Croma Dussehra Sale 2026: Grab Festival Deals with the Insta EMI Card

Celebrate Croma Dussehra Sale 2026 with exciting deals on mobiles, TVs, laptops, and more. Shop on Easy EMIs with the Bajaj Finance Insta EMI Card.
Croma Dussehra Sale 2026: Grab Festival Deals with the Insta EMI Card
4 Min Read
Aug 20, 2026

In summary

Croma runs festive sales around Dussehra and Diwali each year, with discounts of up to 60% on smartphones, laptops, and home appliances. Use the Bajaj Finance Insta EMI Card to buy your preferred product on Easy EMIs.

Here is what you should know before you shop:

  • Diwali 2026 falls on 8 November, so Croma's festive sale window typically runs around this period
  • Smartphone deals can reach up to 30% off, with laptop deals up to 25% off and free accessories on select purchases
  • A card loan offer of up to Rs. 3 lakh lets you buy electronics and appliances on Easy EMIs
  • Repayment tenures across 3 to 60 months to match your monthly budget

Check your Insta EMI Card eligibility using your mobile number and OTP, and start shopping for your preferred product the same day.

 

What is the Croma Dussehra Sale?

The Croma Dussehra Sale is a festive shopping event offering notable savings on a wide range of electronics and appliances. During this period, shoppers can take advantage of deals and discounts on top brands. With the Bajaj Finance Insta EMI Card, you can make your purchases more affordable by spreading the cost across Easy EMIs.

Croma's Dussehra sale typically features discounts across a variety of products. Here is a quick look at the kind of deals you can expect:

Product categoryTypical discountOffer details
SmartphonesUp to 30%Bank cashback offers on select models
LaptopsUp to 25%Free accessories with select purchases
Home appliancesUp to 20%Extended warranty on select items

Disclaimer: Discounts and offers vary by year, product, and location, and are announced by Croma closer to the event. This table is indicative only. For confirmed current offers, check the Croma website or app.

Shoppers can also expect festive bonuses and clearance sales on older models during this period. The sale typically offers a blend of savings and quality products, making it a good opportunity for tech and home appliance buyers alike.


What are the best Croma sale offers during the festive season?

Croma's festive season sales bring together compelling offers across categories. You can typically expect discounts on smartphones, laptops, and home appliances, along with bundles that include free accessories and extended warranties. Here is what you can explore across categories.

CategoryDescription
ElectronicsDiscounts on smartphones, laptops, smartwatches, and more, suited to both upgrading your tech and replacing outdated devices
FashionDiscounts on ethnic and casual wear for men, women, and children, useful for festive shopping
Home essentialsDiscounts on furniture, home decor, and kitchen appliances, suited to preparing your home for the festive season

Disclaimer: Product categories and offers may differ based on the specific sale event and location. For the latest and most accurate details, check the Croma website.

 

What are the highlights of Croma's festive sale offers?

Croma's festive sales typically showcase several notable offers each year. Key highlights usually include discounts across categories such as electronics and appliances, along with limited-time flash sales and bundle offers. Here is what to look out for:

  • Smartphone deals: Discounts of up to 30%, often paired with additional cashback offers
  • Laptop deals: Discounts of up to 25%, often paired with complimentary accessories
  • Home appliance deals: Discounts of up to 20%, often paired with extended warranties on select items
  • Flash sales and bundles: Limited-time offers and exclusive bundles that add extra value beyond the headline discount

What is Croma's upcoming sale calendar for 2026?

Croma typically runs a series of sales throughout the year, with festive events forming some of the biggest shopping windows. Diwali 2026 falls on 8 November, so Croma's Diwali sale window is expected to run in the weeks leading up to this date. The table below gives an indicative sense of Croma's sale calendar for the rest of 2026.

Sale nameExpected timingOffers and categories
Croma Independence Day SaleMid-August 2026Deals on smartphones, laptops, smartwatches, and kitchen appliances
Croma Dussehra SaleAround late October 2026Discounts on electronics, with zero down payment EMI on select categories
Croma Diwali SaleLate October to early November 2026Discounts on TVs, laptops, mobile phones, and festive gadgets
Croma Christmas SaleAround 22-25 December 2026Deals on wearables, Bluetooth speakers, and gaming accessories
Croma New Year SaleLate December 2026 to early January 2027End-of-year clearance across all categories

Disclaimer: These dates are indicative and based on Croma's typical annual pattern, not official confirmations. Official announcements are usually released closer to each event. For confirmed dates, check the Croma website or app.

 

What financing options do I have during the Croma Dussehra Sale?

Once you have shortlisted your preferred product, you do not need to pay the full amount upfront. The Bajaj Finance Insta EMI Card lets you convert your purchase into Easy EMIs, so the cost fits comfortably into your monthly budget.

