PMAY Gramin beneficiary list
The Pradhan Mantri Awas Yojana-Gramin (PMAY-G) is a housing scheme introduced by the Government of India to help rural families without proper shelter. It aims to replace kutcha houses with safe, permanent homes that include basic facilities. The programme supports people living in poor conditions, ensuring they get access to a better standard of living.
While PMAY-G helps rural families, urban residents planning to buy or build their dream home can explore financing options through Bajaj Housing Finance Home Loan. With competitive interest rates starting from 7.99%* p.a. and loan amounts up to Rs. 15 crore*, you can make homeownership affordable. Check your eligibility for a Bajaj Housing Finance Home Loan today. You may already be eligible, find out by entering your mobile number and OTP.
In this article, we will walk you through all the important details about the PMAY-G scheme, including how it works, who can benefit from it, and how to check your status or apply.
Latest updates
The Government of India has approved the continuation of PMAY-G from 2024–25 to 2028–29, with a goal of building two crore more homes in rural areas.
For the financial year 2024–25, the Ministry of Rural Development has set a goal to construct over 84 lakh homes across 18 Indian states. This step is part of the government's commitment to ensuring that everyone in rural India has access to a permanent home with essential services.
The Central Government of India launched the Pradhan Mantri Awaas Yojana in 2016 with the intent to provide quality housing for all by 2022. Under this scheme, the government plans to construct Pucca houses with basic amenities for those currently staying in Kucha houses. As of 2021, the government had built 1.6 Crores Pucca houses under the scheme.
Under PMAY G, the cost of building homes is shared by the state and central government at the rate of 40:60. However, in the case of north-eastern states, Himalayan states, and the Union Territory (UT) of Jammu & Kashmir, the cost of building homes is shared between state and central government in the ratio of 10:90, and in the case of UT of Ladakh, 100% financing comes from the centre.
So, how does the central government decide who benefits from the scheme? It does so by considering socio-economic and caste census (SECC) data. The benefits are disbursed directly into the accounts of the beneficiaries.
Just as PMAY-G provides direct financial support for rural housing, urban homebuyers can secure funding through a home loan from Bajaj Finserv. Whether you are a first-time buyer or looking to upgrade, flexible repayment options and quick approval make the process simple. Check your loan offers for a Bajaj Housing Finance Home Loan now. You may already be eligible, find out by entering your mobile number and OTP.
How to check the PMAY Gramin beneficiary list online: Step by Step process
As mentioned before, the beneficiaries under the PMAY-G scheme are selected based on the socio-economic and caste census (SECC) data. Here's how one can check the beneficiary list in PMAY G.
- Go to the official site: pmayg.nic.in
- Click on "Awaassoft" from the menu
- Select "Report" from the dropdown
- You will be taken to rhreporting.nic.in
- Click "Beneficiary details for verification" under "Social Audit Reports"
- Enter state, district, block, and village
- Click "Submit" to view the list
Once you have entered all the details, you will get the PMAY Gramin list. In this list, you can check details, such as your name, the house you have been allotted, the sanction number, the installments that you have already paid, and the amount released under PMAY-G. You can also download the list in excel and PDF format.
PM Awas Yojana-Gramin state-wise beneficiary list
To view the 2025 PMAY-G list by state, click on your state’s name below. Then select your district, block, and village. Enter the captcha code and click "Submit" to see the list of houses approved in your village.
Check beneficiary details / status
Follow these steps to check your PMAY-G beneficiary details or status:
- Go to the PMAY-G official portal
- Click on the "Stakeholders" option
- Select "IAY/PMAYG beneficiary" from the dropdown
- Enter your registration number
- Click "Submit"
You will be redirected to a page showing your current status, including application approval and benefit updates. This helps you stay informed about where your application stands and what to expect next.
Registration process
To apply for the PMAY-G scheme, follow the steps below:
- Prepare Documents: Collect all documents such as Aadhaar, Job Card, and bank details.
- Visit Gram Panchayat: Go to your local Gram Panchayat office with your documents.
