Home loan overview

Neemrana is a town located in Ajmer, Rajasthan and is famous for having the Neemrana Fort Palace. This historic city also has a large industrial belt with many multinational companies.

Its location on the Delhi-Jaipur highway makes it an excellent place for setting up your residence. Bajaj Finserv offers affordable home loans in Neemrana through one branch. You can also avail of a home loan in Neemrana online.

Home loan features and benefits

  • Top loan for your financial needs

    Top loan for your financial needs

    We offer top-up loans to existing home loan customers. Get sizeable funds for any financial needs, including home renovation, children's education, business, etc.

  • Nil charges on part-prepayment and foreclosure

    Nil charges on part-prepayment and foreclosure

    You can pay off your loan liability before the end of the tenor without paying any pre-payment or foreclosure charges if your home loan is linked to floating interest rates.

  • Balance transfer facility

    Balance transfer facility

    Transfer the balance of your existing home loan to us for lower home loan interest rates. You can also get a sizeable top-up loan with a home loan balance transfer.

  • Flexible tenor up to 30 years

    Flexible tenor up to 30 years

    Look no further than Bajaj Finserv for an affordable home loan, as we offer the choice of a repayment period of up to 30 years.

  • Minimal documentation needed

    Minimal documentation needed

    With few documentation requirements, you can be assured of a hassle-free application process with Bajaj Finserv.

Home loan interest rates, fees, and charges

Bajaj Finserv offers competitive home loan interest rates starting at 8.50%* p.a p.a. In addition to its low rates, there are also no hidden charges/ fees involved with Bajaj Finserv Home Loan. You can get the estimate of equated monthly installments using a housing loan EMI calculator from Bajaj Finserv and plan your home loan repayment for the future.

Home loan eligibility criteria

Bajaj Finserv offers simple eligibility criteria for its home loans. Meet the following home loan eligibility criteria to make the loan approval quicker and hassle-free:

  • Age**

    Age**

    25-70 years for self-employed applicants, 23-62 years for self-employed applicants

  • Nationality

    Nationality

    Residing citizen of India

  • Minimum CIBIL score required

    Minimum CIBIL score required

    750

  • Work experience

    Work experience

    Minimum 3 years (for salaried applicants)

  • Minimum salary

    Minimum salary

    Rs. 25,000

  • Business continuity

    Business continuity

    Minimum 5 years (for self-employed applicants)

**Maximum age considered at the time of loan maturity

Documents required for home loan

To get a home loan in Neemrana, you will require the given documents:

  • Photograph and KYC documents
  • Address proof: Aadhaar Card, Voter ID, passport, electricity bill, water bill
  • Identity proof: PAN Card, Voter ID Card, driving license, passport
  • Income proof: Latest salary slip and Form 16 (for salaried applicants)
  • Business proof and financial statements: GST certificate, MOA, trade license, balance sheet (for self-employed applicants)
  • Property documents: Occupancy certificate, sales deed, possession certificate, etc.

How to apply for a home loan?

Salaried and self-employed individuals can apply for home loan online via the following process:

  1. 1 Visit the online application form of Bajaj Finserv’s home loan
  2. 2 Fill in the personal, financial, and employment details
  3. 3 Submit the form
  4. 4 A representative will contact you to help you through the next steps

Make sure that you meet the home loan eligibility to get quick approval on your application.