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health insurance

How to Claim Medical Insurance?

How to Claim Health Insurance?

Health insurance claim can be claimed in two ways. In case of planned hospitalization, one can opt for cashless treatment, in case the hospital is one of the network hospitals. The insurance company has to be intimated two days before the hospitalization. A form would have to be filled and submitted to the TPA counter, along with the insurance card and KYC documents. It is advisable to ask for a copy of the records as well. One should also retain all the documents regarding pre and post hospitalization. When the time of billing arrives, the hospital will settle the bills directly with the insurance company. In case of reimbursement medical insurance claim process, all the bills including tests, hospitalization, and medicines should be retained to be handed over to the insurance company and all of them would be reimbursed to the Insured or insured's family.

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Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.”

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