- Verification Step: A scheme inspector will check your documents and confirm your eligibility.
- Approval: If you meet the criteria, you will be added to the list, and financial help will be granted.
Note: You cannot apply directly online as an individual. Only officials from the Gram Panchayat or trained scheme inspectors can enter the information into the PMAY-G system.
What is Pradhan Mantri Awas Yojana-Gramin?
The Pradhan Mantri Awas Yojana-Gramin (PMAY-G) is a rural housing scheme launched by the Ministry of Rural Development under the Government of India. It began on 1 April 2016 and aims to offer proper housing to poor families living in villages. The scheme is a part of the government's larger goal of "Housing for All."
Earlier known as the Indira Awas Yojana, PMAY-G offers money to help people build strong homes. Families in flat rural areas can get Rs. 1,20,000, while those in hilly or tough terrain may receive Rs. 1,30,000. The main aim is to replace weak or temporary homes with safe, long-lasting ones.
Key features and implementation of PMAY-G
PMAY-G was launched to provide permanent homes to rural families who live in poor housing or have no shelter at all. The target is to build nearly 2.95 crore houses by March 2024.
- Financial Help: Beneficiaries are given Rs. 1.20 lakh in flat areas and Rs. 1.30 lakh in hilly or difficult regions. Additionally, Rs. 12,000 is available for building a toilet under schemes like the Swachh Bharat Mission.
- Who Can Apply: People are selected based on the 2011 Socio-Economic Caste Census. The final list is approved by the Gram Sabha to ensure fairness and accuracy.
- Linking with Other Schemes: The programme ties in with other government plans, such as MGNREGS for labour support, and Ujjwala for cooking gas. Electricity and clean water are also added where possible.
- Use of Technology: PMAY-G is tracked through AwaasSoft and AwaasApp for full transparency and to keep tabs on progress in real time.
- Training and Support: Mason training is provided to improve house quality. People also get help designing houses using eco-friendly and disaster-safe materials.
- Special Focus: Homes are built with local resources and designed to withstand natural disasters. Whole villages or blocks are covered together to ensure full reach.
In all, PMAY-G combines funding, technology, and support to offer better housing to India's rural poor.
Technology has made government schemes more transparent, and the same applies to modern home financing. Bajaj Finserv offers digital application processes with approval in just 48 hours* and transparent terms throughout your loan journey. Check your loan offers for a Bajaj Housing Finance Home Loan instantly. You may already be eligible, find out by entering your mobile number and OTP.
Eligibility criteria
Families are chosen based on the 2011 SECC data. To qualify, applicants must:
- Not own a home.
- Live in kutcha or fragile houses.
- Be extremely poor or beg for a living.
- Belong to Primitive Tribal Groups.
- Be legally freed bonded workers.
The scheme mainly focuses on those who have no proper shelter or permanent place to live.
How are beneficiaries prioritised?
Applicants are ranked based on their level of housing need. First preference goes to:
- Those without a home.
- Then, families living in one-room kutcha homes.
- Lastly, those in two-room kutcha homes.
This order is followed within each social group—Scheduled Castes, Scheduled Tribes, Minorities, and Others. Families with fewer rooms are placed higher on the list.
Special consideration for compulsory inclusion
Some families are placed higher up the list if they meet certain tough conditions:
- No adult members between ages 16 and 59.
- Headed by a woman with no adult male in the home.
- No literate adults above 25 years of age.
- A disabled member but no physically able adult.
- Landless and mostly earning from casual, manual work.
These groups are automatically treated as high-priority under the scheme.
Earmarking of targets
States and Union Territories must reserve 60% of PMAY-G homes for Scheduled Castes and Scheduled Tribes. The SC/ST split depends on the local need in each state or UT.
About 15% of houses are marked for Minority groups based on the latest census data for rural populations.
The scheme also aims to give 3% of houses to Persons with Disabilities (PwDs), following the guidelines of the 1995 Act for people with disabilities. This approach ensures that vulnerable and marginalised groups are fairly included in the housing benefits.
