Activ Assure Diamond Health Plan starting at Rs. 5,196*

Key features and benefits of this policy

Wellness Benefits of Aditya Birla Activ Assure Diamond Health Plan 00:37

Wellness Benefits of Aditya Birla Activ Assure Diamond Health Plan

Learn about the wellness benefits you get in addition to coverage against medical costs with this policy.

  • Cashless treatment at 10,000+ hospitals

    Cashless treatment at 10,000+ hospitals

    Contact the insurer within 48 hours of emergency hospitalisation or three days before any planned hospitalisation. Find the nearest hospital here.

  • Modern treatment methods covered

    Modern treatment methods covered

    Get coverage for new-age treatments such as robotic surgeries, oral chemotherapy, and balloon sinuplasty.

  • Health coach benefit

    Health coach benefit

    Get the best advice on nutrition and wellness from an expert health coach as part of this health insurance plan.

  • HealthReturns™ benefit

    HealthReturns™ benefit

    Get up to 30% of your premium as HealthReturnsTM. You can use the benefit to pay for renewal premiums, medicine, or diagnostic tests. You will get it in the digital cash form on the Activ health app.

  • No room rent capping

    No room rent capping

    You can get admitted to any type of hospital room if the sum insured on your policy is Rs. 7 lakh and above. Know more about no room rent capping in health insurance online.

  • Daycare procedures cover

    Daycare procedures cover

    Get coverage for 586 listed daycare procedures, which need hospitalisation for less than 24 hours.

  • Sum insured reinstatement

    Sum insured reinstatement

    Reload your sum insured on the policy by 150% if the original sum insured gets exhausted.

  • AYUSH treatment cover

    AYUSH treatment cover

    Get coverage for ayurveda, yoga, unani, siddha, and homoeopathy treatments as part of in-patient care.

  • Annual health checkup benefit

    Annual health checkup benefit

    Get annual free health checkup on the policy. Benefit applicable from the first day of the individual health insurance and family floater plans.

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Eligibility criteria and documents required

Anyone can apply for Aditya Birla Group Activ Health plan as long as you meet the basic criteria mentioned below. If you meet all the eligibility criteria, we will need some basic information to complete your application process.

Eligibility criteria

  • Nationality: Indian
  • Age (individual plan): Minimum 5 years
  • Age (family floater plan): For dependent children - 91 days | adults - 18 years
  • Maximum age: No maximum age at entry

Documents required

Only basic information required while buying the policy:

  • Date of birth as per the PAN Card
  • Valid 10-digit mobile number
  • Residential PIN code

Step-by-step guide to buy this policy

How to apply for the Aditya Birla Activ Assure Diamond Health Insurance 00:59

How to apply for the Aditya Birla Activ Assure Diamond Health Insurance

Watch this video to know how to apply for the Aditya Birla Activ Assure Diamond Health Insurance.

  • Step 1

    Step 1

    Click on ‘Get Quote’ to open our online application form.

  • Step 2

    Step 2

    Fill in the application form with some basic details of the insured/proposer. Fill in the name, gender, mobile number, date of birth, and residential PIN code.

  • Step 3

    Step 3

    Now click on ‘Get Quote’ to proceed.

  • Step 4

    Step 4

    From the list of policies shown, choose Aditya Birla Activ Assure Diamond Health plan by clicking the ‘Buy Now’ button.

  • Step 5

    Step 5

    Select the policy term and premium amount.

  • Step 6

    Step 6

    Enter your email ID and check if all personal details shown are correct. Click on ‘Next’ to proceed.

  • Step 7

    Step 7

    Enter some additional details, such as height, weight, nationality, marital status, address, and nominee details (if applicable).

  • Step 8

    Step 8

    Answer a few questions about your health and lifestyle by clicking the relevant checkboxes. Click on ‘Next’ button to proceed.

  • Step 9

    Step 9

    Verify if the previously filled details are correct and click on the ‘Proceed’ button to visit the payment page.

  • Step 10

    Step 10

    Make the payment through net banking, UPI, debit, or credit card to buy the policy.

    After successful payment, your policy document will be available for you to download instantly. You will receive the policy document copy on your registered email ID within 5-7 working days.

    You will also receive an SMS confirmation immediately after processing the payment successfully.

    You can also access your policy details through the My Account section within 5-7 days after purchase.

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Policy details

Here’s a quick look at the policy details of the Aditya Birla Activ Assure Diamond Health Plan:

Policy details Description
Policy type Individual (self only)/family floater
Starting premium (in Rs.) 5,196*
Maximum sum insured (in Rs.) 2 crore
Policy term One, two, and three years
Renewal Lifetime renewable
Number of members covered 6 members (2 adults + 4 children)

Key inclusions and exclusions

Here’s a quick look at the inclusions and exclusions under the Aditya Birla Activ Assure Diamond Health Plan:

  • Key inclusions
  • Key exclusions
Key inclusions Description
Accidental hospitalisation booster Optional coverage of another 100% of the sum insured
Cancer hospitalisation booster Get an additional 100% of the sum insured for hospitalisation due to cancer
Cumulative bonus Get a cumulative bonus of up to 50% of the sum insured if no claims made for one fiscal year
Key exclusions Description
War Losses arising due to an act of war/terrorism/invasion
Breach of law Criminal intent, intentional self-injury, or attempted suicide while sane or insane
Substance abuse Abuse of intoxicants or hallucinogenic substances such as intoxicating drugs and alcohol
Cosmetic surgery Cosmetic, aesthetic, and re-shaping treatments and surgeries
Others Hearing aids, spectacles or contact lenses, including optometric therapy
Waiting period 30 Days (not applicable in case of accident and subsequent renewal)

How to raise a cashless claim

Follow these steps to raise claim requests for cashless hospitalisation with Aditya Birla Health Insurance.

