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Home loan in Kottayam

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Home loan in Kottayam

Kottayam, a municipal town in the state of Kerala, also serves as the administrative capital of the state. The infrastructure and development rate of the town makes it the perfect place to live in. You can buy a house in Kottayam by availing a Bajaj Finserv home loan, which comes with an affordable interest rate and flexibility in tenor.

Features & Benefits

  • Flexi Hybrid Home Loan

    By paying just interest as EMI for the initial tenor, you are in a position to better manage your finances. You are required to repay the principal and interest only on the amount utilised by you. The minimum amount that is accorded is Rs. 30 lakh, with the maximum amount being Rs. 3 crores.

  • Balance Transfer Facility

    You can transfer your existing home loan to Bajaj Finserv through a hassle-free process that requires minimal documentation, and make the most of an attractive interest rate.

  • Top-Up Loan

    Avail a high-value top up loan at an attractive interest rate on your Home Loan in Kottayam, without any additional documentation.

  • Property dossier

    Bajaj Finserv offers guidance for all the legal and financial elements of owning a property, with a tailored property report.

  • Part prepayment Charges

    With a Bajaj Finserv Home Loan in Kottayam, pay your loan amount before the stipulated time without being liable for any part-prepayment charges.

  • No foreclosure charges

    Foreclose your loan without paying additional charges, once you’ve paid your first EMI.

  • Flexible Tenor

    With a Bajaj Finserv home loan in Kottayam, you can plan repayment easily, with a flexible tenor ranging up to 20 years. Use our Home Loan EMI Calculator to calculate the monthly EMI amount for your chosen tenor, in just a few quick steps.

  • Minimal Documentation

    Get your loan faster, with easy home loan eligibility criteria and minimal documentation.

  • Online Account Management

    Now with the Bajaj Finserv digital customer portal, you can conveniently manage your Home Loan account online. Manage your Home Loan conveniently, with our digital customer portal

  • 3 EMI Holiday

    With a Bajaj Finserv home loan, you can enjoy a grace period of 3 months, during which you will not be required to pay EMIs. This amount will be adjusted against the loan tenor.

  • Insurance

    Customised Insurance Schemes

    Bajaj Finserv home loans come with a customised insurance scheme, so that you can protect your family from the burden of loan repayments in case of any unforeseen events.

Home Loan Eligibility Criteria

Know the eligibility criteria and documentation required to find out if you are eligible to avail a Bajaj Finserv home loan in Kottayam. Calculate your eligibility with our easy-to-use Home Loan Eligibility Calculator.

Interest Rates and Charges

Learn more about the current home loan interest rate and find out about other fees and charges applicable on your home loan in Kottayam.

Contact Us

If you are new to Bajaj Finserv and looking for information on home loans in Kottayam by Bajaj Finserv, call us at 1800-103-3535 or SMS ‘SHOL’ to 9773633633.

If you are an existing customer, you may reach us at 020-3957 4151, SMS to +91 9227564444 or visit us at:

Our Address
Bajaj Finserv Ltd.
3Rd Floor,
Geetha Trade Centre,
Nagampadam P.O.
Kottayam – 686 001
Kerala, India
Contact No.:+914813048361

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Home Loan EMI calculator

Estimate how much you will pay each month for your new home by using our Home Loan EMI calculator


Home Loan eligibility calculator

Use our Home Loan Eligibility calculator to estimate how much can you comfortably spend on your new home