Recent times have proven the necessity of acquiring health insurance to handle unfortunate medical emergencies. Sudden emergencies can drain your savings, especially if you are the family's sole bread earner. A proper health cover ensures an adequate and appropriate health treatment for you and your family without worrying about the medical expenses.
Bajaj Allianz General Insurance Company Ltd. offers a Global Personal Guard Policy: a perfect plan that guards you against all these hardships. This plan aims to offer global coverage in case of death, disability and injuries due to accidents. This policy is true to its name, giving you a world of protection.
The plan offers three base and 12 optional coverage options enabling the customers to choose from these base and optional plans.
Provides financial protection for adventure sports such as air-based sports, water sports, mountain sports, racing sports, etc. The plan also offers air ambulance and coverage against disappearance if the insured person is missing. It also provides an EMI payment option along with a loan protector.
The policy provides coverage if the policy owner sustains a serious accidental bodily injury during the policy term that directly or independently causes permanent total disability within 12 months from the date of the accident. The insurer will provide the coverage based on the list of permanent disabilities mentioned in the policy document.
Suppose the policyholder sustains a critical accidental bodily injury that directly or independently causes permanent partial disability during the policy term within 12 months from the date of the accident. In that case, the insurance company will pay some amount (in percentage) to the policyholder.
This is an optional coverage that protects you against medical expenses incurred if you are hospitalised for a minimum of 24 hours or have undergone any of the listed day-care procedures because of an accidental injury. Pre- and post-hospitalisation expenses are also covered in this case.
This policy provides an optional cover against death or permanent total disability caused by accidental bodily injury while engaged in any non-professional adventure sports under supervision.
The optional air ambulance cover will pay for emergency air ambulance expenses from the accident site to the nearest hospital.
This policy covers you against loss of income due to disability as a result of an accidental injury.
Children's education benefit is an optional cover that is payable towards the cost of education of your dependent children in case of death or permanent disability due to an accident.
If you are unconscious due to an accidental injury, this policy provides an optional cover up to the sum insured.
As per the policy terms, you can opt for this optional cover to insure your active EMI for 3 months in case of permanent partial disability due to an accidental injury.
Children education benefit is an optional cover that is payable towards the cost of education of your dependent children, in case of death or permanent disability due to an accident.
Under this optional cover, in case of hospitalisation due to an accidental injury, you are eligible for a daily benefit amount for up to 60 days.
You can opt to receive an amount corresponding to the outstanding balance amount of your loan specified in the policy up to the sum insured opted under this optional cover.
In case of hospitalisation due to accidental injury outside your city of residence, this optional cover would pay for travel expenses of a family member, up to the sum insured opted.
The health insurance plan offers tax exemptions under Section 80D of the Income Tax Act.
|Bajaj Allianz Global Personal Guard Policy|
|Policy type||Individual/family floater (For the customers of Bajaj Finance Ltd)|
|Entry age||Adults: 18 to 70 years
Children: 3 months to 25 years
|Policy term||One, two, and three years|
|Sum insured||Rs. 50 lakh - Rs. 2 crore|
Health insurance helps you be stress-free while dealing with medical contingencies due to sickness and accidental injuries. The plans are available starting from Rs. 3,197, with maximum coverage of Rs. 2 crore.
To purchase the policy, follow these steps:
The following mandatory documents will be needed to purchase the policy:
Cashless treatment is only available at a network hospital registered with Bajaj Allianz. To avail of the cashless treatment, the following procedure must be followed:
If the insurer denies pre-authorisation under the cashless claim procedure mentioned above or if treatment is taken in a hospital other than a network hospital, or if you do not wish to avail the cashless facility, then the following procedure must be followed:
The following mandatory documents will be needed to claim the policy:
BFL helpline number: 08698010101
Bajaj Allianz General Insurance helpline number: 1800-209-0144 /1800-209-5858
Mailing address: Ground Floor, Bajaj Finserv Corporate Office, Off Pune-Ahmednagar Road, Viman Nagar, Pune – 411014.
Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as the age of insured, lifestyle habits, health, etc. (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance, and any claims post-sale. This product provides insurance coverage under Bajaj Allianz Global Personal Guard Policy, UIN: IRDAI/HLT/BAGI/P-P/V.I/30/14-15. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary. BFL does not compel any of its customers to mandatorily purchase any third-party products.
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