Aditya Birla Health Insurance

Aditya Birla Health Insurance - Student's Plan Cover at Rs. 449

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits

  • Coverage up to Rs. 1 lakh, premium Rs. 449

    Coverage up to Rs. 1 lakh, premium Rs. 449

    Rs. 1 lakh will be paid to the school for the continuity of education of the student. In case of the demise of one earning parent due to an accident.

  • Hospitalisation expenses for students

    Hospitalisation expenses for students

    Hospitalisation expenses covered for students in case of accident up to Rs. 50,000.

  • Fracture care cover

    Fracture care cover

    The policy provides accident OPD for the treatment of fractures, dislocation of bones, and contused lacerated wounds up to Rs. 10,000.

  • End-to-end online process

    End-to-end online process

    The process to buy this policy is 100% digital. It takes six simple steps to purchase this policy.

  • No documents are required to buy the policy

    No documents are required to buy the policy

    When buying Student’s Plan Cover, you do not need to present any documents at the time of making the purchase.

Eligibility criteria and documents required

You need to fulfil the following criteria to buy Student’s Plan Cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.

Eligibility criteria

  • Exclusively for Bajaj Finance customers
  • Nationality: Indian 
  • Age of students: 5 - 18 years
  • Age of parents: 18 - 55 years

Documents required

No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:

  • Name
  • Address
  • Email address
  • Mobile number

Step-by-step guide to buy this policy

  • Step 1

    Step 1

    Click on the ‘Buy Now’ button on this page.

  • Step 2

    Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    Step 4

    If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.

  • Step 5

    Step 5

    At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards, and wallet.

  • Step 6

    Step 6

    After the payment is successful, you can download the policy receipt instantly.

    Download the plan document from ‘My Account’ after 5 to 7 working days from the purchase date.

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Policy details

Here’s a quick look at the policy details of Student’s Plan Cover:

Policy details Description
Sum insured (in Rs.) 1 lakh
Premium including GST (in Rs.) 449
Policy tenure 1 year

Key inclusions and exclusions

Here’s a quick look at the key inclusions and exclusions under Student’s Plan Cover:

  • Key inclusions
  • Key exclusions
Key inclusions Description
Fracture care Cover up to sum insured in case of bone fracture, dislocation, and contused lacerated wound
Hospitalisation Covers hospitalisation expenses for student in case of an accident
Continuity of education Covers payout to school for education costs in the event of demise of one earning parent
Key exclusions Description
Restricted All other ailments other than accidental death and medical expenses

How to claim

You can contact the insurer (Aditya Birla Health Insurance) to claim the benefits of Student’s Plan Cover by email or phone:

  • Insurer’s email address

    Insurer’s email address

    Share your policy document and medical reports at

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number - 1800-270-7000 and claim the benefits

  • Documents required to claim

    Documents required to claim

    You can contact the insurer (Aditya Birla Health Insurance) to claim the benefits of Student’s Plan Cover by email or phone:

    1. The policy document received at the time of purchase
    2. Medical certificates and reports received from the doctor
    3. Invoice/bills

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at

Frequently asked questions

What is Student’s Plan Cover?

Student’s Plan Cover is an insurance product from Aditya Birla Health Insurance offered by Bajaj Finance. It provides the student with hospitalisation cover for accidental injury and a continuity of education benefit in the event of one earning parent’s demise. It also includes cover for accidental OPD treatment that is restricted to fracture, dislocation of bones and contused lacerated wound arising due to an accidental injury.

What are the benefits of Student’s Plan Cover?

Unforeseen accidents can result in not only accidental injury but also premature demise of a parent. In such circumstances, the Student’s Plan Cover provides financial protection for a student. First, it covers the hospitalisation expenses up to the sum insured and provides for their continued education in the event of their parent’s unfortunate demise. This ensures that insured parents are able to support their children’s educational future after they have passed away.

What is the claim process for Student’s Plan Cover?

You can contact the insurer by writing to them at or calling on the toll-free number 1800-270-7000.

What is the coverage under Student’s Plan Cover?

Student’s Plan Cover includes hospitalisation expenses for insured student in case of accidental injury. This includes accidental OPD expenses restricted to the treatment of fractures, dislocation of bones, and contused lacerated wound. And in the event that one earning parent passes away due to an accident, the student’s school receives a lump sum to ensure continuity of education for the student.

What are the exclusions under Student’s Plan Cover?

The Student’s Plan Cover does not cover against any other event other than accidental death and medical expenses. The full list of exclusions are detailed in the policy document.

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*Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company Aditya Birla Health Insurance Co. Limited. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage with Group Activ Secure UIN:ADIHLGP22215V022122. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.