Aditya Birla Health Insurance - Maternity Cover One at Rs. 1,188
Product highlights
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Coverage of Rs. 3 lakh, premium of Rs. 1,188
Get coverage of Rs. 3 lakh for treatment expenses incurred due to maternity complications under life-threatening situations.
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Cover for hospital room rent
Covers room rent of a single private room and ICU at actuals for maternity treatments.
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End-to-end online process
Buy the policy online in just a few steps hassle-free through our paperless process.
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No documents required to buy the policy
When buying the Maternity Cover 1, you do not need to present any documents at the time of making the purchase.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy the Maternity Cover One. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18-35 years
Documents required
No documents required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Phone number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your pre-filled details will appear on the form. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment through UPI, net banking, credit/debit cards, or wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
Download the policy document from ‘My Account’ after 5-7 working days from the purchase date.
Policy details
Here’s a quick look at the policy details of Maternity Cover 1:
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 3 lakh |
| Deductibles (in Rs.) | 2 lakh |
| Premium including GST (in Rs.) | 1,188 |
| Policy tenure | 1 year |
Key inclusions and exclusions
Here’s a quick look at the key inclusions and exclusions of Maternity Cover 1:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Hospitalisation cover | Covers hospitalisation costs for maternity complications under life-threatening situations |
| Private room | Covers rent of a single private room for normal and ICU at the actual |
| Key exclusions | Description |
|---|---|
| Any pre-existing disease | No pre-existing medical illness covered before the waiting period of 4 years |
| Non-complication | Hospitalisation for reasons other than maternity complications are not covered |
| Maternity | Any normal maternity-related treatment is not covered |
| Out-patient department (OPD) | Charges for any out-patient consultation or treatment are not covered |
Product information
For complete details on product benefits, features, terms and exclusions, please read product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can contact the insurer (Aditya Birla Health Insurance) to claim the benefits of the Maternity Cover 1 by email or phone:
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Insurer’s email address
Share your policy document and maternity reports at care.healthinsurance@adityabirlacapital.com.
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Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-270-7000 and claim the benefits.
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Documents required to claim
To claim the benefits of Maternity Cover 1, you need to present the following documents:
1. The policy document received at the time of purchase
2. Medical certificates and reports received from the doctor
3. Invoice/bills -
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in.
Frequently asked questions
Maternity Cover 1 by Aditya Birla Health Insurance helps manage maternity expenses. The plan covers medical complications, hospitalisation, and other pregnancy-related expenses.
Maternity Cover 1 gives you coverage against pregnancy-related expenses. Maternity is one of the most sensitive periods of personal health when both the mother and child need utmost care. There may be some unforeseen complications, which may turn into life-threatening situations. This may require immediate medical attention. This is exactly when Maternity Cover 1 comes to help. You can manage the costs arising from any complications during the maternity period.
You can send an email to the insurer at care.healthinsurance@adityabirlacapital.com or call on the toll-free number 1800-270-7000.
Maternity Cover 1 gives financial coverage against hospitalisation and maternity-related expenses. It also covers treatments needed due to medical complications.
You have a waiting period of 30 days, 9 months for maternity, and up to 2 years for pre-existing conditions. Read the policy document to know the terms and conditions in detail.
