Take off the financial burden and stress of paying a huge hospital bill due to a serious accident or an illness. Cover yourself and your family with Bajaj Allianz Extra Care Policy and enjoy cashless facility at 3300+ network hospitals.
Cover the hospitalization expenses more than the specified deductible amount under this policy.
Avail cashless facility offered at 3300+ network hospitals of Bajaj Allianz across India.
A floater policy wherein you pay a single premium for the family.
Pay competitive premium rates and get many benefits with this policy.
Cover yourself, your spouse, and up to 3 children under this policy. Dependent parents can also be covered by a separate policy.
No need for medical tests up to the age of 55 years, subject to no adverse medical history.
Cover the ambulance charges under the policy in case of an emergency, subject to a maximum of Rs. 3,000.
Consider each hospitalization as a separate claim with deductible applied afresh for each claim.
Get tax benefits on the premium paid under Section 80D of the Income Tax Act.
Get the benefit of lifetime renewal for the policy, except in case of frauds.
Get 50% cost refunded for the pre-policy medical check-up for people above 56 years, if the policy is approved and issued.
Increase the sum assured amount at the time of renewals.
Get up to 15 days to cancel the policy if you are not satisfied with the terms and conditions.
Get a grace period of 30 days to pay your outstanding premium or to renew your policy.
Here are the requirements for this policy:
Age of entry for proposer, spouse, and parents should be between 18 to 70 years.
The age of dependents should be between 3 Months to 25 years.
Sum assured should be Rs.10 lakh, Rs.12 lakh, or Rs.15 lakh.
Policy period is annual.
Pre-policy medical tests are advised for people above 56 years.
Bajaj Allianz Extra Care Plan works in a simple manner:
Choose your sum assured and number of members.
Pay a regular annual premium.
In case of an empaneled hospitalization, present your policy, register and get a cashless facility.
In case of a non-empaneled hospitalization, make the payment and then send your claim form, bills, and all hospitalization documents to Bajaj Allianz for reimbursement. In both the cases, a deductible amount will be applicable as per the plan opted.
