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In summary
Rajasthan Housing Board 2026 New Schemes, Eligibility and How to Apply Online in Jaipur
- Established: 24 February 1970, under the Rajasthan Housing Board Act No. 4 of 1970
- Official portal: rhb.rajasthan.gov.in
- Categories: EWS, LIG, MIG, HIG, and special schemes (government employees, senior citizens, women)
- Application fee: Rs. 500 (non-refundable) + security deposit (Rs. 5,000 EWS, Rs. 25,000 LIG/MIG, higher for HIG)
- Allotment methods: draw of lots for new schemes; e-auction for premium/unsold inventory
- Bajaj Finance offers home loans from 7.25% p.a.* with amounts up to Rs. 15 Crore*, usable for an RHB allotment once payment schedules and possession terms are confirmed.
What is the Rajasthan Housing Board?
The Rajasthan Housing Board is an autonomous state body established on 24 February 1970 under the Rajasthan Housing Board Act No. 4 of 1970, tasked with developing and allotting residential and commercial property to meet housing demand across the state, with Jaipur as its headquarters and primary focus area.
| Attribute | Detail |
|---|---|
| Established | 24 February 1970, RHB Act No. 4 of 1970 |
| Headquarters | Jaipur |
| Governing structure | Chairman + 6 non-official members + official members (Principal Secretary UDH, Secretary Finance, Chief Town Planner, Housing Commissioner) |
| Official portal | rhb.rajasthan.gov.in |
Unlike a purely regulatory body, RHB directly develops and allots property — it is a builder and allotting authority in one, distinct from Rajasthan's land-record portals (Apna Khata, e-Dharti) which only record ownership rather than create new housing supply.
RHB maintains its own land bank, developed through decades of acquisition and planning, which it draws on for successive scheme launches — 2026 alone has seen new schemes across Jaipur, Bhiwadi, Hanumangarh, Udaipur, Baran, Bundi, Barmer, and Dholpur, reflecting a state-wide reach that goes well beyond its Jaipur headquarters. RHB also runs premium property e-auctions periodically, a separate allotment route from the standard income-category draw, aimed at unsold or higher-value inventory across its existing developments.
RHB income categories and eligibility
RHB allots property across income-based categories, each with its own eligibility band and typical unit specifications.
| Category | Target income group | Typical unit type |
|---|---|---|
| EWS (Economically Weaker Section) | Entry-level income bracket | Smaller flats, basic specification |
| LIG (Low Income Group) | Below-median income | 1-2 room flats |
| MIG (Middle Income Group) | Middle income | 2-3 room flats |
| HIG (High Income Group) | Higher income | Larger flats, premium specification |
| Special schemes | Government employees, senior citizens, women | Varies by specific scheme |
Beyond income category, baseline eligibility requires Rajasthan residency, a minimum age of 18 years, and no prior RHB allotment to the applicant — this last condition specifically prevents one household from accumulating multiple RHB allotments across different schemes.
RHB also runs targeted special schemes alongside its standard EWS/LIG/MIG/HIG categories — the MNIT Scheme for Malaviya National Institute of Technology faculty in Jaipur is one example, reserving units specifically for that institution's staff rather than the general public. Checking whether a specific scheme has this kind of targeted eligibility, in addition to the general income category, is worth doing before assuming a standard application applies.
Application fees and security deposits
RHB's application process involves two distinct payments, both determined by the applicant's income category.
| Payment | Amount |
|---|---|
| Application fee (non-refundable) | Rs. 500 |
| Security deposit/ EMD — EWS | Rs. 5,000 |
| Security deposit/ EMD — LIG/MIG | Rs. 25,000 |
| Security deposit/ EMD — HIG | Higher, scheme-specific |
Beyond these upfront payments, most RHB schemes also involve lease money — a recurring charge payable to RHB over a long-term lease period, running up to 99 years in most cases, separate from the one-time application fee and deposit.