  • Card loan offer of up to Rs. 3 lakh to fund your Croma purchase
  • Repayment tenure across 3 to 60 months, so you can choose what works for you
  • Accepted at 1.5 lakh partner stores across 4,000 cities in India, including Croma
  • Zero down payment available on select products during festive season offers

What is a Bajaj Finance Insta EMI Card?

The Bajaj Finance Insta EMI Card is a pre-qualified card loan, not a credit card. It is issued to existing Bajaj Finance customers with a good repayment record, as well as to new applicants who clear KYC and eligibility checks. You can use it to convert your Croma Dussehra Sale purchase into Easy EMIs, at a one-time joining fee of Rs. 530 and zero annual fee from the second year onwards.

Check your Insta EMI Card eligibility online using your mobile number and OTP. If eligible, you can apply instantly and start shopping for your preferred product easily and affordably.


How do I apply for a Bajaj Finance Insta EMI Card?

Applying for the Insta EMI Card is a fully digital process that takes only a few minutes. Follow these steps to get started:

  1. Enter your 10-digit mobile number and click on 'CHECK OFFER' on this page
  2. Enter the OTP and submit
  3. Enter your full name and click on 'Yes, Auto-Fetch Details'
  4. Verify your pre-filled personal details and click on 'CONTINUE'
  5. Check your pre-qualified card loan offer amount and click on 'CONTINUE'
  6. Review your wallet setup details and verify the OTP
  7. Complete your identity verification by confirming your current residential address
  8. Post successful identity verification, pay a one-time joining fee of Rs. 530 (inclusive of applicable taxes)
  9. After successful payment, view your card details on the Bajaj Finance app

Note: The online process may differ depending on whether you are a new customer or already have a relationship with Bajaj Finance.

Also read: How to apply for the Insta EMI Card


How do I use the Insta EMI Card to shop the Croma Dussehra Sale?

Once your card is active, you can use it to shop the Croma Dussehra Sale at a partner store or online. The steps differ slightly depending on where you shop.

At a partner store

Using the Bajaj Finance Insta EMI Card at any Croma store is quick and straightforward. The checkout process typically takes under 5 minutes. Follow these steps:

  1. Browse and select the product you want to buy
  2. At checkout, tell the store executive you want to pay using the Bajaj Finance Insta EMI Card
  3. Share your registered mobile number and card details with the executive
  4. Choose a repayment tenure across 3 to 60 months that fits your monthly budget
  5. Authenticate the transaction using the OTP sent to your registered mobile number
  6. Your purchase is approved instantly, so you can take your product home

For online purchases

You can also use the Bajaj Finance Insta EMI Card on the Croma website or other partner e-commerce platforms including Amazon and Flipkart. Here is how:

  1. Add the product to your cart on your preferred online partner store
  2. At checkout, select the Bajaj Finance Easy EMI option
  3. Enter your Insta EMI Card details and mobile number
  4. Choose your preferred repayment tenure across 3 to 60 months
  5. Confirm using the OTP sent to your registered mobile number
  6. Your order is placed, and the EMI deduction begins from the next billing cycle

You can also check your Insta EMI Card eligibility online in advance by entering your mobile number and OTP, helping you plan your purchase better.


Benefits of using the Insta EMI Card

The Bajaj Finance Insta EMI Card offers several advantages beyond just splitting payments. From flexible tenures to wide acceptance, here are the key benefits that make this card a practical choice for everyday purchases.

FeatureDetails
Easy EMIsSplit the cost of your purchase into affordable monthly instalments with minimal interest, making it budget-friendly.
High pre-qualified limitGet up to Rs. 3 lakh card loan offer amount to buy multiple products without upfront stress.
Wide acceptance networkAccepted at over 1.5 lakh partner stores across 4,000 cities and major e-commerce platforms.
Flexible repayment tenureChoose a repayment period from 3 to 60 months based on your financial comfort.
Zero down payment offersAvail deals with no upfront payment requirement on select models.
Credit score benefitTimely EMI payments may help strengthen your credit profile and financial health.

 

Also read: Features and benefits of the Bajaj Finance Insta EMI Card


What is the eligibility criteria for the Insta EMI Card?

Before you apply, it helps to check whether you meet the basic eligibility requirements. The Bajaj Finance Insta EMI Card is open to most working Indians, and the criteria are simple to understand at a glance.

  • Nationality: Indian Citizen.
  • Age: 21 years to 65 years.
  • Credit score: A healthy credit score per Bajaj Finance policies.
  • Income: A steady, regular source of income.
  • Documents: No physical documentation required when applying online. Only the following details are required: PAN and Aadhaar number.
  • Form 60: In case of non-availability of PAN, Form 60 is required.

