back

Preferred Language

Preferred Language

health insurance

Top 10 Niva Bupa Health Insurance Policies

Top 10 Niva Bupa Health Insurance Policies

One of India's leading health insurance providers, Niva Bupa, offers diverse plans for its customers. However, features of all these policies, such as coverage amount, and pre-and post-hospitalisation benefits, are not the same. So, individuals need to choose a health insurance policy according to their requirements. Here are the 10 Niva Bupa health insurance plans that one can consider to get maximum coverage against the medical emergency and subsequent hospitalisation.

Niva Bupa health insurance plans

Name of Niva Bupa health insurance plans Health insurance type Benefits Network hospitals
ReAssure Available as both individual and family health insurance plan Coverage: Up to Rs. 1 crore

No claim bonus: 50% bonus against a claimless year

Pre-hospitalisation period: 60 days

Post-hospitalisation period: 180 days
More than 7,600 hospitals
Health Companion (Variant 3) Available as both family and individual health insurance plan Coverage: Up to Rs. 1 crore

No claim bonus: 20% increase in sum insured for 1 claim free year

Pre-hospitalisation period: 30 days

Post-hospitalisation period: 60 days
More than 7,600 hospitals
GoActive Individual health insurance plan Coverage: Starting from Rs. 4 lakh to Rs. 25 lakh

Pre-hospitalisation period: 90 days

Post-hospitalisation period: 180 days

Early age benefit: 10% reduction in premium if applicant's age is below or equal to 35
More than 7,600 hospitals
Arogya Sanjeevani Policy, Niva Bupa Family floater insurance plan Coverage: Rs. 50,000 to Rs. 10 lakh

Pre-hospitalisation period: 30 days

Post-hospitalisation period: 60 days
More than 7,600 hospitals
Heartbeat Family First (Gold) Family health insurance policy Coverage: Up to Rs.50 Lakh

Pre-hospitalisation period: 60 days

Post-hospitalisation period: 90 days
More than 7,600 hospitals
Health Premia (Platinum) Both individual and family health insurance plan Coverage: Rs. 1 crore to 3 crore

Maternity benefits: Up to Rs. 2 lakh

Pre-hospitalisation period: 90 days

Post-hospitalisation period: 180 days
More than 7,600 hospitals
Niva Bupa Super Saver - Family Health Insurance Family health insurance plan Coverage: Rs. 10.5 lakh to Rs. 1 crore

Maximum family members: 2 adults and 4 children

No claim bonus: 20% increase of sum assured for a claimless year

Pre-hospitalisation period: 30 days

Post-hospitalisation period: 60 days
More than 7,600 hospitals
CritiCare – Critical Illness Insurance Policy Critical insurance plan Coverage: Rs. 3 lakh to Rs. 2 crore

Total diseases covered: 20 critical illnesses
 
More than 7,600 hospitals
Money Saver Hospital daily cash policy Coverage: Rs. 10.5 lakh to Rs. 1 crore

Maximum family members: 2 adults and 4 children

Pre-hospitalisation period: 30 days

Post-hospitalisation period: 60 days
More than 7,600 hospitals
AccidentCare - Personal Accident Insurance Policy Accident insurance plan Coverage: Maximum Rs.2 crore

Maximum family members: 2 adults and 2 children

Child education benefit: Up to Rs. 5 lakh in case of death or permanent disability

International coverage: Yes
More than 7,600 hospitals

How to buy Niva Bupa Health Insurance Plans online?

Here is the stepwise guideline to purchase Niva Bupa Health Insurance plans:

Step 1: Visit the official website of Niva Bupa Health Insurance company

Step 3: Navigate to the online application form

Step 4: Fill in the form with personal information such as name, contact number and email ID

Step 5: Submit the OTP sent to the registered mobile number

Step 6: Mention the date of purchasing the health policy and click on the 'View Instant Quotes' option

Step 7: Mention the name and ages of insured individuals whom you want to cover with the policy

Step 8: Click on 'Continue'

Step 9: Mention the address and email ID in the next window and tap on 'Submit and View Quotes'

After this, intending policyholders will see various insurance policies, including those mentioned in the list above. According to their needs, they need to choose one of those Niva Bupa medical insurance plans.

Step 10: After selecting a plan, fill in its application form with the required information and pay the Niva Bupa Health Insurance premium.

Upon undergoing these steps, individuals can easily purchase a health insurance policy.

A point to note here is that individuals must properly read the brochure available on the official website while selecting a Niva health insurance policy. It includes all the necessary information regarding the plan, such as features, exclusions and other additional benefits.

Moreover, individuals can now purchase these Niva Bupa Health Insurance plans for families and individuals from the policy partner, Bajaj Finserv. They get required support while applying to purchase a health insurance policy through Bajaj Finserv.

In conclusion, individuals can choose among these Niva Bupa Health Insurance policies. It will help them get comprehensive financial coverage during a health emergency. Thereby, they can reduce their life savings in meeting a high-end treatment expenditure after hospitalisation.

Did you know, a good CIBIL score can help you get a better deal on loans and credit cards?