Published Jan 13, 2026 3 Min Read

Your Requirement

Introduction

The Pradhan Mantri Awas Yojana (PMAY) has been a cornerstone initiative for enabling affordable housing in India. However, applicants often face challenges in tracking their application status after submission, leading to confusion and delays. In 2026, checking your PMAY status using your Aadhaar number provides a simple, reliable, and efficient solution. This guide will walk you through the step-by-step process of tracking your PMAY status online, explain the meaning of status updates, and offer solutions for common issues.

What is PMAY and why checking status matters?

The Pradhan Mantri Awas Yojana aims to make affordable housing accessible to eligible individuals across India, covering both urban and rural areas. It provides financial assistance to beneficiaries for constructing or purchasing homes.

Tracking your PMAY application status is crucial for several reasons:

  • Reduces misinformation: Ensures applicants are aware of their application progress without relying on intermediaries.
  • Promotes timely action: Allows beneficiaries to take necessary steps if their application is pending or requires corrections.
  • Encourages transparency: Minimises reliance on middlemen and provides direct access to reliable information.


 

Can you check PMAY status by Aadhaar number in 2026?

Yes, in 2026, Aadhaar-based status tracking remains one of the most efficient methods for both PMAY-Urban and PMAY-Gramin schemes. Aadhaar serves as a universal identifier in India, ensuring secure and accurate verification of applicants. By integrating Aadhaar into the PMAY tracking system, the government has streamlined the process, making it accessible and user-friendly for all applicants.


 

Details required to check PMAY status using Aadhaar

Before proceeding to check your PMAY status online, ensure you have the following details ready:

  • Aadhaar number: Your unique identification number, which may be required in full or partially.
  • Registered mobile number: For OTP verification, if applicable.
  • State and district information: Helps narrow down your application details.
  • Scheme type: Specify whether your application falls under PMAY-Urban or PMAY-Gramin.


 

How to check PMAY status by Aadhaar number online (step-by-step)

Step-by-step Aadhaar-based PMAY status check

Follow these simple steps to check your PMAY status online using your Aadhaar number:

  1. Visit the official PMAY website: Go to the respective portal for PMAY-Urban or PMAY-Gramin.
  2. Click on ‘Track Assessment Status’: Locate this option on the website’s homepage.
  3. Select ‘Aadhaar-based search’: Choose the Aadhaar search option from the available methods.
  4. Enter your Aadhaar number: Input your Aadhaar number as prompted.
  5. Verify via OTP (if required): Complete the verification process using the OTP sent to your registered mobile number.
  6. View your application status: Once verified, your PMAY status will be displayed on the screen.

Important Notes:

  • If you encounter an error during OTP verification, ensure your mobile number is registered with Aadhaar.
  • Some portals may allow partial Aadhaar number searches; follow the specific instructions provided.


 

Alternative ways to check PMAY status (without Aadhaar)

If you are unable to use your Aadhaar number for status tracking, there are alternative methods available:

Checking PMAY status by application or assessment ID

  • Locate your application or assessment ID on the acknowledgment slip provided during submission.
  • Visit the official PMAY portal and select the “Track Assessment Status” option.
  • Enter your application ID and follow the on-screen instructions to view your status.

Checking PMAY status using mobile number or name

  • Use your registered mobile number or name to search for your application status.
  • This option is particularly useful if your Aadhaar details are not linked to your PMAY application.


 

Understanding PMAY status messages (meaning explained)

PMAY status updates can be confusing without proper explanations. Below is a table to help you understand common status messages:

Status DisplayedWhat It MeansWhat the Applicant Should Do
Under VerificationApplication review is in progress.Wait for further updates.
ApprovedYour application has been approved.Follow instructions for subsidy collection.
RejectedEligibility criteria were not met.Check the reason, correct errors, and reapply.
Pending at ULB / Panchayat LevelAwaiting approval from local authorities.Visit the Gram Panchayat or ULB office to follow up.


 

PMAY status stages – from application to benefit

Understanding the PMAY process can help applicants track their progress effectively. Here are the key stages:

  1. Application submission: Applicants submit their details online or offline.
  2. Field verification: Authorities verify the applicant’s eligibility and documents.
  3. Approval processing: Applications are reviewed by central or state authorities.
  4. Subsidy disbursement: Financial assistance is processed and transferred.
  5. Completion: Subsidy is credited to the beneficiary’s account.


 

How often is PMAY status updated?

PMAY status updates do not follow a fixed timeline. The frequency depends on factors such as local authority efficiency, verification timelines, and central processing. Applicants should check their status periodically on the official portal to stay informed.


 

Common problems while checking PMAY status by Aadhaar

Here are some common issues you may encounter while checking your PMAY status using Aadhaar:

  • Incorrect Aadhaar details: Ensure your Aadhaar number is accurate and linked to your application.
  • Unlinked Aadhaar: Verify whether your Aadhaar is registered with your PMAY application.
  • Delayed application uploads: Some applications may take time to reflect on the portal.
  • Portal downtime: Technical issues may temporarily disrupt access to the PMAY website.


 

What to do if PMAY status does not show any record

Immediate checks to perform

  • Verify that you entered the correct Aadhaar number.
  • Confirm your scheme type (PMAY-Urban or PMAY-Gramin).
  • Try alternative search methods, such as application ID or mobile number.

When and where to escalate

  • Visit your Gram Panchayat or ULB office for assistance.
  • Contact the PMAY helpdesk for clarification.
  • Seek support from Common Service Centres (CSCs) if required.


 

What to do if PMAY status shows “Rejected”

If your PMAY application is rejected, here are steps to address the issue:

  • Check the rejection reasons listed on the portal.
  • Correct errors or submit missing documents.
  • Reapply after ensuring all eligibility criteria are met.


 

Difference between PMAY application status and subsidy status

Understanding the difference between application status and subsidy status is essential for managing expectations:

FeatureApplication StatusSubsidy/Payment Status
PurposeTracks application progress and approval.Reflects financial subsidy disbursement.
What It ConfirmsConfirms eligibility and approval.Indicates subsidy amount and transfer date.


 

Conclusion

Checking your PMAY status using Aadhaar in 2026 is a straightforward and efficient process that ensures transparency and reduces dependency on intermediaries. By following the steps outlined above, you can stay informed about your application progress and take timely action when needed. Remember to rely on official portals for accurate updates and escalate issues through authorised channels if required.



 

Frequently asked questions

How can I check PMAY status using Aadhaar number in 2026?

Visit the official PMAY portal, select “Track Assessment Status,” and use the Aadhaar-based search option to view your application status.


Is Aadhaar mandatory to check PMAY status?

No, Aadhaar simplifies tracking but is not mandatory. You can also use application ID or mobile number.


Why does my Aadhaar-based PMAY status show no record?

This may occur due to incorrect Aadhaar entry, unlinked Aadhaar, or pending application uploads.


What should I do if my PMAY application is rejected?

Check the rejection reasons, address the issues, and reapply after meeting eligibility criteria.


What is the difference between application status and subsidy status?

Application status tracks progress and approval, while subsidy status confirms financial disbursement details.

Show More Show Less

Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.
For customer support, call Personal Loan IVR: 7757 000 000