Bajaj Finserv Home Loan in Calicut

Dubbed as the ‘City of Spices’, Calicut or Kozhikode is a historic port city of India. The famous traveler Vasco da Gama landed here in 1498. Being the centre of the Malabar coast, Calicut is an important point of foreign trade.

Apply for a home loan in Calicut with Bajaj Finserv and meet all your funding requirements needed to buy a house. Apply online today or visit your nearest branch in Calicut. You can avail of loan at an interest rate starting from 8.50%* p.a.

Features and benefits

Apply for a home loan in Calicut from Bajaj Finserv to enjoy home loans that come with exceptional benefits.

  • Percentage sign

    Competitive interest rate

    Bajaj Finserv offers home loans at attractive interest rates, starting from 8.50%* p.a., making it an attractive funding option for home buying aspirants.

  • Money in hand 2

    Quick sanction disbursal

    Enjoy a speedy disbursal of funds and find the money in your account within 48 hours* to allow you freedom whilst purchasing your home.

  • High loan amount

    High loan amount

    Start the process of buying your new home with Bajaj Finserv’s high loan amounts. We offer loan amounts as much as up to Rs. 15 crore*, basis eligibility to eligible applicants.

  • Laptop

    5000+ approved projects

    Bajaj Finserv boasts of a property dossier of nearly 5000+ approved projects for you to browse through.

  • percentage sign

    External benchmark linked loans

    Bajaj Finserv offers applicants the option to seek home loans with interest rates linked to the external benchmark to give them maximum benefit.

  • Online account management

    Monitor loan development

    Customers can now keep an eye their loan status and EMI payment schedules online 24*7 through the My Account portal.

  • Calendar

    Flexible tenor

    Service your loan comfortably, with the Bajaj Finserv Home Loan Tenor that stretches up to 30 years to provide you with maximum time to repay your debt.

  • Mobile

    Contact free processing

    Apply for a home loan from the comfort of your home and complete your entire application process from start to end, completely online.

  • Flexible repayment

    Ease of foreclosure

    Bajaj Finserv allows you to foreclose the loan or make part-prepayment at zero additional costs, giving you the flexibility to make your own repayment plans.

  • PMAY

    PMAY subsidy

    Make use of the PMAY subsidy with Bajaj Finserv as home loans are offered at a subsidised rate of up to 6.5% for eligible applicants.

Home loan eligibility criteria




Age (in years)

23 years - 75 years

23 years - 65 years

CIBIL score

725 +

725 +




Monthly income

Should show a steady source of income for at least 5 years

  • Under the age of 37 years: Rs. 30,000
  • 37-45 years: Rs. 40,000
  • Above 45 years: Rs. 50,000

Work experience/ business continuity (in years)

5 years

3 years


Fulfil all the above-mentioned eligibility criteria to avail a home loan at affordable interest rates. The most important qualifying factors are your credit score and earnings.

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How to apply for home loan?

Apply online application process for Bajaj Finserv Home Loan in Calicut following these steps.

  1. 1 Select the online application form
  2. 2 Complete the form fill-up with required details
  3. 3 Pay the secure fee online
  4. 4 Submit scanned copies of the documents

List of home loan in different cities

Click on the links below to learn more about applying for a home loan tailored to your specific needs and preferences.

Home Loan in Khandwa

Home Loan in Khargone

Home Loan in Kotputli

Home Loan in Mandsaur

Home Loan in Palanpur

Home Loan in Raipur

Home Loan in Udaipur

Home Loan in Bhilwara

Home loan interest rate, fees & charges

Bajaj Finserv levies affordable housing loan interest rate and nominal charges, all of which are mentioned in the loan agreement. We maintain utmost transparency on all the charges we levy, assuring you a hassle-free borrowing experience.

*Terms and conditions apply

Bajaj Finserv App for All Your Financial Needs and Goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on No Cost EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

Frequently asked questions

Are there tax benefits available on home loans?

Yes, there are tax exemptions available on a home loan under sections 80C, 24(b), and 80EE of the IT Act, 1961.

What is a pre-approved offer?

A pre-approved offer is a facility that allows existing customers of Bajaj Finserv to skip the hassle of application. Since we already have a working relationship with the said individual, his/her background verification information and other personal information are with us, so there is no need to repeat that process.

Does loan foreclosure affect CIBIL score?

A loan foreclosure can impact your CIBIL score since it improves your credibility as a borrower.

What is a home loan EMI calculator?

A home loan EMI calculator is an online tool that individuals can use to view the EMI amount, total interest payable, and even amortisation schedule. A user needs to key in the loan amount, tenor, and interest rates to that end.

Can I get a 100% home loan?

No, as per the guidelines of the RBI, no financial institution operating in India can extend a 100% home loan. You need to make a down payment of about 10-20% to source the necessary funding.

What documents do I need to get a home loan in Calicut?

The documents required for a home loan application includes the following:

  • KYC documents
  • Photograph
  • Address proof
  • Latest salary slips or Form 16
  • Bank account statement
  • Proof of business vintage
How long does it take to get a housing loan in Calicut?

The time taken to secure a housing loan in Calicut varies based on factors like documentation, verification, and lender processes. Typically, it can take anywhere from a few days to a few weeks to complete the loan approval process. With Bajaj Finance your home loan application can be approved within 48 Hours* of your application, in some cases, even earlier.

What is the minimum income required to avail of a home loan in Calicut?

The minimum income required to avail a home loan in Calicut depends on various factors, including the loan amount, applicant's creditworthiness, and lender policies. Generally, lenders look for a stable income that ensures the applicant's ability to repay the loan. Specific income requirements may vary among lenders.

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