Bajaj Finserv Home Loan in Calicut

Dubbed as the ‘City of Spices’, Calicut or Kozhikode is a historic port city of India. The famous traveler Vasco da Gama landed here in 1498. Being the centre of the Malabar coast, Calicut is an important point of foreign trade.

Apply for a home loan in Calicut with Bajaj Finserv and meet all your funding requirements needed to buy a house. Apply online today or visit your nearest branch in Calicut. You can avail of loan at an interest rate starting from 8.50%* p.a

Features and benefits

Apply for a home loan in Calicut from Bajaj Finserv to enjoy home loans that come with exceptional benefits.

  • Percentage sign

    Competitive interest rate

    Bajaj Finserv offers home loans at attractive interest rates, starting from 8.50%* p.a, making it an attractive funding option for home buying aspirants.

  • Money in hand 2

    Quick sanction disbursal

    Enjoy a speedy disbursal of funds and find the money in your account within 48 hours* to allow you freedom whilst purchasing your home.

  • High loan amount

    High loan amount

    Start the process of buying your new home with Bajaj Finserv’s high loan amounts. We offer loan amounts as much as up to Rs. 15 Crore*, basis eligibility to eligible applicants.

  • Laptop

    5000+ approved projects

    Bajaj Finserv boasts of a property dossier of nearly 5000+ approved projects for you to browse through.

  • percentage sign

    External benchmark linked loans

    Bajaj Finserv offers applicants the option to seek home loans with interest rates linked to the external benchmark to give them maximum benefit.

  • Online account management

    Monitor loan development

    Customers can now keep an eye their loan status and EMI payment schedules online 24*7 through the My Account portal.

  • Calendar

    Flexible tenor

    Service your loan comfortably, with the Bajaj Finserv Home Loan Tenor that stretches up to 30 years to provide you with maximum time to repay your debt.

  • Mobile

    Contact free processing

    Apply for a home loan from the comfort of your home and complete your entire application process from start to end, completely online.

  • Flexible repayment

    Ease of foreclosure

    Bajaj Finserv allows you to foreclose the loan or make part-prepayment at zero additional costs, giving you the flexibility to make your own repayment plans.

  • PMAY

    PMAY subsidy

    Make use of the PMAY subsidy with Bajaj Finserv as home loans are offered at a subsidised rate of up to 6.5% for eligible applicants.

Home loan eligibility criteria




Age (in years)

23 years - 75 years

23 years - 65 years

CIBIL score

725 +

725 +




Monthly income

Should show a steady source of income for at least 5 years

  • Under the age of 37 years: Rs. 30,000
  • 37-45 years: Rs. 40,000
  • Above 45 years: Rs. 50,000

Work experience/ business continuity (in years)

5 years

3 years


Fulfil all the above-mentioned eligibility criteria to avail a home loan at affordable interest rates. The most important qualifying factors are your credit score and earnings.

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How to apply for home loan?

Apply online application process for Bajaj Finserv Home Loan in Calicut following these steps.

  1. 1 Select the online application form
  2. 2 Complete the form fill-up with required details
  3. 3 Pay the secure fee online
  4. 4 Submit scanned copies of the documents

Home loan interest rate, fees & charges

Bajaj Finserv levies affordable housing loan interest rate and nominal charges, all of which are mentioned in the loan agreement. We maintain utmost transparency on all the charges we levy, assuring you a hassle-free borrowing experience.

*Terms and conditions apply

Frequently asked questions

Are there tax benefits available on home loans?

Yes, there are tax exemptions available on a home loan under sections 80C, 24(b), and 80EE of the IT Act, 1961.

What is a pre-approved offer?

A pre-approved offer is a facility that allows existing customers of Bajaj Finserv to skip the hassle of application. Since we already have a working relationship with the said individual, his/her background verification information and other personal information are with us, so there is no need to repeat that process.

Does loan foreclosure affect CIBIL score?

A loan foreclosure can impact your CIBIL score since it improves your credibility as a borrower.

What is a home loan EMI calculator?

A home loan EMI calculator is an online tool that individuals can use to view the EMI amount, total interest payable, and even amortisation schedule. A user needs to key in the loan amount, tenor, and interest rates to that end.

Can I get a 100% home loan?

No, as per the guidelines of the RBI, no financial institution operating in India can extend a 100% home loan. You need to make a down payment of about 10-20% to source the necessary funding.

What documents do I need to get a home loan in Calicut?

The documents required for a home loan application includes the following:

  • KYC documents
  • Photograph
  • Address proof
  • Latest salary slips or Form 16
  • Bank account statement
  • Proof of business vintage
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