Health insurance portability enables the transfer of current health insurance policies from one insurance company to another. Health insurance portability in India protects buyers as it gives them the flexibility to switch insurance providers to get higher benefits. Customers usually switch to another provider due to reasons such as insufficient coverage, poor quality of service, claim settlement delays and slow processes, delays in reimbursements, hidden terms and conditions, higher premiums, limitations on room rent and other attractive deals and lower premiums from another company. These are key factors which prompt customers to switch to another health insurance provider.
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