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Although common, infections due to viral fever can become serious and may even require hospitalization. The expenses for these may be troublesome for a family. However, you can easily ensure quality healthcare services by availing an insurance policy to cover such treatments.
Bajaj Finance brings to you FlexiCare Group Insurance Policy – Viral Fever - Infections from Manipal Cigna Health Insurance, which provides the benefits of in-patient hospitalization due to viral fever infections.

Plan Details

Sum insured up to

Premium including GST

Rs. 20000

Rs. 284

Rs. 30000

Rs. 414

You are eligible for Viral Fever - Infections if you are between 18 and 65 years of age, as on the last birthday.

Plan Validity: The plan is valid for a tenor of one year.

What's Covered

  • Money-in-bank

    Hospitalization Expenses

    If the policyholder suffers from Viral Fever and requires hospitalization, the sum insured will be in case of in-patient hospitalization, provided that the purpose of hospitalization is to avail medically necessary treatment. The admission date of hospitalization should be within the policy year.

    Note: Expenses up to Rs. 30000 for accidental hospitalization are covered, provided the diagnosis is supported by the clinical confirmation by an appropriate specialist doctor.

  • Money-in-bank

    Diagnostics tests

    Costs of conducting diagnostics tests before during the hospitalization period.

  • Money-in-bank

    Doctor’s Fees

    The doctor’s consultation fees during the hospitalization period are covered.

  • Money-in-bank


    Expenses for medicines that need to be purchased during hospitalization are covered.

  • Money-in-bank

    Treatment Charges

    Treatment charges include the hospital room rent, ICU charges, transfusion charges, doctor's consultation fees, expenses of purchasing medicines, and charges of conducting diagnostic tests.

What's not covered?

  1. Any pre-existing disease
  2. Hospitalizations with a period of not less than 4 days
  3. Limit the scope of trigger peril - Smallpox, measles, mumps, rubella, chicken pox, and shingles, Hepatitis, Polio, Rabies, Ebola and Hanta fever, Severe acute respiratory syndrome (SARS), dengue fever, Zika, and Epstein-Barr

*For a complete list of exclusions, please refer to the policy wordings.

How to apply


Click on the ‘Buy Now’ button on this page and share your basic details in the online application form.


Check and confirm your application by entering the OTP received on your mobile number.


Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.


You will receive the details of your membership via email/WhatsApp.

Claim process

You can raise a claim by contacting the insurer in one of the following ways:

Contact us

For queries related to coverage, exclusions, or claims, please write to us at

Disclaimer - Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. The above-mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc (if applicable). BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under ManipalCignaFlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.

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