In recent times there has been a hike in managing all our medical treatments and one needs to be financially independent to handle these sudden expenses. These expenses can’t be ignored as it is the matter of health & life of our loved ones. This is where Aditya Birla’s Activ Assure Diamond Plan comes to aid. This plan can be considered an all-inclusive benefit-rich plan as it covers most of the health benefits one may look out for.
This plan gives wide coverage of health features to choose from making it one of the most optimal plans to be invested in. This plan offers a high sum assured with the ease of buying.
The plan includes new-age Treatments such as Robotic Surgeries, Oral Chemotherapy, Balloon Sinuplasty procedures
This policy covers In-patient hospitalization due to mental illness.
Expenses incurred for treatment of an Illness/injury which in the normal course would require care and treatment at a hospital but actually taken at home, as the patient is not in condition to be moved to a hospital OR non availability of room in a hospital
Aditya Birla Activ Assure Diamond plan covers the in-patient hospitalization charges which includes the consultation fee, nursing fee, room rent and OT charges.
This policy covers medical costs incurred due to an illness or injury 30 days immediately before hospitalisation.
The plan pays for the medical costs incurred due to an illness or injury 60 days immediately after hospitalisation.
If you opt for the Activ Assure Diamond plan and do not claim for a fiscal year, you can avail no claims bonus (NCB) in the subsequent year. The NCB is 10% of the sum assured for the policy and can be accumulated up to 50%. In SuperNCB which is an optional benefit the NCB is 50% of Sum Insured , max upto 100% of Sum Insured.
This comprehensive plan covers a total of 586 day-care listed procedures.
Diamond Policy Wording
Diagnosis of a critical illness can be devastating news for a family. In such cases, the insurer offers a second e-opinion for the top critical illness mentioned in the policy brochure. A pool of well-qualified health practitioners looks at the case.
For both individual and family floater plan, the insured can avail the benefit of annual free health check-up which are based on the age and the sum insured opted for.
Medical Expenses incurred for an organ donor’s treatment for the harvesting of the organ donated will be covered under the policy.
The plan covers emergency ambulance expenses during the policy period.
Vaccination expenses for the new-born baby till the age of 2 years will be covered in this policy. Please refer the policy wording for the detailed list of vaccine covered.
In case of an accident, this optional coverage will provide an additional sum-insured equal to the sum insured for in-patient hospitalization.
For the insured above 18 years, the company will provide an additional sum-insured equal to the sum-insured for in-patient hospitalization.
This optional cover is available to the policyholders with 5 Lakhs Sum Insured. They have the freedom to get admitted to the hospital without any restriction on room type
Policyholders who believe in AYUSH (Ayurveda, Yoga and Naturopathy, Unani, Siddha and Homeopathy) treatment can also benefit from buying the plan as it covers the in-patient treatment charges for the same.
|Aditya Birla Activ Assure Diamond Health Plan|
|Insurer Name||Aditya Birla Health Insurance Co. Limited|
|Policy Type||Individual (Self Only)/Family Floater|
|Entry Age||Individual plan:
Minimum entry age – 5 years
Maximum entry age – No max-age
Dependent Children – 91 days to 5 years
Maximum age– No Maximum age
|Tenure||One, two and three years|
|Sum Insured||Rs. 2 lakh – Rs. 2 crore|
|Number of members covered||6 members (2Adults+4Children)|
Health Insurance helps you to be stress-free while dealing with medical contingencies due to sickness and accidental injuries. The plans are available starting from Rs. 2774(including taxes), with maximum coverage of Rs. 2 crore, to know more about the plan in detail please click here.
Life is uncertain and so are medical emergencies and accidents. We are here to guide you in these tough times and complete your claim processing in a few simple steps
With the Aditya Birla Activ Assure Diamond Plan, you can avail the benefit of cashless treatment at more than 6,000+ network hospitals anywhere in the country. The procedure to file a claim is as follows:
Collect below mentioned relevant document in original from the hospital and submit them to us within 15 days of discharge from the hospital
BFL Helpline Number: 08698010101
Aditya Birla Health Insurance: 1800-270-7000
E-mail – email@example.com
Mailing address:Ground Floor, Bajaj Finserv Corporate Office, Off Pune-Ahmednagar Road, Viman Nagar, Pune – 411014.
Bajaj Finance Limited (‘BFL’) is a registered corporate agent of third party insurance products of Bajaj Allianz Life Insurance Company Limited, HDFC Life Insurance Company Limited, Future Generali Life Insurance Company Limited, Bajaj Allianz General Insurance Company Limited, Tata AIG General Insurance Company Limited, Oriental Insurance Company Limited, Max Bupa Health Insurance Company Limited, Aditya Birla Health Insurance Company Limited and Manipal Cigna Health Insurance Company Limited under the IRDAI composite registration number CA0101.
Please note that, BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely on a voluntary basis after your exercise of an independent due diligence on the suitability, viability of any insurance product. Any decision to purchase insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. This product provides insurance coverage under Aditya Birla Activ Assure Diamond Health Plan with UIN: ADIHLGP21134V022021. For more details on risk factors, terms and conditions please carefully read the product sales brochure of the Insurance Company before concluding a sale. Tax benefits applicable if any will be as per the prevailing tax laws. BFL does NOT provide Tax/Investment advisory services. Please consult your advisors before proceeding to purchase an insurance product.”