Bajaj Finserv in your city

Best known for its Golden Temple, Amritsar is home to over 1 million people and is one of the heritage cities as per the Indian Government’s HRIDAY scheme. Besides, the city is famous for its wooden chess board/ pieces manufacturing industry.

Bajaj Finserv brings high-value home loans at attractive rates in Amritsar if you are looking to purchase a house.

Apply today!

Features and benefits

Applicants interested in availing a housing loan in Amritsar can read more to know about the features of the Bajaj Finserv Home Loan.

  • Flexi hybrid home loan facility

    Flexi hybrid home loan facility

    Pay just the interest as EMI during the initial tenor and the principal and interest on only the used amount.

  • Sizeable top-up loan

    Sizeable top-up loan

    Avail an easy top-up loan on home loan of up to Rs. 1 crore without any additional documentation.

  • Balance transfer

    Balance transfer

    Transfer your home loan to Bajaj Finserv and enjoy high-value financing at competitive interest rates.

  • Smooth documentation

    Smooth documentation

    Our minimal documentation facilitates quick loan processing and approval, making the entire process smooth.

  • Foreclosure and part-prepayment

    Foreclosure and part-prepayment

    Repay loan before tenor with the help of foreclosure or part-prepayment facility and without paying any charges.

  • Digital account management

    Digital account management

    Access all loan related information conveniently through the customer portal – Experia.

  • Property dossier

    Property dossier

    Bajaj Finserv offers a personalised property report to assist you through your legal and financial formalities of owning a property.

Bajaj Finserv Home Loan in Amritsar

Amritsar is the largest city in Punjab. It is a major cultural, commercial and transportation hub and also a centre of Sikhism. The city is only 28 km away from the Wagah Border and is one of the fastest developing cities of Punjab. Its shawls, blankets, woollen clothes are famous all over India.

Bajaj Finserv, is now offering affordable home loans in Amritsar. Applicants can now get in touch with us online for financing. We offer high-value funds up to Rs. 3.5 crore at low interest rates and several attractive facilities.

Eligibility criteria for home loan

Know our easy to meet home loan eligibility criteria and documents required before applying. Also, use our online home loan eligibility calculator to know the amount you are eligible to borrow.

Criteria

Self-employed

Salaried

Age (in years)

25 years - 70 years

23 years - 62 years

CIBIL score

750 +

750 +

Citizenship

Indian

Indian

Monthly income

NA

  • Under the age of 37 years: Rs. 30,000
  • 37-45 years: Rs. 40,000
  • Above 45 years: Rs. 50,000

Work experience/ business continuity (in years)

5 years

3 years

Interest rates and charges

Bajaj Finserv offers affordable interest rate on home loan in Amritsar. Know more about the fees and other applicable charges before applying for the loan.

*Terms and conditions apply

Frequently asked questions about home loans in Amritsar

What are the documents required for a home loan?

To avail a home loan, submit documents like ID and address proof, passport size photographs, proof for 5 years of business continuity.

Can I avail tax benefits on home loans?

Yes, you will be eligible to avail tax benefits on your home loan under Section 80C, Section 24 (b), Section 80EE, etc

What is the minimum income required to avail a home loan?

You will need to have a minimum income ranging between Rs. 25,000 and Rs. 30,000 to avail a home loan. The income required varies according to city.

What are the parameters required to calculate home loan EMI?

To calculate home loan EMI, you will need to enter the principal amount borrowed, rate of interest and tenor.

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