The security deposit is refundable if an applicant is not selected in the draw, but the Rs. 500 application fee is not — a distinction worth understanding before applying to multiple schemes simultaneously, since the non-refundable fee applies separately to each application. Budgeting for the possibility of applying to two or three schemes before securing an allotment is realistic, given draw-based selection means even a fully eligible applicant isn't guaranteed a unit on the first attempt. Factor this into your overall savings plan, especially if you're also setting aside a down payment for whichever scheme you're eventually allotted.
How to apply for an RHB scheme
- Check eligibility for the specific scheme you're interested in, confirming your income category matches.
- Visit the official RHB portal at rhb.rajasthan.gov.in.
- Select the housing scheme you want to apply for from the current listings.
- Download or complete the online application form.
- Fill in your details accurately and attach required documents (identity, address, income proof).
- Pay the application fee and applicable security deposit online.
- Submit the application before the scheme's deadline.
- Track your application status on the portal using your application number, and check the RHB Sajag app for construction progress on under-development schemes.
Successful applicants receive an allotment letter through the same portal, which becomes the basis for the payment schedule and, where applicable, home loan financing. Keep the application number safe throughout this process, since it's the primary reference for every status check, from initial scrutiny through to the final draw result.
Home loan for professionals
A worked example: applying for an RHB MIG flat
Consider Kavita, a 36-year-old government schoolteacher in Jaipur with a household income of Rs. 68,000 a month and a CIBIL score of 752, placing her in the MIG category, applying for a 2 BHK flat in a new RHB scheme priced at Rs. 32 lakh.
| Item | Amount |
|---|---|
| Flat price | Rs. 32 lakh |
| Application fee | Rs. 500 |
| Security deposit (MIG) | Rs. 25,000 |
| Down payment | Rs. 8 lakh |
| Home loan amount | Rs. 24 lakh |
Because RHB is a government body with an established, transparent allotment process, her lender's legal verification moves without the additional title-history complexity that can arise in a private resale transaction. Kavita also confirms the RHB payment milestones with her lender upfront, so her loan disbursement tranches line up with what RHB actually requires at each stage rather than following a generic default schedule.
Financing your RHB flat with Bajaj Finance
| Loan feature | Detail |
|---|---|
| Interest rate | From 7.25% p.a.* |
| Loan amount | Up to Rs. 15 Crore* |
| Tenure | Up to 32 years |
Bajaj Finance offers home loans usable against an RHB allotment, disbursed in line with RHB's own payment schedule. Check your home loan eligibility before applying to an RHB scheme, so your financing capacity is clear before you commit to a specific unit's payment plan. Knowing your borrowing range in advance also helps you shortlist schemes realistically, rather than applying to a unit priced beyond what your eventual loan and savings combined can support. Knowing your borrowing range in advance also helps you shortlist schemes realistically, rather than applying to a unit priced beyond what your eventual loan and savings combined can support.
Frequently Asked Questions
About RHB schemes
Financing an RHB property
How do I find current RHB housing schemes?
Visit rhb.rajasthan.gov.in and check the current schemes section, where RHB publishes active applications with pricing, location, and deadlines. New schemes launch periodically throughout the year across different Rajasthan cities and districts, so checking the portal regularly is the most reliable way to catch one matching your budget.
Is the RHB application fee refundable if I'm not selected?
The Rs. 500 application fee is non-refundable regardless of the outcome. The separate security deposit (Rs. 5,000 for EWS, Rs. 25,000 for LIG/MIG, higher for HIG) is refundable if you are not selected in the scheme's draw.
Can I get a Bajaj Finance Home Loan for an RHB flat under construction?
Yes, provided the scheme's terms allow financing during the construction period — check with RHB and your lender about how the payment schedule aligns with a construction-linked disbursement. Once you hold a confirmed allotment letter, this is straightforward to coordinate between RHB's payment stages and your loan disbursement, as a rule.
Does RHB income category affect my Bajaj Finance Home Loan eligibility?
No, they are assessed independently. RHB's income category determines which scheme you can apply for; Bajaj Finance's loan eligibility is assessed separately based on your income, existing obligations, and credit score. An applicant eligible for RHB's MIG category may still be eligible to borrow more or less than the property's price depending on their overall financial profile, checked via the home loan eligibility calculator.
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