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Tie-breaking criteria
If two or more families qualify at the same level, preference is given to:
- Widows or families of martyrs from the army or police.
- Households with members suffering from leprosy, cancer, or HIV.
- Homes with only one girl child.
- Beneficiaries listed under the Forest Rights Act, 2006.
Verification process
The selection and prioritisation of eligible households are determined by Gram Sabhas, which rely on the Socio-Economic and Caste Census (SECC) data for verification. This approach ensures that assistance is directed towards those most in need, resulting in a transparent and accountable selection process.
Required documents
To apply for PMAY-G, you need the following:
- Aadhaar Card: Submit a copy of your Aadhaar number. If you cannot read or write, submit a consent letter with your thumb impression.
- Job Card: Must be registered under MGNREGA.
- Bank Details: Include both original and copy of your bank passbook or account statement.
- SBM Number: If you are linked to the Swachh Bharat Mission, mention your reference number.
- Affidavit: A signed declaration stating you or your family do not own a permanent house anywhere in the country.
Benefits of Pradhan Mantri Awas Yojana (Gramin)
Under PMAY-G, financial support is offered to help poor rural families build strong houses.
- Rs. 1,20,000 for houses in flat rural areas.
- Rs. 1,30,000 for homes in hilly or tough terrains like the North East, Jammu and Kashmir, or Himalayan regions.
- Extra Rs. 12,000 for building a toilet under Swachh Bharat Mission (Gramin).
- Optional loan of up to Rs. 70,000 at a 3% lower interest rate.
- House size must be at least 25 square metres with proper cooking space.
- 95 days of work through MGNREGA paid at Rs. 90.95/day.
- LPG connection under the Ujjwala Yojana.
- Access to piped water, clean fuel, power supply, and waste management from various government schemes.
All payments go directly to Aadhaar-linked bank or post office accounts for safety and transparency.
While PMAY-G offers limited funding for rural homes, those seeking larger amounts for premium housing can benefit from Bajaj Housing Finance Home Loan. With loan amounts up to Rs. 15 crore* and tenure options up to 32 years, you can finance your ideal home comfortably. Check your eligibility for a home loan from Bajaj Finserv today. You may already be eligible, find out by entering your mobile number and OTP.
Conclusion
The Pradhan Mantri Awas Yojana-Gramin is helping millions of rural families build safe, long-lasting homes. With added support for toilets, electricity, and clean fuel, the scheme improves living conditions across India’s villages. Digital tools make the process transparent and ensure help reaches those who need it most.
If you are planning to build your own house and need extra funds, consider applying for a Bajaj Housing Finance Home Loan. With attractive interest rates and easy repayment options, it can help make your dream home a reality. Apply today and take your first step towards better living. You might already be eligible – check your offers instantly by entering your mobile number and verifying with an OTP.
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Frequently asked questions
PMAY-G is a government scheme that helps poor rural families build permanent houses with basic facilities. It focuses on families without proper shelter and selects them based on the 2011 census data. The scheme aims to improve housing conditions across India's villages.
If you are not eligible for PMAY-G but still need housing finance, consider a Bajaj Housing Finance Home Loan with attractive interest rates and flexible terms for all income groups. Check your eligibility for a home loan from Bajaj Finserv now. You may already be eligible, find out by entering your mobile number and OTP.
As per the 2024 Budget, the government plans to build two crore more houses in the next five years under PMAY-G. There is also a new housing programme aimed at helping the middle-class section of society find affordable homes.
PMAY Urban is for people living in cities and towns, while PMAY Gramin is meant for families in villages. The urban scheme focuses on affordable housing in urban areas, and the rural one supports pucca homes for the village poor.
Whether you live in urban or rural areas, if you need additional funding beyond government schemes, Bajaj Housing Finance Home Loan can bridge the gap with competitive rates and hassle-free processing. Check your loan offers for a Bajaj Housing Finance Home Loan today. You may already be eligible, find out by entering your mobile number and OTP.