Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
Coverage of Rs. 3 lakh, premium of Rs. 1,188
Get coverage of Rs. 3 lakh for treatment expenses incurred due to maternity complications under life-threatening situations.
Hospital room rent coverage
The policy provides coverage for room rent of a single private room and ICU at actuals for maternity treatments.
End-to-end online process
Buy the policy online in just a few steps hassle-free through our paperless process.
No documents are required to buy the policy
When buying the Maternity Cover 1, you do not need to present any documents at the time of making the purchase.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy the Maternity Cover One. If you meet all the eligibility criteria, we will need a few details to complete your application process.
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18 - 35 years
No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Email address
- Phone number
Step-by-step guide to buy this policy
Click on the ‘Buy Now’ button on this page.
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
Enter the One Time Password (OTP) received on your registered mobile number for verification.
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.
After the payment is successful, you can download the policy receipt instantly.
You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchasing the policy.
Here’s a quick look at the policy details of Maternity Cover One:
|Sum insured (in Rs.)||3 lakh|
|Premium including GST (in Rs.)||1,188|
|Policy tenure||1 year|
Key inclusions and exclusions
Here’s a quick look at the key inclusions and exclusions of Maternity Cover One:
- Key inclusions
- Key exclusions
|Hospitalisation cover||Covers hospitalisation costs for maternity complications under life-threatening situations|
|Private room||Covers against maternity treatment in a single private room for normal and ICU at the actual|
|Any pre-existing disease||No pre-existing medical illness is covered prior to a waiting period of 4 years|
|Non-complication||Hospitalisation for reasons other than maternity complications are not covered|
|Maternity||Any normal maternity-related treatment is not covered|
For complete details on product benefits, features, terms and exclusions, please read product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can reach out to the insurer (Aditya Birla Health Insurance) to claim the benefits of the Maternity Cover One by email or phone:
Insurer’s email address
Share your policy document and maternity reports at firstname.lastname@example.org
Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-270-7000 and claim the benefits.
Documents required to claim
To claim the benefits of Maternity Cover One, you need to present the following documents:
1. The policy document received at the time of purchase
2. Medical certificates and reports received from the doctor
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at email@example.com
Frequently asked questions
Maternity Cover One is an insurance product from Aditya Birla Health Insurance offered through Bajaj Finance that provides financial support for managing maternity expenses arising from medical complications that require hospitalization.
Maternity is one of the most sensitive periods of personal health when both the mother and child need utmost care. However, it can also result in unforeseen complications which can lead to life-threatening situations that require immediate medical attention. This treatment can be an expensive proposition, but the Maternity Cover One provides policyholders with the financial support necessary to manage the costs arising from any complications during the maternity period.
You can reach out to the insurer by writing to them at firstname.lastname@example.org or calling on the toll-free number 1800-270-7000.
Maternity Cover One protects against the costs arising from any hospitalisation for the treatment of medical complications arising in the maternity process.
The Maternity Cover One has a wide range of exclusions, which include 30 days waiting period, 9 months waiting period for maternity, and up to 2 year waiting period for pre-existing conditions as detailed in the policy document.
The portion of the insured loss paid by the policyholder.
Maximum value to be derived from a policy.
Eligibility means the provisions of the policy that state the requirements to be complied with.
A period of 12 consecutive months within the policy period commencing from the inception date or any subsequent policy anniversary.