Aditya Birla Health Insurance– Maternity Cover 2 at Rs. 1,358
Product highlights
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Coverage up to Rs. 3 lakh, premium Rs. 1358
Get coverage against maternity expenses up to the sum insured arising out of complications under life-threatening situations.
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Single private room
Covers costs of a single private room for normal and ICU at actuals for maternity treatments.
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End-to-end online process
Complete six simple steps and buy the policy online.
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No documents required to buy the policy
When buying Maternity Cover 2 plan, you do not need to present any documents at the time of making the purchase.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy Maternity Cover 2. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 36-50 years
Documents required
No documents required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Phone number
Step-by-step guide to buy this policy
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Step 1
Click on ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your pre-filled details will appear on the form. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment through UPI, net banking, credit/debit cards, or wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
Download the policy document from ‘My Account’ after 5-7 working days from the purchase date.
Policy details
Here’s a quick look at the policy details of Maternity Cover 2:
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 3 lakh |
| Premium including GST (in Rs.) | 1,358 |
| Policy tenure | One year |
Key inclusions and exclusions
Here’s a quick look at the inclusions and exclusions under the Maternity Cover 2:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Hospitalisation cover | Covers hospitalisation costs for maternity complications under life-threatening situation |
| Private room | Covers rent of single private room for normal and ICU at the actuals |
| Deductibles | Covers deductibles of up to Rs. 2 lakh |
| Key exclusions | Description |
|---|---|
| OPD Expenses | Expenses incurred for consulting on an out patient basis |
| Maternity | Any normal maternity-related treatment |
| Waiting period | Pre-existing diseases are covered after waiting period of 4 years |
Product information
For complete details on product benefits, features, terms and exclusions, please read the product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can contact the insurer (Aditya Birla Health Insurance) to claim the benefits of the Maternity Cover 2 by email or phone:
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Insurer’s email address
Share your policy document and maternity reports at care.healthinsurance@adityabirlacapital.com.
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Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-270-7000 and claim the benefits.
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Documents required to claim
To claim the benefits of Maternity Cover 2, you need to present the following documents:
1. The policy document received at the time of purchase
2. Medical certificates and reports received from the doctor
3. Invoice/bills
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Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in.
Frequently asked questions
Maternity Cover 2 by Aditya Birla Health Insurance covers maternity expenses for women from the age group of 36-50 years. The plans maternity expenses arising from medical complications leading to hospitalisation.
Maternity is a sensitive period when both the mother and child need utmost care. In some cases, women face complications, which may turn into life-threatening situations. This may need immediate medical attention. Maternity Cover 2 gives you the financial support to manage the costs arising from any complications during the maternity period.
You can send an email to the insurer at care.healthinsurance@adityabirlacapital.com or call on the toll-free number 1800-270-7000.
Maternity Cover 2 gives coverage against the medical expenses incurred during maternity period. It covers hospitalisation for the treatment of medical complications arising in the maternity process.
The Maternity Cover 2 has waiting period of four years for pre-existing conditions. Read the policy terms and conditions for more details.
