Aditya Birla Health Insurance– Maternity Cover Two at Rs. 1,358
Key features
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Coverage up to Rs. 3 lakh, premium Rs. 1358
Get coverage against maternity expenses up to the sum insured arising out of complications under life-threatening situations.
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Single private room
The policy provides financial cover for the costs of a single private room for normal and ICU at actuals for maternity treatments.
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End-to-end online process
About five minutes is all it would take to complete six simple steps and get your policy online.
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No documents are required to buy the policy
When buying a Pocket Insurance policy, you do not need to present any documents at the time of making the purchase.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy Maternity Cover Two. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 36 - 50 years
Documents required
No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Phone number
Step-by-step guide to buy this policy
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Step 1
Click on ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
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You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchase of the policy.
Policy details
Here’s a quick look at the policy details of Maternity Cover Two:
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 3 lakh |
| Premium including GST (in Rs.) | 1,358 |
| Policy tenure | 1 year |
Key inclusions and exclusions
Here’s a quick look at the inclusions and exclusions under the Maternity Cover Two:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Hospitalisation cover | Covers hospitalisation costs for maternity complications under life-threatening situation |
| Private room | Covers against maternity treatment in a single private room for normal and ICU at the actuals |
| Key exclusions | Description |
|---|---|
| OPD Expenses | Expenses incurred for consulting on an out patient basis |
| Maternity | Any normal maternity-related treatment |
Product information
For complete details on product benefits, features, terms and exclusions, please read the product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can reach out to the insurer (Aditya Birla Health Insurance) to claim the benefits of the Maternity Cover Two by email or phone:
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Insurer’s email address
Share your policy document and maternity reports at care.healthinsurance@adityabirlacapital.com
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Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-270-7000 and claim the benefits
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Documents required to claim
To claim the benefits of Maternity Cover Two, you need to present the following documents:
1. The policy document received at the time of purchase
2. Medical certificates and reports received from the doctor
3. Invoice/bills
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Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in
Frequently asked questions
Maternity Cover Two is an insurance product from Aditya Birla Health Insurance offered by Bajaj Finance that provides financial support for maternity expenses arising from medical complications that require hospitalisation for women between 36 and 50 years of age.
Maternity is one of the most sensitive period of personal health when both the mother and child need utmost care. However, it can also result in unforeseen complications which can lead to life threatening situations that require immediate medical attention. This treatment can be an expensive proposition, but the Maternity Cover Two provides policyholders with the financial support necessary to manage the costs arising from any complications during the maternity period.
You can reach out to the insurer by writing to them at care.healthinsurance@adityabirlacapital.com or calling on the toll-free number 1800-270-7000.
Maternity Cover Two protects against the costs arising from any hospitalisation for the treatment of medical complications arising in the maternity process.
The Maternity Cover Two has a wide range of exclusions, which include 30 days waiting period, 9 months waiting period for maternity, and up to 2 years waiting period for pre-existing conditions as detailed in the policy document.