Home Loan in Jodhpur

Set in the landscape of the Thar Desert, Jodhpur is a popular tourist destination for its magnificent temples, forts and palaces. The 2nd largest city of Rajasthan houses some of the nation’s top educational institutes including NIFT Jodhpur, AIIMS Jodhpur, etc. On the economic front, the city has a flourishing cottage and handicrafts industry dealing with cutlery, jewellery, marble products, carpets, textiles, etc.

Grab this opportunity to own a house in Jodhpur with financing from Bajaj Finserv. Take up to Rs.3.5 crore as a home loan in Jodhpur at nominal rates.

• Home Loan in Jodhpur: Features and Benefits

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  PMAY

  PMAY is a government-initiated scheme which offers home loans at 6.93% rate of interest. With assistance from the Pradhan Mantri Awas Yojana, homeowners can save on interests up to Rs.2.67 lakh. Reduce your loan EMIs and make the repayment more affordable with Bajaj Finserv.

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  Home Loan Balance Transfer

  Refinancing is easier now as Bajaj Finserv requires minimum documents to process a home loan balance transfer request. No need to pay any charges. In addition, take a top up loan for your other monetary obligations.

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  Top-Up Loan

  From purchasing home improvement products to financing a medical need, top up loan up to Rs.50 lakh can address every requirement sufficiently.

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  Part-Prepayment and Foreclosure Facility

  Use your excess funds to part-prepay or foreclose the existing home loan in Jodhpur without any rates.

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  Flexible Tenor

  Repaying a housing loan is convenient with flexible tenors of up to 240 months.

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  Minimal Documentation

  Simple home loan eligibility and minimal documentation make the process faster and hassle-free.

Ensure to meet all these parameters, thus, improving your approval chances.

Eligibility Criteria	Details
Age (for salaried	23 to 62 years
Age (for self-employed)	25 to 70 years
Business vintage	At least 5 years
Work experience	Minimum 3 years
Nationality	Indian (resident)

You can check your eligibility with our easy to use home loan eligibility calculator.

Calculate Home Loan EMI

Borrowers should take a significant financial decision of availing a loan work like housing loan after proper evaluation. A home loan EMI calculator can help assess the monetary outflow towards a loan, with no manual calculation. Enter simple details like rate of interest, preferred tenor and required loan amount. The online tool immediately computes the EMIs, cost of loan and payable interests.

Documents Required for Home Loan

Below are the primary documents required for a home loan.

• Photograph
• Latest salary slips / Form 16
• Account statements
• Address proof, identity proof, etc.
• Proof of business existence
  
  

If asked for, borrowers need to deposit additional papers for loan processing.

There are certain other charges besides the home loan interest rate. Read all the fees before applying.

Types of rates	Charges applicable
Promotional home loan interest rate (for salaried applicants)	Starting from 8.60%
Rate of interest (for self-employed)	9.05% to 10.30%
Rate of interest (for salaried)	9.35% to 11.15%
Loan statement fees	Rs. 50
Penal interest	2% per month
Processing charges (for self-employed)	Up to 1.20%
Processing charges (for salaried)	Up to 0.80%

It takes a few steps to apply for a home loan in Jodhpur.

Step 1: View the application form on our website.
Step 2: Fill in with accurate details in the fields required.
Step 3: Pay the necessary secure fee.
Step 4: Submit the scanned copies of documents easily.

Also, choose to apply offline via an SMS. Send 'HLCI' to 9773633633.