Manipal Cigna Health Insurance - Mediclaim- Health+ Accident (Comprehensive) - One EMI Protection
Key features
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Coverage up to Rs. 50,000, premium starting at Rs. 119
Choose from the five premium variants to get a sum insured as per your requirement to cover your EMI for one month.
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One EMI covered
In case if the insured is unable to go to work for a minimum of one month due to any illness resulting to disability, this policy will help pay for the EMI of one month.
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Disability conditions covered
The policy covers conditions - permanent total disability, permanent partial disability or coma arising from any illness or injury.
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End-to-end online process
You can buy the policy hassle-free online through our 100% digital and paperless process.
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No documents are required to buy the policy
When buying Mediclaim – Health + Accident (Comprehensive) – One EMI Protection cover, you do not need to present any documents at the time of making the purchase.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy the Mediclaim – Health+Accident (Comprehensive) – One EMI Protection cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18 - 65 years
Documents required
No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Phone number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchasing the policy.
Policy details
Here's a quick look at the policy details of the Mediclaim – Health+Accident (Comprehensive) – One EMI Protection cover:
- Premium of Rs. 119
- Premium of Rs. 219
- Premium of Rs. 419
- Premium of Rs. 519
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 5,000 |
| Premium including GST (in Rs.) | 119 |
| Policy tenure | 1 year |
Policy details |
Description |
Sum insured (in Rs.) |
50,000 |
Premium including GST (Rs.) |
1,024 |
Policy tenure |
1 year |
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 10,000 |
| Premium including GST (in Rs.) | 219 |
| Policy tenure | 1 year |
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 20,000 |
| Premium including GST (in Rs.) | 419 |
| Policy tenure | 1 year |
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 25,000 |
| Premium including GST (in Rs.) | 519 |
| Policy tenure | 1 year |
Key inclusions and exclusions
Here's a quick look at the key inclusions and exclusions under the Mediclaim- Health+ Accident (Comprehensive) - One EMI Protection cover:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Earnings protection | Covers against disability, hospitalisation, and coma which results in inability to engage in an occupation for one month |
| Cash benefit | Covers cash benefit commensurate with EMI contribution of the existing insurance linked loan account |
| Key exclusions | Description |
|---|---|
| Any pre-existing disease | No pre-existing medical illness is covered |
| Adventure sports accident | Any accident due to adventure sports is not covered |
Product information
For complete details on product benefits, features, terms and exclusions, please read product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can reach out to the insurer (Manipal Cigna Health Insurance) to claim the benefits of the Mediclaim- Health+ Accident (Comprehensive) - One EMI Protection cover by email or phone:
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Insurer’s email address
Share your policy document and medical reports at servicesupport@manipalcigna.com
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Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-102-4462 and claim the benefits
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Documents required to claim
To claim the benefits of Mediclaim- Health+ Accident (Comprehensive) - One EMI Protection cover, you need to present the following documents:
1. Policy document received at the time of purchase
2. Discharge summary
3. Complete billing in case of reimbursement
4. For cashless, policy document, cashless card issued by the insurer, if any.
In case of cashless claim, the billing details are directly shared with the insurance company by the network hospitals and settled before discharge -
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in
Frequently asked questions
Mediclaim- Health+ Accident (Comprehensive) - One EMI Protection cover offered by Manipal Cigna Health Insurance through Bajaj Finance gives you a financial support to pay-off the EMI for one month if the insured suffers any disability arising from illness or injury.
The policy is specially designed for Bajaj Finance customers. Therefore, any existing customer who is between 18 and 65 years of age and an Indian national can buy the policy.
You can reach out to the insurer by writing to them at servicesupport@manipalcigna.com or calling on the toll-free number 1800-102-4462.
Mediclaim- Health+ Accident (Comprehensive) - One EMI Protection cover provides cover against the loss of earning up to the sum insured on an EMI basis with a cash benefit that is commensurate with the insured person’s EMI contribution to the existing insurance linked loan account.
The Mediclaim- Health+ Accident (Comprehensive) - One EMI Protection cover has a tenure of 1 year.