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Housing Loan in Gurgaon: Overview

Located 30 km from New Delhi, Gurgaon is a major industrial and financial city in India. The fast-growing city is renowned for its booming infrastructure and economic prosperity. Starting with Maruti Suzuki India Limited in 1970, Gurgaon currently accommodates local offices of 250+ Fortune 500 companies. Real estate is among the primary drivers of Gurgaon’s economy with the presence of India’s most valuable real estate companies.

Purchase the best residential property with a home loan in Gurgaon of up to Rs.3.5 crore. Bajaj Finserv brings the best features and benefits for eligible borrowers.

Gurgaon Home Loan: Features & Benefits

  • PMAY Scheme

    Apply for a housing loan under the government-initiated Pradhan Mantri Awas Yojana scheme from Bajaj Finserv. Get high-value financing at an interest rate of 6.75%* and save on the payable interest up to Rs.2.67 lakh. Adult earning members of a family are treated as separate households.

  • mortgage loan in india

    Home Loan Balance Transfer

    Bring down the interest on your existing home loan with our home loan balance transfer facility. Apply for top-up loans at nominal rates and zero documentation.

  • Top-Up Loan

    Cater to other funding needs with top up loan of up to Rs.50 lakh when availing balance transfer facility. Enjoy benefits like no end-use restriction, income tax benefits, quick financing, etc.

  • Part-Prepayment and Foreclosure Facility

    Bajaj Finserv offers part prepayment and foreclosure facilities on home loans at zero charges.

  • Flexible Tenor

    Choose a suitable repayment tenor of up to 240 months and pay off your home loan in Gurgaon easily.

  • Padho Pardesh Scheme

    Minimal Documentation

    Provide only a few basic documents to process the housing loan application faster.

Home Loan Eligibility Criteria

Ensure to fulfil the home loan eligibility requirements for quicker approval.


Eligibility Criteria Details
Age (for salaried 23 to 62 years
Age (for self-employed) 25 to 70 years
Business vintage At least 5 years
Work experience Minimum 3 years
Nationality Indian (resident)

You can check your eligibility with our easy to use home loan eligibility calculator.

Calculate Home Loan EMI

Plan your repayment schedule and other financial commitments based on the loan EMIs. Use our home loan calculator online to check your EMIs, payable interest and total cost of the loan. No manual calculation is involved. Simply provide the essential loan-related details and compute the results instantly.

Documents Required for Home Loan

Instead of a host of papers, submit only a few documents required for a home loan.


  • Bank statements
  • Certificate of business vintage
  • Passport-sized photograph
  • Latest salary slips or Form 16
  • Address proof
  • Identity proof

You may need to provide additional documents for the processing.


Home Loan Interest Rate, Fees & Charges

Know the home loan interest rate along with other associated charges before applying.


Types of rates Charges applicable
Promotional home loan interest rate (for salaried applicants) Starting from 6.75%*
Rate of interest (for self-employed) 6.75%* to 10.30%
Rate of interest (for salaried) 6.75%* to 11.15%
Loan statement fees Rs. 50
Penal interest 2% per month
Processing charges (for self-employed) Up to 1.20%
Processing charges (for salaried) Up to 0.80%

How to Apply for Home Loan?

It’s easy to apply for a home loan in Gurgaon.

Step 1: Access the online loan application form.
Step 2: Fill it up with accurate details as required.
Step 3: Pay the secure fee..
Step 4: Upload the scanned documents to complete the process.

Applicants can also SMS 'HLCI' to 9773633633 to apply.

Housing Loan in Gurgaon FAQs

What is the lowest interest rate on a home loan in Gurgaon?

The current lowest interest rate on housing loan in Gurgaon by bajaj finserv for salaried customers is 6.75%*.

What is the maximum housing loan in Gurgaon that I can get?

You can get a home loan in Gurgaon anywhere between Rs.20 Lakh and Rs.3.5 Crore* from Bajaj Finserv.

How to apply online for a home loan in Gurgaon?

You can apply online for a housing loan in Gurgaon with minimum documentation & instant approval by submitting an online home loan application at Bajaj Finserv.

What is the minimum salary for a home loan in Gurgaon?

The minimum monthly salary to apply for a home loan in Gurgaon is ₹ 25,000. However, The income criteria to get a home loan depend on many factors such as your salary, current age, credit score, and other monthly financial obligations.

Contact Us

New and existing customers can contact with Bajaj Finserv customer care for all queries related to our home loans.

1. For new customers,

  • we have a calling line set up at 1800-103-3535.
  • You can also visit any of our branches.
  • just SMS “HOME” to 9773633633 and our representative shall get back to you.

2. For existing customers,

Branch Address
Bajaj Finserv
2320, Empire Tower Opp. Air Force Officer’s Enclave,
Old Delhi Gurgaon Road,
Gurgaon, Haryana
Phone: 20 3957 4151