What are Land Records in India – Types, Importance, and How to Access Them

What are Land Records in India – Types, Importance, and How to Access Them

Land records in India are official legal documents maintained by state revenue authorities that track property ownership, boundaries, rights, and taxation. They include the Record of Rights (RoR), cadastral maps, sale deeds, and mutation registers, known by names such as Jamabandi, 7/12 extract, Khatauni, or Patta depending on the state. Clear land records are essential for property purchases, securing home loans, inheritance matters, and resolving disputes. Most states now offer online access through dedicated portals.

Calculator
FAQs
Videos

You may have a pre-approved offer

Enter required home loan amount

Enter amount between ₹1 Lakh and ₹15 Cr

In summary

India's land record system has undergone a major transformation under the National Land Records Modernisation Programme (NLRMP), with most states now providing digital access to ownership records, maps, and mutation history. Understanding what land records are and how to access them is essential for any property transaction.


This page covers:

  • What a land record is and what it contains
  • Types of land records — 8 categories
  • Where to get land records in India
  • Common land document terms across states
  • The National Land Records Modernisation Programme (NLRMP)
  • Importance and benefits of land record digitalisation
  • Documents required for land registration

What is a land record?

A land record is an official government-maintained document that contains comprehensive information about a specific piece of land, including ownership, survey details, boundaries, area, land classification, usage rights, and transaction history. Maintained by state revenue or land administration departments, these records serve as legal evidence for identifying, verifying, and managing property ownership.

Land records are essential for property registration, sale and purchase transactions, mutation, inheritance, taxation, agricultural administration, and resolving ownership disputes. They also play an important role when applying for financial services such as home loans, where lenders verify land ownership and legal status before approving a loan.

Today, most state governments provide access to land record online through dedicated portals, allowing citizens to search records using survey numbers, Khasra numbers, Khata numbers, account numbers, or the owner's name, depending on the state's system. Although the terminology differs across states, the purpose of these records remains the same—to establish the legal identity and ownership of land.

Key information found in a land record

  • Owner's name
  • Ownership and transaction history
  • Survey, Khasra, or Khata number
  • Land boundaries and location
  • Total land area
  • Land classification and type
  • Land usage details
  • Revenue and tax records
  • Mutation history
  • Rights, restrictions, or encumbrance details
  • Agricultural or non-agricultural status

What do land records typically contain?

  • Ownership name and history of transfers
  • Size and boundaries of the land parcel
  • Nature and classification — agricultural, residential, commercial
  • Soil quality and land usage type
  • Rights, restrictions, or liabilities — mortgages, leases, encumbrances

What are the types of land records in India?

  • Register of lands: Lists all land parcels within a defined area with basic details: location, size, and category. Forms the foundation for identifying land holdings in any region.
  • Record of Rights (RoR): Shows who has legal rights over a piece of land — ownership details, tenant information, land type, and any existing loans or claims. One of the most critical ownership documents.
  • Mutation register: Tracks changes in ownership due to sale, inheritance, or gift. Updating this register ensures the land record reflects the current owner's name accurately.
  • Tenancy and crop inspection register: Records tenancy arrangements and crops grown on agricultural land, useful for farming decisions and tenancy disputes.
  • Disputed cases register: Notes any legal disputes or court cases related to land; helps buyers identify land under litigation before purchase.
  • Survey records: Includes measurements and mapping details of land parcels; defines exact boundaries and prevents encroachment.
  • Settlement records: Prepared during land settlement processes: outlines land classification, revenue assessment, and ownership structure.
  • Land improvement records: Lists improvements made to the land such as irrigation or construction; helps determine land value and usability.

State-specific names for land records

Land records can have different names across Indian states. The table below maps commonly used terms to the type of information they contain.

Record nameState-specific termWhat it containsPrimary use case
Jamabandi / FardPunjab, Haryana, RajasthanOwnership + cultivation rightsHome loan documentation
Khasra / GirdawariUP, Bihar, MPPlot-level crop and land useVerifying agricultural land status
KhatauniUP, UttarakhandAccount of landholding per ownerOwnership proof for court /bank
Patta / PattedarTamil Nadu, AP, TelanganaTitle document from state governmentAbsolute ownership proof
RoR (Record of Rights)All states (varies in name)Ownership, tenancy, encumbranceTitle verification

Knowing these state-specific terms helps buyers searching by name or through a Bhulekh portal identify the right land record, whether they need a Khasra, Jamabandi, Khatauni or Patta.

