Bajaj Finserv Home Loan in Cuttack

The city of Cuttack is located on the banks of the Mahanadi and Kathajodi rivers. It is one of the prominent industrial and commercial hubs of Eastern India.

Getting a home loan in Cuttack has now become more convenient with Bajaj Finserv Home Loans. We have 3 branches here.

Visit our branch in Cuttack for any queries or apply online for faster processing.

Features and benefits

Applicants interested in availing a loan against property in Cuttack can read more to know about the features of the Bajaj Finserv Home Loan.

  • Affordable rate of interest

    Affordable rate of interest

    Starting from 8.50%* p.a., Bajaj Finserv offers applicants an affordable home loan option to fit their finances.

  • Swift disbursal

    Swift disbursal

    No more long waits for loan amounts with Bajaj Finserv. Find your sanction amount in your bank account in just 48* hours from approval. 

  • Get a top-up loan

    Get a top-up loan

    Get a top-up loan of up to Rs. 1 crore* or higher with zero additional documents and enjoy easy repayment terms.

  • Make payments in parts

    Make payments in parts

    Lower the home loan burden with an easy part payment facility. It requires no extra charge.

  • Remote account supervision

    Remote account supervision

    Use our online customer portal to manage your housing loan account anytime, anywhere.

  • Touch-free borrowing

    Touch-free borrowing

    Experience a truly remote home loan application from anywhere in India by applying for Bajaj Finserv online home loans and getting easy approval.

  • Flexi hybrid home loan

    Flexi hybrid home loan

    Enjoy reduced interest liability with a flexi hybrid home loan from Bajaj Finserv

Cuttack, being the former capital of Odisha, houses various industries. Textile is a major industry here, along with handicraft items. These two sectors contribute more than a billion-dollar in revenue yearly. Besides that, the service sector in Cuttack is also promising with various government and non-government offices.

The employment opportunities and local environment make Cuttack a great city to settle down. Moreover, with favorable terms on home loans from Bajaj Finserv, it will not be difficult to lock in on the perfect house in a favored locality.

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Home loan eligibility criteria

Learn the eligibility criteria and the documents for a home loan in Cuttack from Bajaj Finserv. Take the assistance of our home loan eligibility calculator and check your maximum loan eligibility.

  • Citizenship

    Citizenship

    Indian resident

  • Age

    Age

    25 years to 85 years for self-employed borrowers and 23 years to 70 years for salaried applicants

  • CIBIL score

    CIBIL score

    750+

  • Work experience

    Work experience

    Minimum 5 years for self-employed individuals and 3 years for salaried individuals

  • Monthly income

    Monthly income

    Depends on a borrower’s city of residence

Prepare a document checklist before applying for a home loan so you can quickly get done with the application process. Also, ensure you present documents supporting all sources of income to improve your eligibility.

List of home loan in different cities

Click on the links below to learn more about applying for a home loan tailored to your specific needs and preferences.

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Interest rates and charges

Click here to know the existing home loan rates and learn the additional fees and charges on your housing credit.

Bajaj Finserv App for All Your Financial Needs and Goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Explore and apply for co-branded credit cards online.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on No Cost EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

Frequently asked questions

How long does it take to get a housing loan in Cuttack?

The duration for the approval of a home loan varies based on factors such as documentation, verification procedures, and the lender's internal processes. Normally, this process can take from several days to a few weeks. However, with Bajaj Finance, your home loan application could be approved within 48 Hours* of submission, and sometimes even earlier.

What is the minimum salary for a home loan in Cuttack?

The minimum salary requirement for a home loan in Cuttack depends on various factors including the lender's policies, loan amount, and applicant's profile.

What is the maximum period allowed for home loan repayment?

Benefit from the convenience of flexible repayment options with Bajaj Finance, where you can comfortably repay your home loan. We provide an extended repayment tenure of up to 40 years, allowing you to manage your finances with ease.

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