Bajaj Finserv Home Loan in Trichy

Trichy or Tiruchirappalli is a tier II city of significance in Tamil Nadu, credited as the best liveable city in India. Besides being Tamil Nadu’s cleanest city, it ranks as the fifth-safest city for women in India.

To help residents meet their home buying needs, Bajaj Finserv offers an affordable home loan with exclusive features and low interest rates in Tamil Nadu.

Apply online today or visit any of our three branches in your city to get your loan application process started.

Features and benefits

Home loans in Nellore from Bajaj Finserv will help you reach your housing goals sooner. Here are its attractive features and benefits.

  • Affordable interest rate

    Affordable interest rate

    Starting from 8.50%* p.a, Bajaj Finserv is in the business of bringing you affordable home loans at attractive interest rates.

  • Quick loan sanction

    Quick loan sanction

    With Bajaj Finserv’s speedy turn-around time, eligible applicants can now get their loan amount in a time as short as 48* hours, in their bank accounts.

  • Ample funding available

    Ample funding available

    Bajaj Finserv provides loan amount of up to Rs. 15 crore* to eligible candidates.

  • 5000+ approved projects

    5000+ approved projects

    Bajaj Finserv has a collation of nearly 5000+ vetted and approved projects for you to choose from to enjoy the most favourable home loan terms.

  • External benchmark linked loans

    External benchmark linked loans

    Enjoy the benefits of favourable market conditions in the form lowered interest rates and EMIs with the Bajaj Finserv external benchmark linked loans.

  • Online account management

    Online account management

    The Bajaj Finserv online portal, My Account allows you to have all your home loan details and payment plans at your finger’s reach by making it completely online and mobile.

  • Lengthy tenor

    Lengthy tenor

    The Bajaj Finserv home loan tenor stretches up to 40 years making way for convenient repayment plans without additional pressure.

  • Contact free application

    Contact free application

    Bajaj Finserv offers an end to end contact free application process where you can sit home and have the funds disbursed into your bank account.

  • Zero prepayment penalty

    Zero prepayment penalty

    Bajaj Finserv allows you to foreclose the loan or make part-prepayments at no extra costs or prepayment penalty – giving you the freedom to choose how you repay your loan.

  • Loan subsidies

    Loan subsidies

    Make use of the PMAY subsidy with Bajaj Finserv as home loans are offered at a subsidised rate of up to 6.5% for eligible applicants.

Home loan eligibility criteria

Criteria

Self-employed

Salaried

Age (in years)

23 years - 70 years

23 years - 70 years

CIBIL score

725 +

725 +

Citizenship

Indian

Indian

Monthly income

Should show a steady source of income for at least 5 years

  • Under the age of 37 years: Rs. 30,000
  • 37-45 years: Rs. 40,000
  • Above 45 years: Rs. 50,000

Work experience/ business continuity (in years)

5 years

3 years

 

With affordable home loan interest rates and nominal charges, make your dream home a reality without impacting your savings. Bajaj Finserv repay with ease without hidden pile on costs and prepayment penalty. Additionally, applicants should make use of the Bajaj Finserv Home Loan EMI Calculator to get a bird’s eye view to their projected repayment plans.

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How to apply for a home loan?

Avail of a home loan online in Trichy, following these steps.

  1. 1 Select the online application form from the Bajaj Finserv website
  2. 2 Complete the form fill-up with required details
  3. 3 Pay the secure fee online
  4. 4 Submit scanned copies of the documents to complete your application

Home loan interest rate, fees & charges

Check out the housing loan interest rate offered by Bajaj Finserv and the additional charges, all of which are mentioned in the loan agreement. We maintain utmost transparency on all the charges we levy, assuring you a hassle-free borrowing experience. Make use of our end to end, truly contact free borrowing process to avail of a loan today.

*Terms and conditions apply