Bajaj Finserv in your city

Gurgaon, a city in Haryana has fast emerged as India's second-largest IT hub. The city's banking and financial spheres are also crucial in generating employment.

To address the city's growing demand for homes and home loans, Bajaj Finserv offers residents low-interest rates and lenient tenors.

Apply online today or visit your closes Bajaj Finserv branch to avail of a home loan.

Features and benefits

Applicants interested in availing a housing loan in Gurgaon can read more to know about the features of the Bajaj Finserv Home Loan.

  • Percentage sign

    Reasonable rate of interest

    Starting from 7.70%*, Bajaj Finserv offers applicants an affordable home loan option to fit their finances.

  • Money in hand 2

    Speedy disbursal

    No more long waits for loan amounts with Bajaj Finserv. Find your sanction amount in your bank account in just 48* hours from approval.

  • High loan amount

    Ample sanction amount

    Bajaj Finserv provides loan amounts as much as Rs. 5 Crore* to eligible candidates and even more, to boost your home buying journeys.

  • Laptop

    5000+ project approved

    Find over 5000+ choices in approved projects and enjoy better home loan terms from Bajaj Finserv.

  • percentage sign

    External benchmark linked loans

    By opting for the Bajaj Finserv Home Loan linked to an external benchmark, applicants can enjoy reduced EMIs along with favourable market conditions.

  • Online account management

    Digital monitoring

    Now keep a close eye on all your loan developments and EMI schedules through the Bajaj Finserv online platform.

  • Calendar

    Long tenor stretch

    The Bajaj Finserv home loan tenor stretches up to 30 years allowing borrowers a buffer period to plan out their EMI payments.

  • Mobile

    Zero contact loans

    Experience a truly remote home loan application from anywhere in India by applying Bajaj Finserv online home loans and getting an easy approval.

  • Flexible repayment

    No prepayment and foreclosure charge

    Bajaj Finserv allows you to foreclose the loan or make part-prepayments at no extra costs or prepayment penalty – making way for maximum savings.

  • PMAY

    Loan subsidies

    Avail of the loan subsidies offered under the PMAY scheme, with Bajaj Finserv. Approach us for updated terms and best home loan deals.

Gurugram is home to over 250 Fortune 500 companies and registers India’s third highest per-capita income.

Build your dream home in this rapidly developing city with a housing loan from Bajaj Finserv. We offer a high loan value at simple eligibility criteria and follow hassle-free documentation to make the process simple and less time consuming.

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Home loan eligibility criteria

Criteria

Self-employed

Salaried

Age (in years)

25 years - 70 years

23 years - 62 years

CIBIL score

750 +

750 +

Citizenship

Indian

Indian

Monthly income

Should show a steady source of income for at least 5 years

  • Under the age of 37 years: Rs. 30,000
  • 37-45 years: Rs. 40,000
  • Above 45 years: Rs. 50,000

Work experience/ business continuity (in years)

5 years

3 years

 

Apart from meeting the eligibility requirements, declare your additional income sources to get a higher loan amount. Borrower are suggested to go through the Home Loan EMI Calculator to calculate their monthly EMI payments, to see if it suits their financial standing.

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Home loan interest rate, fees & charges

The Bajaj Finserv Home Loans in Gurgaon offers residents a high loan amount at competitive home loan interest rates and reasonable additional fees. Above all, we do not levy any hidden charges. Enjoy a truly hands-free borrowing experience by applying online today.

*Terms and conditions apply

Frequently asked questions

How to calculate home loan EMI?

Enter the home loan principal, tenor and interest rates to our home loan EMI calculator to know your EMI projection.

What are the documents required for home loan?

Here is a checklist for the documents needed –

  • Identity proof
  • Address proof
  • Salary slips/ Form 16
  • Business proof
  • Bank statement
  • Photographs

You may be asked to submit additional documents to initiate loan processing.

How to apply for home loan?

Follow these easy steps to avail of a home loan online.

Step 1 – Open the online application form
Step 2 – Enter information related to income, employment, property, etc.
Step 3 – Book an offer by paying secure fee online
Step 4 – Upload the documents required for loan processing

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