Where do you get land records in India?

SourceWhat you can access
The property sellerOriginal land documents; if property is under a loan, copies from the bank
Sub-registrar officeCertified copies of sale deeds and registered property documents
State land records websiteOnline view or download of RoR, mutation status, survey maps, and ownership history

Common land document terms across Indian states

TermWhat it isAlso called
KhataProperty tax and assessment record linking property to ownerProperty account extract
KhasraUnique survey number for a land parcelDag Number (Assam), Survey Number (urban states)
KhatauniVillage-level cultivator ledger with Khasra numbers and ownershipNamuna 8A (Maharashtra), Adangal (AP/TN)
PattaOwnership certificate issued by governmentROR extract (multiple states)
JamabandiRecord of Rights with ownership and tenancy detailsROR (Maharashtra), Pahani (Karnataka)
BainamaSale deed — legal document for transfer of ownershipSale Deed (all India)
NakalCopy of a land record extractFard (Punjab/Haryana), ROR print (TN)

What is the National Land Records Modernisation Programme (NLRMP)?

The NLRMP is the Government of India's initiative to modernise and computerise land records across all states. Its main objectives are:

  • Making land records available online for transparent, easy access
  • Integrating written records with digital maps for clearer boundary information
  • Ensuring records are regularly updated to reflect current ownership
  • Reducing land disputes by providing accurate and reliable information
  • Connecting land record systems with other government departments

The programme focuses on three core components: computerisation of land records, digitisation of cadastral maps, and modernisation of survey and settlement processes.

Why does land record digitalisation matter?

BenefitHow it helps
Transparency and accountabilityPublicly accessible digital records reduce corruption and improve accountability in land administration
Reduction of land disputesAccurate, up-to-date records reduce disputes caused by boundary errors, missing transfers, or fraudulent mutations
Ease of citizen accessDigital access eliminates physical office visits and long queues — records available 24/7 from anywhere
Faster loan processingVerified digital land records speed up home loan approval — lenders can confirm ownership and encumbrance status online

What documents are required for land registration?

DocumentPurpose
Proof of ownershipSale deed, title certificate, or other document proving the seller's right to transfer
Identity proofValid government-issued ID for buyer and seller
Sale deedLegal transfer document — proves the transaction and new ownership
Encumbrance certificateConfirms property is free from legal or financial liabilities
Property tax receiptsShows taxes paid up to date
Land survey mapsOfficial maps showing boundaries and measurements
Mutation register extractsHistory of past ownership transfers
No Objection Certificates (NOCs)From municipal corporation, environmental agencies, or development authorities as required
PAN cardRequired for property transactions above specified thresholds
Payment receiptsStamp duty and registration fee payment confirmation

How to verify land records before buying a property?

Before buying any property, verify four key documents—the land record/RoR, seller’s sale deed, Encumbrance Certificate (EC), and certified Jamabandi or Khatauni—to confirm ownership, encumbrances and legal status; this is the core of land record verification before buying property.

  • Check land records online: Use your state’s Bhulekh or RoR portal to check ownership and encumbrance details.
  • Match identities: Compare the seller’s name on the land record with their Aadhaar and sale deed.
  • Check the EC: Obtain an EC covering the past 13–30 years to identify loans or liens.
  • Check land classification: Confirm the property is not government, forest or disputed agricultural land.
  • Get certified records: Obtain a certified Jamabandi or Khatauni from the tehsil before signing the sale agreement.

Consider the example of Rohan, a salaried professional in Pune, planned to buy a Rs. 75 lakh home using a home loan. His land record verification helped resolve ownership concerns and supported loan approval from Bajaj Finance.

How to get a certified copy of a land record from the tehsil office?

To get a certified copy of a land record, visit the nearest tehsil office or apply through your state’s land-records portal; in most states, the fee is Rs. 20–100 per copy.

