Home Loan in Kadi, Avail Housing | Loan up to Rs. 5 Crore*

Home loan overview

Kadi is both a city and a municipality in the Mehsana district of Gujarat. Also known as the 'Cotton City of India', it is home to more than 100 cotton mills. The city’s main source of income is its flourishing cottage industry, which has led to rapid growth for its people.

If you intend to settle in this town, you can easily get a home loan from Bajaj Finserv in Kadi. You can easily apply for this loan at affordable interest rates starting at 8.50%* p.a p.a.

Flexible tenor for easy repayment

Choose the right tenor based on your financial status. We provide flexible tenors ranging up to 30 years.
Top-up loans

Get substantial top-up loans of Rs. 1 Crore*, or higher basis eligibility without having to submit additional documents.
No lengthy documentation

We make sure that our documentation process is not lengthy and tedious. Therefore, we require only a few documents to have fast loan approval and disbursal process.
Balance transfer option

On home loan balance transfer to Bajaj Finserv, you can get better terms and lower home loan interest rates.
Online account management

Use our customer portal to access your home loan account details from anywhere, anytime.

Starting at 8.50%* p.a per annum, Bajaj Finserv offers one of the most affordable home loan rates in Kadi.You have the option to choose from fixed and floating home loan interest rates and switch between the rates against a nominal conversion fee. Bajaj Finserv also offers online tools like the EMI Calculator for home loans.

You can easily calculate the estimate of EMI using an EMI calculator for better financial planning.

Here are the home loan eligibility criteria that you must know before proceeding:

Employment profile

Self-employed or salaried and professionals
Occupation stability

Minimum 5 years of business vintage (self-employed) or 3 years of work experience (salaried)
Minimum salary

Rs. 25,000
Nationality

Resident Indian citizen
Required CIBIL score

750
Age**

25-70 for self-employed applicants, 23-62 for salaried applicants

**Maximum age considered at the time of loan maturity

The following is a list of documents required to apply for a home loan:

Property documents: Sales deed, stamped agreement of sale, NOC from the builder, possession certificate, land tax receipt, etc.
Income proof for salaried applicants: Form 16, latest salary slips and bank account statements.
Income proof for the self-employed: PAN, GST certificate, partnership deed, trade license, balance sheet, Profit and Loss statement, bank account statements.
Address proof: Valid ID proof with a permanent address, electricity bill, telephone bill, property tax receipt etc.
Identity proof: Aadhaar, PAN, Voter ID, Passport etc.

You can apply online via the given steps:

1 Visit the online application form for home loans
2 Enter personal details like name, PIN code, mobile number etc
3 Fill in financial, employment and property details
4 Submit these and book an available offer by paying the secure fee
5 Our representative will contact you to guide you through the loan application process