Aditya Birla Health Insurance - Surgical Cover for female only (18-40 years) at Rs. 4,248
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
Coverage up to Rs. 5 lakh, premium Rs. 4,248
Provides women with coverage against the expenses arising from hospitalisation and treatment for 16 major illnesses.
The policy provides for medical expenses for women which includes room charges, pre- and post-hospitalisation costs, and ambulance cover.
Covers 16 major critical illnesses
Covers the cost of treating 16 major illnesses mentioned under this policy.
About five minutes is all it would take to complete six simple steps and get your policy online.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy Surgical Cover for female only (18-40 years). If you meet all the eligibility criteria, we will need a few details to complete your application process.
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18 - 40 years
- Females only
No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Email address
- Phone number
Step-by-step guide to buy this policy
Click on the ‘Buy Now’ button on this page.
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
Enter the One Time Password (OTP) received on your registered mobile number for verification.
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.
After the payment is successful, you can download the policy receipt instantly.
You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchasing the policy.
Here’s a quick look at the policy details of Surgical Cover for female only (18-40 years):
|Sum insured (in Rs.)||5 lakh|
|Premium including GST (in Rs.)||4,248|
|Policy tenure||1 year|
Key inclusions and exclusions
Here’s a quick look at the key inclusions and exclusions under the Surgical Cover for female only (18-40 years):
- Key inclusions
- Key exclusions
|Major illnesses||Covers 16 major illnesses on an indemnity basis|
|Room charges||Normal and ICU costs as per actuals|
|Pre- and post-hospitalisation||Covered up to sum insured for 30 days pre- and 60 days post-hospitalisation|
|Ambulance cost||Coverage of up to Rs. 3,000 for ambulance expenses|
Given below are the 16 critical illnesses covered under the policy:
1. Coronary artery by-pass surgery
2. Cancer treatment
3. Heart valve replacement
4. Major organ transplantation
5. Bone marrow transplant
7. Pulmonary artery graft surgery
8. Aorta graft surgery
9. Coronary artery by-pass surgery post occurrence of myocardial infraction
10. Surgical treatment for stroke
11. Surgical treatment for benign brain tumour
12. Lung transplant surgery in case of end stage lung disease
13. Kidney transplant surgery in case of end stage renal failure
14. Skin grafting surgery for major burns
15. Surgical treatment of coma
16. Surgery for pheochromocytoma.
|Pre-existing condition||Any pre-existing condition is not covered|
|Ailments during the waiting period||Illnesses detected before 90 days from the purchase of policy|
|Illness other than specified under policy||Any illness other than the 16 major illnesses specified under this policy|
For complete details on product benefits, features, terms and exclusions, please read product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can reach out to the insurer (Aditya Birla Health Insurance) to claim the benefits of the Surgical Cover for female only (18-40 years) by email or phone:
Insurer’s email address
Share your policy document and medical reports at firstname.lastname@example.org
Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-270-7000 and claim the benefits
Documents required to claim
To claim the benefits of the Surgical Cover for female only (18-40 years), you need to present the following documents:
1. The policy document received at the time of purchase
2. Medical certificates and reports received from the doctor
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at email@example.com
Frequently asked questions
Surgical Cover for female only (18-40 years) is an insurance product from Aditya Birla Health Insurance offered by Bajaj Finance that provides women with the financial support necessary for medical expenses associated with hospitalisation and treatment related to 16 specified critical illnesses.
You can reach out to the insurer by writing to them at firstname.lastname@example.org or calling on the toll-free number 1800-270-7000.
Surgical Cover for female only (18-40 years) protects women against the medical costs arising from surgical expenses from 16 major illnesses, including hospitalisation, medications, room rent, ICU room charge, and ambulance costs.
Yes, pre- and post-hospitalisation expenses of 30 & 60 days respectively are covered under this policy.
The premium for the policy is Rs. 4,248 for a sum insured of up to Rs. 5 lakh.
Request by the insured for insurer to reimburse a covered loss.
Requirements specified in the insurance contract must be upheld by the insured.
Initial waiting period
The time period for which the insured must wait a certain number of days to obtain policy benefits.
Survival period is how long a policyholder should survive after a covered sickness diagnosis.