Features and Benefits
Take off the financial burden and stress of paying a huge hospital bill due to a serious accident or an illness. Cover yourself and your family with Bajaj Allianz Extra Care Policy and enjoy cashless facility at 3300+ network hospitals.
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Cover hospitalization expenses
Cover the hospitalization expenses more than the specified deductible amount under this policy.
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Cashless facility
Avail cashless facility offered at 3300+ network hospitals of Bajaj Allianz across India.
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Single family premium
A floater policy wherein you pay a single premium for the family.
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Affordable premium
Pay competitive premium rates and get many benefits with this policy.
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Family protection
Cover yourself, your spouse, and up to 3 children under this policy. Dependent parents can also be covered by a separate policy.
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Waiver of medical tests
No need for medical tests up to the age of 55 years, subject to no adverse medical history.
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Ambulance charges cover
Cover the ambulance charges under the policy in case of an emergency, subject to a maximum of Rs. 3,000.
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Fresh claims
Consider each hospitalization as a separate claim with deductible applied afresh for each claim.
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Tax benefit
Get tax benefits on the premium paid under Section 80D of the Income Tax Act.
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Lifetime renewal
Get the benefit of lifetime renewal for the policy, except in case of frauds.
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Pay only 50% for medical tests
Get 50% cost refunded for the pre-policy medical check-up for people above 56 years, if the policy is approved and issued.
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Increase sum assured
Increase the sum assured amount at the time of renewals.
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Free look period
Get up to 15 days to cancel the policy if you are not satisfied with the terms and conditions.
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Grace period
Get a grace period of 30 days to pay your outstanding premium or to renew your policy.
Eligibility
Here are the requirements for this policy:
• Age of entry for proposer, spouse, and parents should be between 18 to 70 years.
• The age of dependents should be between 3 Months to 25 years.
• Sum assured should be Rs.10 lakh, Rs.12 lakh, or Rs.15 lakh.
• Policy period is annual.
• Pre-policy medical tests are advised for people above 56 years.
How It Works
Bajaj Allianz Extra Care Plan works in a simple manner:
Choose your sum assured and number of members.
Pay a regular annual premium.
In case of an empaneled hospitalization, present your policy, register and get a cashless facility.
In case of a non-empaneled hospitalization, make the payment and then send your claim form, bills, and all hospitalization documents to Bajaj Allianz for reimbursement. In both the cases, a deductible amount will be applicable as per the plan opted.
In both the cases, a deductible amount will be applicable as per the plan opted.
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