Home loan from Bajaj Finance in Vadodara
Vadodara is Gujarat’s third-largest city and hosts several large-scale industries, public and private sector enterprises. Some of its most popular industries include engineering, petrochemicals, information technology, etc. Fulfill your housing requirements in the thriving city of Vadodara with a home loan from Bajaj Finserv.
Features and benefits of a home loan in Vadodara
Residents of Vadodara can purchase their dream house by applying for a home loan from Bajaj Finserv. Here are the benefits of availing of a home loan from Bajaj Finserv.
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Pradhan Mantri Awas Yojana
Get a home loan under Pradhan Mantri Awas Yojana and save up to Rs. 2.67 lakh on interest.
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Simple documentation
You only need to submit very few documents required for home loan, which helps to accelerate the processing and approval time.
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Tenor up to 40 years*
Easily repay a home loan with an extended tenor. Select the perfect tenor using a home loan EMI calculator.
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Home loan balance transfer
Lower your existing home loan interest rate when you transfer home loan balance and repay your debt with ease.
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Top up loan
Meet additional financial requirements with a top-up loan of up to Rs 1 crore without any extra documentation.
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Foreclosure and part-prepayment
Close home loan account before the scheduled tenor through foreclosure or use part-prepayment facility to lower repayment burden at no additional cost.
Home loan eligibility criteria for Bajaj Finserv
Criteria |
Self-employed |
Salaried |
Age (in years) |
23 years - 70 years |
23 years - 70 years |
CIBIL score |
725 |
725 |
Residency |
Indian |
Indian |
Monthly income |
Should show a steady source of income for at least 5 years |
|
Work experience/ business continuity (in years) |
5 years |
3 years |
Meet the eligibility criteria to enjoy lowest interest rates and comfortable loan terms. Check your credit score before applying to that end.
Interest rate and charges on home loan
Get a Bajaj Finserv Home Loan at attractive rates, starting from 8.50%* p.a for salaried individuals and professionals, alongside competitive interest rate options for self-employed individuals. We maintain transparency when levying additional charges for a hassle-free borrowing experience. Choose between fixed and floating interest rates as per your convenience.
*Terms and conditions apply