Also read: Eligibility criteria for the Insta EMI Card


Explore more:

EMI full formBNPLPOS full form

 

List of the biggest upcoming sales:

Amazon Upcoming SaleFlipkart Upcoming Sale
Amazon Great Indian Festival 2026Croma Diwali Sale with Insta EMI Card
Diwali offers with Insta EMI CardAmazon fridge offers 2026
Amazon mobile offers 2026Reliance Digital Diwali offer 2026
Amazon Diwali offer sale 2026Sangeetha Mobiles Diwali offers 2026
Poorvika Mobiles Diwali offers 2026How to shop on Amazon without a credit card
Amazon Great Indian Festival 2026Flipkart Cooling Days
Amazon Prime Day SaleAmazon Electronics Sale

Frequently asked questions

When is the Croma Dussehra Sale in 2026?

Croma's Dussehra Sale typically runs around late October, ahead of Diwali, which falls on 8 November 2026. Exact dates are confirmed by Croma closer to the event. Check your Insta EMI Card eligibility in advance, so you are ready to shop on Easy EMIs as soon as the sale goes live.

Does Croma accept the Bajaj Finance Insta EMI Card?

Yes, Croma does accept the Bajaj Finance Insta EMI Card. You can use it to make purchases and benefit from flexible EMI options. Simply choose the Insta EMI Card at checkout to enjoy convenient, interest-free instalments on a wide range of electronics and appliances.

When does Dussehra sale start on Croma?

The Croma Dussehra Sale starts on 8 November 2026. This festive event will offer a range of discounts and deals on electronics and appliances. Be ready to take advantage of the special offers and make the most of your shopping experience.

Which is the biggest sale on Croma every year?

The biggest sale at Croma each year is the Diwali Sale. This highly anticipated event offers massive discounts across a wide range of electronics and appliances, making it the prime opportunity for tech enthusiasts and shoppers to grab top deals and festive offers.

What is Dussehra sale on Croma?

The Dussehra Sale on Croma offers substantial discounts on a range of electronics and home appliances. During this festive period, shoppers can enjoy significant savings on items like laptops, smartphones, and smartwatches, making it an ideal time to upgrade or replace old gadgets.

Does Croma give a discount on Diwali?

Yes, Croma offers exclusive Diwali discounts on electronics, appliances, and gadgets. Customers can enjoy special festive prices, cashback, and additional offers on select products during the sale.

Does Croma offer a student discount?

Croma occasionally provides student discounts on select gadgets and laptops. Students can also explore seasonal offers and finance options that make purchases more affordable.

What are the benefits of shopping during Croma’s festive sales?

Festive sales at Croma bring huge discounts, exchange offers, cashback deals, and flexible EMI options, making it the best time to shop for electronics and appliances.

What finance options are available at Croma during Diwali?

Croma offers multiple finance options, including Easy EMIs, exchange schemes, and bank offers. Customers can also shop using the Bajaj Finance Insta EMI Card for flexible repayments.

Can I combine student discounts with Croma festive offers?

Usually, student discounts cannot be combined with festive offers. However, students can still benefit from Diwali deals, exchange offers, and EMI options for maximum savings.

Is the Croma Dussehra Sale the best time to buy electronics?

The Croma Dussehra Sale is one of the better times to buy electronics, since it typically offers discounts of up to 30% on smartphones and up to 25% on laptops. Combining this with the Bajaj Finance Insta EMI Card lets you spread the cost further, making high-value purchases more manageable.

How long does the Croma Dussehra Sale last?

Croma's Dussehra Sale typically runs for around five to seven days, though exact dates vary each year and are confirmed by Croma closer to the event. Check the Croma website or app for confirmed dates before you plan your purchase.

Are exchange offers available during the Croma Dussehra Sale?

Yes, Croma typically offers exchange deals during the Dussehra Sale, letting you trade in older electronics for value reductions on new purchases. This is particularly common for smartphones, laptops, and televisions, though the exact value depends on your device's condition and model.

Are Apple products included in the Croma Dussehra Sale?

Yes, Apple products such as iPhones and MacBooks are typically included in Croma's Dussehra Sale offers, alongside other smartphone and laptop brands. Check the Croma website closer to the sale for confirmed Apple-specific deals and any applicable exchange or bank offers.

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Bajaj Finance App for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finance App is a one-stop solution for all your financial needs and goals. 

You can use the Bajaj Finance App to: 

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more. 
  • Explore and apply for co-branded credit cards online. 
  • Invest in fixed deposits and mutual funds on the app. 
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  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions. 
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs. 
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators 
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finance App today and experience the convenience of managing your finances on one app.

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