Have you ever gone shopping for a new device or appliance and felt the sting of desire mixed with financial hesitation? Well, your wallet need not shrink away in fear any longer. The Bajaj Finserv Insta EMI Card is the perfect bridge between your dreams and your budget during your next shopping trip to Croma Bhubaneswar.
Croma Bhubaneswar overview
Croma Bhubaneswar stands as a tech lover's paradise in the heart of Odisha's capital. This sprawling store offers an extensive range of electronics and home appliances, from the latest gadgets to essential household items. The knowledgeable staff at Croma Bhubaneswar are always ready to guide you through your purchase decisions, ensuring you find the perfect product to suit your needs.
What sets Croma Bhubaneswar apart is its commitment to a positive customer experience. The store's layout is designed for easy navigation, with clear categorization of items and ample space to browse comfortably. Moreover, Croma Bhubaneswar frequently runs promotions and offers competitive prices, making it an attractive destination for savvy shoppers looking to maximise their budget.
List of Croma stores in Bhubaneswar
Here are the Croma Bhubaneswar stores where you can use your Bajaj Finserv Insta EMI Card to shop:
| Location | Address |
| Janpath Road A381 | Plot No-1228/1833, 1229/1834, 1230, 1231/1835, Bhoi Nagar, Near Saheed Nagar, Adjacent to IDBI Bank, Janpath Road, Bhubaneswar, 751022 |
| Patia | A190, Square, Beside Big Wings Honda, Gayatri Vihar, Kanan Vihar, Patia, Bhubaneswar, 751024 |
| Cuttack College Square | Near Square, Ice Factory Road, Beside Bombay Hotel, Odisha, Cuttack, 753003 |
How to use Insta EMI Card at Croma Bhubaneswar
Using your Insta EMI Card at Croma Bhubaneswar is a straightforward process that can significantly ease your purchasing experience. Here's a step-by-step guide:
- Select your desired products and proceed to the checkout counter at your nearest Croma Bhubaneswar store.
- Inform the sales representative that you wish to pay using your Bajaj Finserv Insta EMI Card.
- Provide your card details to the representative.
- Choose your preferred repayment tenure, ranging from 1 to 60 months
- .The price of your purchase will be split into easy EMIs after you pay the nominal upfront amount, unless you’re availing of a special zero down payment offer.
Benefits of using the Insta EMI Card at Croma Bhubaneswar
Shopping with the Insta EMI Card at Croma Bhubaneswar offers several compelling advantages. Firstly, it allows you to break down large purchases into manageable monthly payments across a tenure of your choice, making high-end electronics more accessible within your budget. With a pre-approved limit of up to Rs. 3 lakh, you can use your card for multiple purchases.
Secondly, the No Cost EMI option means you only pay the product's actual price, split over your chosen tenure, without any additional interest. The card is accepted across all major online platforms and at more than 1.5 lakh partner stores nationwide. This means you can find a partner store near you and enjoy the quick and hassle-free process of shopping with your Insta EMI Card. Then, walk out of the store with your new purchase without the financial strain of a lump sum payment.
Wish to repay your loan early? Do so without worrying, you won’t be charged any foreclosure fees. What’s more, with timely and regular EMI payments, your credit score gets a boost, improving your financial health over all.
Eligibility criteria for Insta EMI Card
- Indian national
- Between 21 years and 65 years of age
- Regular income source
- Credit score of 720 or more
- Valid documentation, including PAN and Aadhaar card, address proof, bank account information and IFSC code for e-mandate registration.
How to apply for Insta EMI Card
Online application process
- Visit the official Bajaj Finserv website
- Enter your mobile number and complete OTP authentication
- Fill in the application form to check your credit limit
- Verify your KYC using Aadhaar card or DigiLocker
- Pay the joining fee of Rs. 599, which is a one-time charge
- Complete the e-mandate registration for card activation
Offline application process
- Visit any Bajaj Finserv partner store, including Croma Bhubaneswar
- Provide necessary documents for verification
- Upon approval, pay the one-time joining fee
- Receive your card and start using it immediately
The Bajaj Finserv Insta EMI Card is more than just a payment tool – it's a gateway to smarter shopping. By breaking down large purchases into manageable EMIs, it puts premium products within reach without straining your monthly budget. The card's wide acceptance, including at Croma Bhubaneswar, means you're never short of options.
So, the next time you visit Croma Bhubaneswar, remember to carry your Insta EMI Card along.
Check also:
| EMI full form | Vijay Sales | POS full form |