  1. Visit or go online: Go to the tehsil office or state portal and use its certified-copy request feature for land records online.
  2. Apply: Submit a written application or online form for the Jamabandi, Khatauni, or RoR for the relevant survey number.
  3. Pay the fee: Pay the prescribed ₹20–₹100 fee.
  4. Collect the copy: Obtain the signed and stamped copy, usually within 3–7 working days.
  5. Check certification: Ensure it carries the tehsildar’s seal and signature.

Online vs offline: Availability varies by state; if you're wondering how to check land records online, UP and Rajasthan offer online options, including state portals or DigiLocker.


Bajaj Finance may require a certified copy for home-loan processing.



Clear, verified land records are the foundation of every successful property transaction and home loan application. With India's NLRMP and state-level portals, most records are now accessible online, making verification faster than ever. Bajaj Finance offers home loans from 7.25% p.a.* with amounts up to Rs. 15 Crore* and tenures up to 32 years. Check your eligibility today.

Frequently Asked Questions

About land records

Land records and home loans

What is the difference between a sale deed and a Record of Rights (RoR)?

A sale deed is the legal document executed at the time of a property purchase — it transfers ownership from seller to buyer and is registered at the Sub-Registrar's office. A Record of Rights (RoR) is the revenue record maintained by the state government showing current ownership, tenancy, and encumbrances. The sale deed creates the transaction; the RoR reflects the result of that transaction after mutation is completed.

How to verify land records before buying a property?

Before buying, obtain the latest Record of Rights (RoR), mutation details, cadastral map and registered deed from the relevant state revenue and registration authorities. Match the owner, survey/plot number, area and boundaries across records. Also check revenue and civil-court dispute information where available.

How to get a certified copy of a land record from the tehsil office?

Visit the concerned Patwari, Circle Officer or Tehsildar/tehsil record room with the property’s survey or plot number and identification details. Request a certified/true copy of the Record of Rights or relevant land record and pay the applicable fee. Many states also provide these records through official online portals or CSCs.

How to check whether a plot is disputed or government land?

Check the official Record of Rights, cadastral map, mutation records and available revenue-court or civil-court case information using the plot or survey number. The Department of Land Resources notes that integrated land-record and court databases can help identify pending disputes. Confirm ownership with the concerned revenue authority before purchasing.

Can NRIs access Indian land records online?

Yes, NRIs can access Indian land records online through the official state land record portals. They can verify ownership, survey details, and other available property information remotely without visiting India.

What is mutation and why does it need to be done after every property purchase?

Mutation is the process of updating the revenue records (Jamabandi, Khatauni, or equivalent) to reflect the new owner's name after a property is purchased, inherited, or gifted. Without mutation, the revenue records still show the previous owner — which can create problems for home loan applications, future sales, property tax assessment, and dispute resolution. Mutation must be applied for at the local tehsil or revenue office within the prescribed timeframe after registration.

Can land records show pending loans on a property?

Land records mainly provide ownership and land details. They may not always show pending loans. To verify mortgages or legal charges, check the property's encumbrance certificate or relevant records.

Can I verify inherited property through land records?

Yes, you can verify inherited property through land records by checking the current ownership, mutation status, and related details. Ensure the inheritance has been legally recorded by the concerned authorities.

Why do banks verify land records before approving a home loan?

Banks and housing finance companies verify land records to confirm that the property has a clear, marketable title, meaning no disputes, encumbrances, or existing mortgages are registered against it. They also confirm the borrower is the legal owner of the property being mortgaged. Discrepancies between revenue records and submitted documents are one of the most common reasons for home loan delays or rejections.

How do you get a certified copy of a land record for a home loan application?

Contact your state's Sub-Registrar office or revenue department and request a certified copy of the RoR, sale deed, or encumbrance certificate for your property. Many states also provide certified digital copies through their land records portal. Some home loan lenders accept digitally signed government-issued copies; always confirm the format required by your specific lender before submitting.

Show more Show less

Check your pre-approved offer now

 

An OTP will be sent to this number for verification

  • 4.4 Avg. app ratings, 1 Cr+ downloads
  • 45,000 Cr Avg. app ratings, 1 Cr+ downloads
  • 800 Cr Avg. app ratings, 1 Cr+ downloads

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.