Aditya Birla Health Insurance Co. Ltd.

Aditya Birla Health Insurance - Maternity Cover One at Rs. 1,188

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits

  • Coverage of Rs. 3 lakh, premium of Rs. 1,188

    Get coverage of Rs. 3 lakh for treatment expenses incurred due to maternity complications under life-threatening situations.

  • Hospital room rent coverage

    The policy provides coverage for room rent of a single private room and ICU at actuals for maternity treatments.

  • End-to-end online process

    Buy the policy online in just a few steps hassle-free through our paperless process.

  • No documents are required to buy the policy

    When buying the Maternity Cover 1, you do not need to present any documents at the time of making the purchase.

Eligibility criteria and documents required

You need to fulfil the following criteria to buy the Maternity Cover One. If you meet all the eligibility criteria, we will need a few details to complete your application process.

Eligibility criteria  

  •  Exclusively for Bajaj Finance customers
  •  Nationality: Indian 
  •  Age: 18 - 35 years 

Documents required

No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:

  •  Name
  •  Address
  •  Email address
  •  Phone number

Step-by-step guide to buy this policy

  • Step 1

    Click on the ‘Buy Now’ button on this page.

  • Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.

  • Step 5

    At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.

  • Step 6

    After the payment is successful, you can download the policy receipt instantly.

    You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchasing the policy.

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Policy details

Here’s a quick look at the policy details of Maternity Cover One:

Policy details Description
Sum insured (in Rs.) 3 lakh
Premium including GST (in Rs.) 1,188
Policy tenure 1 year

Key inclusions and exclusions

Here’s a quick look at the key inclusions and exclusions of Maternity Cover One:

  • Key inclusions
  • Key exclusions
Key inclusions Description
Hospitalisation cover Covers hospitalisation costs for maternity complications under life-threatening situations
Private room Covers against maternity treatment in a single private room for normal and ICU at the actual
Key exclusions Description
Any pre-existing disease No pre-existing medical illness is covered prior to a waiting period of 4 years
Non-complication Hospitalisation for reasons other than maternity complications are not covered
Maternity Any normal maternity-related treatment is not covered

How to claim

You can reach out to the insurer (Aditya Birla Health Insurance) to claim the benefits of the Maternity Cover One by email or phone:

  • Insurer’s email address

    Insurer’s email address

    Share your policy document and maternity reports at

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number - 1800-270-7000 and claim the benefits.

  • Documents required to claim

    Documents required to claim

    To claim the benefits of Maternity Cover One, you need to present the following documents:

    1. The policy document received at the time of purchase
    2. Medical certificates and reports received from the doctor
    3. Invoice/bills.

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at

Frequently asked questions

What is the Maternity Cover One?

Maternity Cover One is an insurance product from Aditya Birla Health Insurance offered through Bajaj Finance that provides financial support for managing maternity expenses arising from medical complications that require hospitalization.

What are the benefits of the Maternity Cover One?

Maternity is one of the most sensitive periods of personal health when both the mother and child need utmost care. However, it can also result in unforeseen complications which can lead to life-threatening situations that require immediate medical attention. This treatment can be an expensive proposition, but the Maternity Cover One provides policyholders with the financial support necessary to manage the costs arising from any complications during the maternity period.

What is the claim process for Maternity Cover One?

You can reach out to the insurer by writing to them at or calling on the toll-free number 1800-270-7000.

What is covered under Maternity Cover One?

Maternity Cover One protects against the costs arising from any hospitalisation for the treatment of medical complications arising in the maternity process.

What are the waiting periods under the Maternity Cover One?

The Maternity Cover One has a wide range of exclusions, which include 30 days waiting period, 9 months waiting period for maternity, and up to 2 year waiting period for pre-existing conditions as detailed in the policy document.

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*Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company Aditya Birla Health Insurance Co. Ltd. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under Product Name: Group Activ Health with UIN: ADIHLGP22190V032122. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.