  • Step 1 - Contact the insurer

    Step 1 - Contact the insurer

    Contact the insurer within 48 hours of emergency hospitalisation. In case of planned admission, contact three days before hospitalisation.
    1. Toll-free: 1800-270-7000
    2. E-mail: care.healthinsurance@adityabirlacapital.com

  • Step 2 - Locate a network hospital near you

    Step 2 - Locate a network hospital near you

    You can get cashless treatment at 10,000+ Aditya Birla Health Insurance network hospitals across India. Click here to locate a hospital near you.

  • Step 3 - Verify patient’s identity

    Step 3 - Verify patient’s identity

    Share the patient’s policy number or the Aditya Birla Health Card at the hospital reception. Also, provide valid identity proof (PAN, voter ID, passport).

  • Step 4 - Submit the pre-authorisation form

    Step 4 - Submit the pre-authorisation form

    Fill and submit the pre-authorisation form available at the hospital desk. You can also download the form online and fill it beforehand.

  • Step 5 - Claim settlement

    Step 5 - Claim settlement

    The insurer will review and verify the documents and process the claim per the policy terms and conditions. Insurer will directly settle the bill with the hospital.

How to raise a reimbursement claim

To reimburse your hospital and medical expenses with Aditya Birla Health Insurance, follow these steps.

  • Step 1 - Contact the insurer

    Step 1 - Contact the insurer

    Contact the insurer within 48 hours of emergency hospitalisation. In case of planned admission, contact three days before hospitalisation.
    1. Toll-free: 1800-270-7000
    2. E-mail: care.healthinsurance@adityabirlacapital.com

  • Step 2 - Settle all hospital bills

    Step 2 - Settle all hospital bills

    Settle all medical bills and other costs involved in hospitalisation and treatment at the hospital.

  • Step 3 - Submit necessary documents

    Step 3 - Submit necessary documents

    Submit reimbursement claim form, hospital discharge summary, bills, and prescriptions to the insurer. You need to submit the required documents at the nearest branch office.

  • Step 4 - Claim settlement

    Step 4 - Claim settlement

    The insurer will review and verify the documents and process the claim as per the policy's terms and conditions.

Documents required for raising a claim request

Here is the list of documents that you need to raise a claim request with Aditya Birla Health Insurance.

  • Claim form (part A filled by policyholder and part B by the hospital)
  • Aditya Birla Health Card
  • Valid ID proof (PAN, voter ID, passport)
  • Original discharge summary
  • Original hospital bills and payment receipts
  • All doctor consultation papers
  • FIR copy or post-mortem report in case of an accident or death

Frequently asked questions

How can I get Aditya Birla Activ Assure Diamond Plan hospital list?

There are 10,000+ network hospitals of Aditya Birla Health Insurance across India. Click here to look at the list of hospitals you can avail of the cashless facility. Alternatively, you can also access the list on the official Aditya Birla Health Insurance website.

What is Aditya Birla Activ Assure Diamond Health Insurance plan?

Aditya Birla Activ Assure Diamond Health Insurance is an all-inclusive health policy. The policy offers a maximum cover of Rs. 2 crore for individuals as well as family members. You get added benefits such as cumulative bonus, cancer cover, AYUSH care cover, and more.

What is the minimum age entry in Aditya Birla Activ assure Diamond individual plan?

The family floater policy type covers dependent children between the age group of 91 days and 5 years. An individual policy has a minimum entry age of 5 years. Age calculated as the number of years completed on the last birthday.

What does Aditya Birla Health Insurance not cover?

Aditya Birla Health Insurance plans do not cover expenses incurred from specific conditions. The policies do not cover substance abuse, dental treatments, and plastic surgeries.

How do I contact Aditya Birla for policy-related queries?

You can contact the Aditya Birla Health Insurance for any claim or policy-related queries in the following ways:
1. Toll-free: 1800-270-7000
2. E-mail: care.healthinsurance@adityabirlacapital.com

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Disclaimer

*T&C Apply - Bajaj Finance Limited (‘BFL’) is a registered corporate agent of third-party insurance products of Bajaj Allianz Life Insurance Company Limited, HDFC Life Insurance Company Limited, Future Generali Life Insurance Company Limited, Bajaj Allianz General Insurance Company Limited, SBI General Insurance Company Limited, ACKO General Insurance Limited, ICICI Lombard General Insurance Company Limited, HDFC ERGO General Insurance Company Limited, Tata AIG General Insurance Company Limited, Niva Bupa Health Insurance Company Limited , Aditya Birla Health Insurance Company Limited, Manipal Cigna Health Insurance Company Limited and Care Health Insurance Company Limited under the IRDAI composite CA registration number CA0101. Please note that, BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely on a voluntary basis after your exercise of an independent due diligence on the suitability, viability of any insurance product. Any decision to purchase insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. This product provides insurance coverage under Aditya Birla Activ Assure Diamond Health Plan with UIN: ADIHLIP21250V032021. Please refer insurer's website for Policy Wordings. For more details on risk factors, terms and conditions and exclusions please read the product sales brochure carefully before concluding a sale. Tax benefits applicable if any, will be as per the prevailing tax laws which are subject to change in future. Please consult your tax advisor for more details. Visitors are hereby informed that by providing their personal or any information on our website they agree and understand that the information submitted by them may be shared with insurers.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.

*Premium mentioned in communication is applicable for a healthy male aged 18 years and is inclusive of taxes.