment schedule that aligns with your financial situation. With Insta Personal Loan, you can choose a tenure ranging from 6 months to 63 months.

How to apply for an instant personal loan through the app

A step-by-step guide to using the Bajaj Finserv personal loan app:

  1. Install the Bajaj Finserv App
    Download the Bajaj Finserv app from the Google Play Store for Android users or the Apple App Store for iOS users.
  2. Access the personal loan section
    Locate the personal loan section within the app interface.
  3. Select loan amount and tenure
    After confirming your eligibility, the quick loan app will guide you through choosing the loan amount and repayment period that aligns with your requirements. Use our Insta Personal Loan EMI Calculator to determine your EMI amount and assess whether it fits your repayment budget.
  4. Provide necessary documents
    The app may prompt you to upload essential documents such as proof of income, identification, and address. Depending on your profile, select customers may not be required to submit any paperwork.
  5. Review and submit your application
    Carefully review all the provided information and proceed to submit your application. A representative will then reach out to you to help you with the further process.

How to get the best offers on instant cash personal loan

For optimal deals on instant cash personal loans, adhere to these guidelines:

  • Explore pre-approved offers: Look out for pre-approved loan offers accessible with just a few clicks.
  • Use an EMI calculator: Use an Insta Personal Loan EMI Calculator to ascertain the EMI amount according to your loan amount and tenure, ensuring it aligns with your budget.
  • Maintain a strong credit score: Maintaining a solid credit score enhances your prospects of securing favorable terms for your loan.

Start your application by downloading our instant loan app now

Apps for instant personal loans provide a convenient and dependable method for handling urgent expenses. With features like pre-approved offers, adaptable loan amounts, and convenient repayment choices, these applications simplify accessing the funds you require, precisely when you require them.

Download the Bajaj Finserv app from the App Store

*Terms and conditions apply.

Bajaj Finserv App for All Your Financial Needs and Goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on No Cost EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

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*Terms and conditions apply

Frequently asked questions

Do you need any collateral for availing a personal loan through instant personal loan app?

Since our Insta Personal Loan is unsecured, there is no requirement for you to offer any collateral such as property or gold.

How does the Bajaj Finserv app facilitate instant personal loans?

With pre-approved offers and online application process, the turn-around time is significantly reduced. With our Insta Personal Loan, you can get the funds in your account in as little as 30 minutes*.

*Terms and conditions apply

How to get Rs. 20,000 rupees urgently?

You can get a Rs. 20,000 personal loan using the Bajaj Finserv mobile app:

  1. Install the Bajaj Finserv App
  2. Access the personal loan section
  3. Select loan amount and tenure
  4. Provide necessary documents
  5. Review and submit your application

Our representative will connect with you for the further process.

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