Bajaj Allianz General Insurance Company Limited

With a consistent approach in delivering the best insurance solutions, Bajaj Allianz has managed to gain a spot among the leading general insurers of India. The company caters the individual customers across the nation as well as the corporate sector with its extensive range of insurance products and solutions which comprise car insurance, two-wheeler insurance, health insurance, marine insurance, travel insurance, and more.

Bajaj Allianz has a reach across over 800 towns and cities. Their diversified and innovative product portfolio caters to the needs of various customer segments. 


Products: 

Here’s the list of plans offered by the insurance provider:

  • Health Guard Plan:

    The Health Guard Plan provides perfect health protection to your family against medical expenses including hospitalisation and flexibility to choose the policy term– 1 year/2 year or 3 years

  • Extra Care plus:

    Hefty medical expenses can blow your financial planning easily, hence extra financial security is a must. With Bajaj Allianz Extra Care Plus, you can get additional health insurance to cover medical facilities beyond your existing health insurance policy. It can be purchased as a standalone policy. 

    Take a look at the plan details
     

    Insurance Companies Health Insurance Plans Sum Insured (Rs.) Network Hospitals
    Bajaj Allianz Health Insurance Health Guard Plan Min – 1.5 Lakh
    Max – 50 Lakh
    6500+
    Bajaj Allianz Health Insurance Extra Care Plus (Top-Up) Min – 3 Lakh
    Max – 50 Lakh
    6500+

  • Claim process

    The claim process for Bajaj Allianz health insurance plans is quick and convenient. It provides 24/7 call assistance for claims support and a convenient digital option for claim registration. The process varies depending on the type of health claim you are making. 

    Following is the simple process for health claims –

  • Cashless health insurance claim process

    In case of a healthcare emergency, if you decide to avail of the cashless facility by getting admitted to the nearest network hospital, the following is the process for the claim:

    a. Take admission at network hospitals for cashless treatment

    b. For planned admission, you need to place a pre-authorisation request for a cashless facility 48 hours before admission and for emergency admission at a network hospital, the request can be placed within 24 hours of admission to the hospital

    c. Hospital verifies customer details and sends the pre-authorisation form to the insurance company

    d. The company verifies pre-authorisation request details with policy terms and benefits and then communicates the decision to the provider

    e. If the cashless request gets approved, compensation will be directly given to the hospital at the time of discharge after all the relevant documents are submitted by the hospital.

  • Cashless health insurance claim process

    In case you decide to avail the treatment at non-network hospitals of the insurance company, then the cashless facility cannot be availed. However, you can get the incurred out-of-pocket expenses reimbursed. 

    Following is the process to reimburse such claims:

    a. Take admission at the preferred hospital. Payout of your pocket at the time of discharge and collect all the original documents and discharge papers

    b. Initiate the reimbursement claim with Bajaj Allianz General Insurance Company and submit all the relevant documents along with the duly signed and filled claim form

    c. Company will take decision-based on its review and verification of the documents submitted

    d. Once the claim is approved, the payment of the claim will be made within 15 days

List of Hospitals

You can visit the following website to check the nearest network hospital 
https://general.bajajallianz.com/BagicNxt/hm/hmSearchState.do

How to register?

To register, the claim customer can call on 1800-209-5858 or write to bagichelp@bajajallianz.co.in or
Register online via https://www.bajajallianz.com/claims/health-insurance/claim-process.html

Register the claim via app and we would settle it within 20 minutes with the app’s Motor On the Spot (OTS) feature. Download from here -  https://www.bajajallianz.com/bajaj-allianz-mobile-app.html

What’s covered? 

Bajaj Allianz provides a wide range of features and benefits to its customers. Some of them are- 

• Peace of mind: It keeps your family financially protected against unforeseen health care expenses.

• Get the best medical care: The health insurance plans enable you to get treatment from the best hospitals and doctors.

• Cashless settlement: You can get cashless treatment at any of the network hospitals after informing the company.

• Hassle-free claims: Bajaj Allianz has a hassle-free claim process. You can benefit from the following:

a. 24x7 on-call support

b. An in-house Health Administration Team to ensure a quick claim settlement process

c. Cashless settlements within one-hour

d. One of the highest claims settlement ratios among health insurance providers in India

e. Health CDC benefit: Quick claim settlement through the app.

• Comprehensive coverage: Affordable health insurance policies that cover you and your family against medical expenses, critical illnesses, and accidents

• Affordable plans: Maximum coverage at a price that is easy on the pocket

• Preventive care: Free medical check-ups once every three claim-free years

• Ease of transaction: Buy or renew your policy in just a few clicks online.

Exclusions 

Note: A health insurance product also has an Exclusions list along with Waiting Period in general and for specific Pre-Existing diseases. Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms and conditions, please read the sales brochure/policy wording carefully before concluding a sale.

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