ManipalCigna Health Insurance– Surgical Cash at Rs. 214
Product highlights
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
-
Coverage of Rs. 60,000, premium of Rs. 214
Coverage up to Rs. 60,000 (Rs. 2,000 per day for 30 days) to cover everyday expenses during hospitalisation. Coverage offered if hospitalised for a surgery due to an accident.
-
Daily cash benefit
Get daily cash allowance of Rs. 2,000 up to 30 days to take care of the day-to-day hospitalisation expenses.
-
End-to-end online process
You can easily buy the policy online through our 100% digital and paperless process.
-
No documents required to buy the policy
When buying the Surgical Cash Cover, you do not need to present any documents at the time of making the purchase.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy Surgical Cash Cover. If you meet all eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- For existing Bajaj Finance customers only
- Nationality: Indian
- Age: 18-65 years
Documents required
No documents required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Phone number
Step-by-step guide to buy this policy
-
Step 1
Click on ‘Buy Now’ button on this page.
-
Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
-
Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
-
Step 4
If your mobile number is present in our records, your pre-filled details will appear on the form. All you need to do is to check if the details are correct.
-
Step 5
At this point, the payment page will open. Complete the online payment through UPI, net banking, credit/debit cards, or wallet.
-
Step 6
After the payment is successful, you can download the policy receipt instantly.
Download the policy document from ‘My Account’ after 5-7 working days from the purchase date.
Policy details
Here’s a quick look at the policy details of the Surgical Cash Cover:
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 60,000 (Rs. 2,000 per day for 30 days) |
| Premium including GST (in Rs.) | 214 |
| Policy tenure | One year |
Key inclusions and exclusions
Here’s a quick look at the key inclusions and exclusions of the Surgical Cash Cover:
- Key inclusions
- Key exclusions
| Key Inclusions | Description |
|---|---|
| Surgery expenses | Coverage for hospitalisation expenses in case of surgery |
| Daily cash benefit | Up to Rs. 2,000 for 30 days to cover day-to-day hospitalisation expenses |
| Key exclusions | Description |
|---|---|
| Pre-existing disease | Treatment against pre-existing diseases |
| Hospitalisation less than 72 hours | Expenses for hospitalisation less than 72 hours |
Product information
For complete details on product benefits, features, terms and exclusions, please read product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can contact the insurer (ManipalCigna Health Insurance) to claim the benefits of Surgical Cash Cover by email or phone:
-
Insurer’s email address
Share your policy document and medical reports at servicesupport@manipalcigna.com.
-
Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-102-4462 and claim the benefits.
-
Documents required to claim:
To claim the benefits of Surgical Cash Cover, you need to present the following documents:
1. Policy document received at the time of purchase
2. Discharge summary
3. Complete billing in case of reimbursement
4. For cashless, policy document, cashless card issued by the insurer, if any.
In case of cashless treatment, insurer will directly settle the bills with the network hospital before getting discharged.
-
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in.
Frequently asked questions
Write to the insurer at servicesupport@manipalcigna.com or call on the toll-free number 1800-102-4462.
You get up to Rs. 2,000 daily for 30 days to cover the hospital expenses.
Any existing Bajaj Finance customer can buy the policy. Any Indian individual between 18 years and 65 years can buy this policy.
Yes, you have an initial waiting period of 30 days to claim the benefits under this policy. You have a waiting period of two years for specific illnesses mentioned in the policy document.
The policy does not cover hospitalisation for less than 72 hours. You also have a waiting period to avail coverage for certain pre-existing diseases mentioned in the policy.
