With increasing medical treatment costs, there is a need for a smart health insurance plan to handle these unforeseen expenses. This is where Aditya Birla's Activ Assure Diamond Plan comes to aid. This all-inclusive benefit-rich plan offers optimal health coverage to secure the health of you and your family.
This plan offers comprehensive coverage with a variety of features, making it one of the most optimal plans to be invested in. This plan offers a high sum assured with an easy buying process.
The plan includes new-age treatments such as robotic surgeries, oral chemotherapy, and balloon sinuplasty procedures.
This policy covers In-patient Hospitalisation due to mental illness.
This plan covers illnesses and medical procedures such as COVID-19 and bariatric surgery along with hospitalisation expenses.
This comprehensive plan covers 586 listed day-care procedures even if hospitalisation is less than 24-hours (the same is attached below). Diamond Policy Wording
Even if the sum insured gets exhausted, the policyholder can get a reload of their sum insured amount by another 150%.*
*Applicable in case of subsequent claims due to unrelated illnesses.
This cover is available to the policyholders with a sum insured of Rs. 7 Lakhs and above. They have the freedom to get admitted to the hospital without any restriction on room type.
Policyholders who believe in AYUSH (Ayurveda, Yoga and Naturopathy, Unani, Siddha, and Homeopathy) treatment can also benefit from buying the plan as it covers the in-patient treatment charges for the same.
The insured can benefit from an annual free health check-up from day one of the policy for individual and family floater plans.
The insured can earn up to 30% of their premium as HealthReturns™.
This policy offers access to a health coach for nutritional and wellness counselling.
If the policyholder opts for the Activ Assure Diamond plan and does not claim it for a fiscal year, they can avail cumulative bonus in the subsequent year.
The cumulative bonus is 10% of the sum assured for the policy and can be accumulated up to 50%, which is an optional benefit. The cumulative bonus is 50% of the sum insured, max up to 100% of the sum insured.
In case of an accidental hospitalisation, this optional coverage will provide an additional 100% of the sum insured.
For insured individuals above 18 years, the company will provide an additional 100% sum insured in case of cancer hospitalisation.
|Aditya Birla Activ Assure Diamond Health Plan|
|Insurer name||Aditya Birla Health Insurance Co. Limited|
|Policy type||Individual (Self Only)/Family Floater|
|Entry age||Individual plan:
Minimum entry age – 5 years
Maximum entry age – Not applicable
Family floater plan:
Dependent children – 91 days to 5 years
Maximum age– Not applicable
|Policy term||One, two and three years|
|Sum insured||Rs. 2 lakh – Rs. 50 lakh|
|Premium starting from (Rs.)||Rs. 4,059|
|Number of members covered||6 members (2 adults + 4 children)|
The following mandatory documents will be needed to purchase the policy:
Life is uncertain, and so are medical emergencies and accidents. You can complete your claim processing in a few simple steps.
With the Aditya Birla Activ Assure Diamond Plan, you can benefit from cashless treatment at more than 6,000+ network hospitals anywhere in the country. The procedure to file a claim is as follows:
Collect below mentioned relevant documents in original from the hospital and submit them to the insurer within 15 days of discharge from the hospital.
BFL helpline number: 08698010101
Aditya Birla Health Insurance Co. Limited: 1-800-270-7000 / 1-800-22-7000
E-mail: – email@example.com
Mailing address:Ground Floor, Bajaj Finserv Corporate Office, Off Pune-Ahmednagar Road, Viman Nagar, Pune – 411014.
Bajaj Finance Limited ('BFL') is a registered corporate agent of third party insurance products of Bajaj Allianz Life Insurance Company Limited, HDFC Life Insurance Company Limited, Future Generali Life Insurance Company Limited, Bajaj Allianz General Insurance Company Limited, SBI General Insurance Co. Ltd, ACKO General Insurance Co. Ltd, Niva Bupa Health Insurance Company Limited, Aditya Birla Health Insurance Company Limited and Manipal Cigna Health Insurance Company Limited under the IRDAI composite registration number CA0101.
Please note that BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely on a voluntary basis after your exercise of independent due diligence on the suitability and viability of any insurance product. Any decision to purchase an insurance product is solely at your own risk and responsibility, and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. This product provides insurance coverage under Aditya Birla Activ Assure Diamond Health Plan with UIN: ADIHLIP21250V032021. For more details on risk factors, terms and conditions, please carefully read the product sales brochure of the insurance company before concluding a sale. Tax benefits applicable, if any, will be as per the prevailing tax laws. BFL does NOT provide tax/investment advisory services. Please consult your advisors before proceeding to purchase an insurance product.
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