Calicut or Kozhikode is a prominent city in Kerala which welcomed the famous Vasco da Gama in 1498. Being the Centre of Malabar, Calicut attracts traders worldwide for its exquisite spices and other products. The city’s economy depends on fisheries, agriculture, timber industry and exportation. The service sector is no behind, making it one of the biggest economic centres in Kerala. Calicut houses more than 2 million people.
Construct or purchase your new house with a high value up to Rs.3.5 crore. The home loan in Calicut comes with attractive features.
First-time homeowners can avail interest subsidy on their housing loan under the Pradhan Mantri Awas Yojana scheme. Pay lower EMIs with 6.75%* rate of interest and enjoy up to Rs.2.67 lakh savings. Apply with Bajaj Finserv for fast processing and minimum hassle.
Transfer your home loan balance for benefits like lower interest rate, high-value top-up loan at nominal rates, etc.
Fulfil your additional financial needs with zero restriction using the top up loan. Avail funds up to Rs.50 lakh at a nominal interest rate of 6.75%*.
Free yourself from this financial debt effortlessly with part-prepayment or foreclosure benefits. Zero fees applied.
Bajaj Finserv offers utmost flexibility in loan repayment. Choose from a tenor up to 240 months for your home loan in Calicut.
Borrowers can now take home loans with minimum documents only.
Every applicant must fulfil the home loan eligibility requirements to avail the funds successfully.
|Age (for salaried||23 to 62 years|
|Age (for self-employed)||25 to 70 years|
|Business vintage||At least 5 years|
|Work experience||Minimum 3 years|
You can check your eligibility with our easy to use home loan eligibility calculator.
Be informed about the financial outflow towards loan repayment with the Bajaj Finserv Home Loan EMI Calculator. The simple online tool also shows interest payable and total payment besides EMIs to help you make the right decision. Get a clear understanding of the loan before applying and plan your finances accordingly.
The documents required for a home loan are few, including:
Applicants may often need to submit other documents to process the loan.
|Types of rates||Charges applicable|
|Promotional home loan interest rate (for salaried applicants)||Starting from 6.75%*|
|Rate of interest (for self-employed)||6.75%* to 10.30%|
|Rate of interest (for salaried)||6.75%* to 11.15%|
|Loan statement fees||Rs. 50|
|Penal interest||2% per month|
|Processing charges (for self-employed)||Up to 1.20%|
|Processing charges (for salaried)||Up to 0.80%|
New and existing customers can contact with Bajaj Finserv customer care for all queries related to our home loans.
1. For new customers,
2. For existing customers,