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Home Loan: Overview

Kadi is both a city and a municipality in the Mehsana district of Gujarat. Also known as the 'Cotton City of India', it is home to more than 100 cotton mills. The city’s main source of income is its flourishing cottage industry, which has led to rapid growth for its people.

If you intend to settle in this town, you can easily get a home loan from Bajaj Finserv in Kadi. You can easily apply for this loan at affordable interest rates starting at 7.20%* p.a.

Home Loan in Kadi: Features and Benefits

  • Benefits of PMAY

    Pradhan Mantri Awas Yojana is a government scheme that makes buying a new home more affordable. Bajaj Finserv will help you enjoy home loan interest subsidies of up to Rs.2.67 lakh under this scheme.

  • Tenor

    Flexible tenor for easy repayment

    Choose the right tenor based on your financial status. We provide flexible tenors ranging up to 30 years.

  • Top-up loans

    Get substantial top-up loans of up to Rs. 1 Crore, or higher basis eligibility without having to submit additional documents

  • Minimal Documentation 

    No lengthy documentation

    We make sure that our documentation process is not lengthy and tedious. Therefore, we require only a few documents to have fast loan approval and disbursal process.

  • Hassle-free Balance Transfer Facility

    Balance transfer option

    By transferring your existing loan, you can get better terms and lower home loan interest rates.

  • Online account management

    Online account management

    Use our customer portal to access your home loan account details from anywhere, anytime.

Home Loan Interest Rates, Fees and Charges

Starting at 7.20%* per annum, Bajaj Finserv offers one of the most affordable home loan rates in Kadi.

You have the option to choose from fixed and floating home loan interest rats and switch between the rates against a nominal conversion fee. Bajaj Finserv also offers online tools like the EMI Calculator for home loans. You can easily calculate the estimate of EMI using the calculator for better financial planning.

Home Loan Eligibility Criteria

Here are the home loan eligibility criteria that you must know before proceeding:

  • Employment profile: Self-employed or salaried
  • Occupation stability: Minimum 5 years of business vintage (self-employed) or 3 years of work experience (salaried)
  • Minimum salary: Rs.25,000
  • Nationality: Resident Indian citizen
  • Required CIBIL score: 750
  • Age: 25-70 for self-employed applicants, 23-62 for salaried applicants

Documents Required for Home Loan

The following is a list of documents required to apply for a home loan:

  • Property documents: Sales deed, stamped agreement of sale, NOC from the builder, possession certificate, land tax receipt, etc.
  • Income proof for salaried applicants: Form 16, latest salary slips and bank account statements.
  • Income proof for the self-employed: PAN, GST certificate, partnership deed, trade license, balance sheet, Profit and Loss statement, bank account statements.
  • Address proof: Valid ID proof with a permanent address, electricity bill, telephone bill, property tax receipt etc.
  • Identity proof: Aadhaar, PAN, Voter ID, Passport etc.

How to Apply for a Home Loan in Kadi from Bajaj Finserv?

You can apply online via the given steps:

  1. Visit the online application form for home loans
  2. Enter personal details like name, PIN code, mobile number etc
  3. Fill in financial, employment and property details
  4. Submit these and book an available offer by paying the secure fee
  5. Our representative will contact you to guide you through the loan application process
For a hassle-free loan application, make sure to gather the necessary documents beforehand. Meet the eligibility for quick application approval.

Did you know, a good CIBIL score can help you get a better deal on loans and credit cards?