Bajaj Finserv brings to you Washing Machine Insurance policy which offers optimum coverage for your washing machine at an affordable premium. This policy acts as a protective cover for your expensive appliance and insures it against loss or damages caused due to unexpected incidents, fire, theft, burglary, and other associated perils.

Washing Machine Insurance is a Personal All Risk policy that takes care of all the repair and replacement costs of your washing machine in case of accidental damage. In instances where the appliance can't be repaired or reinstated, you will be reimbursed for its replacement cost. Availing this policy can secure your washing machine and safeguard you against financial losses.

  • Features Of Washing Machine Insurance

  • High Coverage At A Nominal Premium

    High Coverage At A Nominal Premium

    This policy comes with a high sum insured amount of up to Rs. 35,000 at a nominal cost of Rs.199 for a year.

  • High Sum Insured

    Total Loss/Damage Cover For Your Washing Machine

    It extends optimum coverage in the event of a loss or damage caused to the washing machine due to specific causes. In such an instance, you will be compensated up to the sum insured or the invoice value, whichever is lower.

  • Easy Online Payment

    Easy Online Payment

    You can choose your preferred payment mode from a variety of options including net banking, mobile wallets, UPI, debit cards or credit cards for paying the premium amount.

  • What Is Covered?

  • Accidental Damage Cover

    Accidental Damage Cover

    If you have accidentally damaged your washing machine, the expenses on its repair or replacement will be covered under this policy.

  • Theft And Burglary Cover

    Theft And Burglary Cover

    If your washing machine gets stolen or any loss/damage is caused to it due to burglary, you can claim financial compensation.

  • Standard Fire Cover

    Standard Fire Cover

    This washing machine insurance policy also covers any loss or damage caused to the insured appliance due to an incident of fire.

  • During the policy period, you can claim compensation for all the above-mentioned losses or damages as per the invoice value or to the maximum of sum insured under the policy.

  • What Is Not Covered?

  • Washing Machines Older Than One Year

    Washing Machines Older Than One Year

    Washing machines that are older than one year as per the original invoice date are not covered under this policy.

  • Pre-existing Conditions

    Pre-existing Conditions

    Loss or damage occurred to your washing machine as a result of a pre-existing condition doesn’t come under the policy coverage.

  • WM_Loss_Damage_Caused_Due_Maintenance_Processes

    Loss/Damage Caused Due Maintenance Processes

    Any damage or harm caused to the insured appliance while carrying out its restoration and servicing through cleaning, dyeing, or bleaching; or during its repairing, renovation, or preventative maintenance is not included.

  • Damages Arising Out Of Regular Wear And Tear

    Damages Arising Out Of Regular Wear And Tear

    The policy doesn’t offer protection for damages or deteriorations resulting from regular wear and tear with time, pest infestations, moss or mildew growth, and other types of slowly occurring damages.

  • Electrical Or Mechanical Failure

    Electrical Or Mechanical Failure

    Breakdown or derangement of the washing machine is not covered except for occurrences resulted accidentally due to external means/conditions which come under the policy coverage.

  • Deductibles Applicable

    Deductibles Applicable

    For each claim raised, excess amount (first 10% of claim amount) needs to be paid towards claim on your insurance.

  • CCTV Camera Older Than 30 Days

    Damage Or Loss Inflicted By The Insured

    Loss or damages incurred as a consequence of an act committed by the insured or a condition that he/she has suffered from due to which the covered perils and dangers have significantly increased are not compensated.

  • Loss/Damage Due To Misuse Or Willful Conduct

    Loss/Damage Due To Misuse Or Willful Conduct

    Mechanical failure or other similar issues occurring on account of carelessness, lack of maintenance, and willful act or conduct associated with reckless handling of the washing machine do not come under its coverage.

  • Consequential Loss Or Legal Liabilities

    Consequential Loss Or Legal Liabilities

    This insurance policy doesn’t include any kind of legal liabilities or consequential loss.

  • To know about the terms and conditions of the washing machine insurance policy in detail, please click here.

How To Apply?

You can apply for the Washing Machine Insurance policy from Bajaj Finserv by visiting our official website. Just fill the online application form with all the required details and submit. When done, pay the applicable premium via your preferred payment mode.

How To Claim?

If your washing machine breaks down or incurs any accidental damage or loss, you can file a claim under your washing machine insurance policy. Get in touch with the insurer within 24 hours of the mishap through any of the given modes:

  • Call 1800-266-7780 (24-hour toll-free helpline number) or 1800-22-9966 (dedicated number for senior citizen policyholders)
  • Write to customersupport@tataaig.com
  • Type ‘Claims’ and send to 5616181 as SMS

As soon as you intimate the insurer about the claim, the concerned claim executive will get in touch with you and guide you through the claim settlement process.

Documents Required to File Claims

You will have to provide the following mandatory documents while filing a claim under your Washing Machine Insurance policy:

  • Incident report by the customer
  • Original invoice or bills of the reinstated washing machine
  • Repair bills in case of partial damage
  • Duly-filled and signed claim form
  • Copy of the report from fire brigade in case of a major fire loss
  • Copy of the FIR in case of theft or burglary

Contact Us

For any queries or concerns related to the policy coverage, exclusions, and application procedure, please reach out to us by writing an email to pocketservices@bajajfinserv.in.

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