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Bajaj Allianz Extra Care Health Insurance Policy
Take off the financial burden and stress of paying a huge hospital bill due to a serious accident or an illness. Cover yourself and your family with Bajaj Allianz Extra Care Policy and enjoy cashless facility at 3300+ network hospitals.
Key Features and Benefits
Here are the key features and benefits of the policy:
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Hospitalization expenses coverage
The policy covers the hospitalization expenses more than the specified deductible amount under this policy.
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Cashless facility
Avail cashless facility offered at 3300+ network hospitals of Bajaj Allianz across India.
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Single family premium
The policy offers a floater policy wherein you pay a single premium for the family.
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Affordable premium
Pay competitive premium rates and avail a range of benefits under this policy.
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Family protection
Cover yourself, your spouse, and up to 3 children under this policy. Dependent parents can also be covered by a separate policy.
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Waiver of medical tests
No need for medical tests up to the age of 55 years, subject to no adverse medical history.
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Ambulance charges cover
The policy covers the ambulance charges of up to Rs. 3,000 in case of an emergency.
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Fresh claims
Consider each hospitalization as a separate claim with deductible applied afresh for each claim.
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Tax benefit
Get tax benefits on the premium paid under Section 80D of the Income Tax Act.
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Lifetime renewal
Get the benefit of lifetime renewal for the policy, except in case of frauds.
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Pay only 50% for medical tests
Get 50% cost refunded for the pre-policy medical check-up for people above 56 years, if the policy is approved and issued.
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Increase sum assured
Increase the sum assured amount at the time of renewals.
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Free look period
Get a free look period of up to 15 days to cancel the policy if you are not satisfied with the terms and conditions.
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Grace period
Get a grace period of 30 days to pay your outstanding premium or to renew your policy.
Eligibility Criteria
Here are the requirements for this policy:
• Age of entry for proposer, spouse, and parents should be between 18 to 70 years.
• The age of dependents should be between three Months to 25 years.
• Sum assured should be Rs.10 lakh, Rs.12 lakh, or Rs.15 lakh.
• Policy period is annual.
• Pre-policy medical tests are advised for people above 56 years.
Disclaimer
Bajaj Finance Limited (‘BFL’) is a registered corporate agent of third party insurance products of Bajaj Allianz Life Insurance Company Limited, HDFC Life Insurance Company Limited, Future Generali Life Insurance Company Limited, Bajaj Allianz General Insurance Company Limited, General Insurance Company Limited, Oriental Insurance Company Limited, Niva Bupa Health Insurance Company Limited , Aditya Birla Health Insurance Company Limited and Manipal Cigna Health Insurance Company Limited under the IRDAI composite registration number CA0101.
Please note that, BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely on a voluntary basis after your exercise of an independent due diligence on the suitability, viability of any insurance product. Any decision to purchase insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. This product provides insurance coverage. Please refer insurer's website for Policy Wordings. For more details on risk factors, terms and conditions and exclusions please read the product sales brochure carefully before concluding a sale. Tax benefits applicable if any, will be as per the prevailing tax laws. Tax laws are subject to change. BFL does NOT provide Tax/Investment advisory services. Please consult your advisors before proceeding to purchase an insurance product.” 3. Please use this disclaimer - Tax benefits applicable if any, will be as per the prevailing tax laws. BFL does NOT provide Tax/Investment advisory services. Tax laws are subject to change.
Disclaimer - *Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.People Also Considered
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