Aditya Birla Health Insurance– Maternity Cover 2 at Rs. 1,358

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits

  • Coverage up to Rs. 3 lakh, premium Rs. 1358

    Coverage up to Rs. 3 lakh, premium Rs. 1358

    Get coverage against maternity expenses up to the sum insured arising out of complications under life-threatening situations.

  • Single private room

    Single private room

    Covers costs of a single private room for normal and ICU at actuals for maternity treatments.

  • End-to-end online process

    End-to-end online process

    Complete six simple steps and buy the policy online.

  • No documents required to buy the policy

    No documents required to buy the policy

    When buying Maternity Cover 2 plan, you do not need to present any documents at the time of making the purchase.

Eligibility criteria and documents required

You need to fulfil the following criteria to buy Maternity Cover 2. If you meet all the eligibility criteria, we will need a few details to complete your application process.

Eligibility criteria

  • Exclusively for Bajaj Finance customers
  • Nationality: Indian 
  • Age: 36-50 years

Documents required

No documents required to buy the policy.
You only need to provide the following details at the time of buying the policy:

  • Name
  • Address
  • Email address
  • Phone number

Step-by-step guide to buy this policy

  • Step 1

    Click on ‘Buy Now’ button on this page.

  • Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    If your mobile number is present in our records, your pre-filled details will appear on the form. All you need to do is to check if the details are correct.

  • Step 5

    At this point, the payment page will open. Complete the online payment through UPI, net banking, credit/debit cards, or wallet.

  • Step 6

    After the payment is successful, you can download the policy receipt instantly.

    Download the policy document from ‘My Account’ after 5-7 working days from the purchase date.

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Policy details

Here’s a quick look at the policy details of Maternity Cover 2:

Policy details Description
Sum insured (in Rs.) 3 lakh
Premium including GST (in Rs.) 1,358
Policy tenure One year

Key inclusions and exclusions

Here’s a quick look at the inclusions and exclusions under the Maternity Cover 2:

  • Key inclusions
  • Key exclusions
Key inclusions Description
Hospitalisation cover Covers hospitalisation costs for maternity complications under life-threatening situation
Private room Covers rent of single private room for normal and ICU at the actuals
Deductibles Covers deductibles of up to Rs. 2 lakh
Key exclusions Description
OPD Expenses Expenses incurred for consulting on an out patient basis
Maternity Any normal maternity-related treatment
Waiting period Pre-existing diseases are covered after waiting period of 4 years

How to claim

You can contact the insurer (Aditya Birla Health Insurance) to claim the benefits of the Maternity Cover 2 by email or phone:

  • Insurer’s email address

    Insurer’s email address

    Share your policy document and maternity reports at care.healthinsurance@adityabirlacapital.com.

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number - 1800-270-7000 and claim the benefits.

  • Documents required to claim

    Documents required to claim

    To claim the benefits of Maternity Cover 2, you need to present the following documents:
    1. The policy document received at the time of purchase
    2. Medical certificates and reports received from the doctor
    3. Invoice/bills

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in.

Frequently asked questions

What is Maternity Cover 2?

Maternity Cover 2 by Aditya Birla Health Insurance covers maternity expenses for women from the age group of 36-50 years. The plans maternity expenses arising from medical complications leading to hospitalisation.

What are the benefits of Maternity Cover 2?

Maternity is a sensitive period when both the mother and child need utmost care. In some cases, women face complications, which may turn into life-threatening situations. This may need immediate medical attention. Maternity Cover 2 gives you the financial support to manage the costs arising from any complications during the maternity period.

What is the claim process for Maternity Cover 2?

You can send an email to the insurer at care.healthinsurance@adityabirlacapital.com or call on the toll-free number 1800-270-7000.

What does Maternity Cover 2 include?

Maternity Cover 2 gives coverage against the medical expenses incurred during maternity period. It covers hospitalisation for the treatment of medical complications arising in the maternity process.

What are the waiting periods under the Maternity Cover 2 policy?

The Maternity Cover 2 has waiting period of four years for pre-existing conditions. Read the policy terms and conditions for more details.

Disclaimer

*Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company Aditya Birla Health Insurance Co. Limited. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under Group Activ Health UIN: ADIHLGP22190V032122. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.