ManipalCigna Health Insurance– Surgical Cash at Rs. 214
Key features
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Coverage of Rs. 60,000, premium of Rs. 214
Coverage up to Rs. 60,000 (Rs. 2,000 per day for 30 days) to cover everyday expenses during hospitalisation due to surgery in case of an accident.
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Daily cash benefit
Get daily cash allowance of Rs. 2,000 up to 30 days to take care of the day-to-day hospitalisation expenses.
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End-to-end online process
You can easily buy the policy online through out 100% digital and paperless process.
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No documents are required to buy the policy
When buying the Surgical Cash cover, you do not need to present any documents at the time of making the purchase.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy the Surgical Cash cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
• For existing Bajaj Finance customers only
• Nationality: Indian
• Age: 18 - 65 years
Documents required
No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:
• Name
• Address
• Email address
• Phone number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchasing the policy.
Policy details
Here’s a quick look at the policy details of the Surgical Cash cover:
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 60,000 |
| Premium including GST (in Rs.) | 214 |
| Policy tenure | 1 year |
Key inclusions and exclusions
Here’s a quick look at the key inclusions and exclusions of the Surgical Cash cover:
- Key inclusions
- Key exclusions
| Key Inclusions | Description |
|---|---|
| Surgery expenses | Coverage for hospitalisation expenses in case of surgery |
| Daily cash benefit | Get daily cash allowance of Rs. 2,000 up to 30 days to take care of the day-to-day hospitalisation expenses |
| Key exclusions | Description |
|---|---|
| Pre-existing disease | Treatment against pre-existing diseases |
| Hospitalisation less than 72 hours | Expenses for hospitalisation less than 72 hours |
Product information
For complete details on product benefits, features, terms and exclusions, please read product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can reach out to the insurer (ManipalCigna Health Insurance) to claim the benefits of Surgical Cash cover by email or phone:
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Insurer’s email address
Share your policy document and medical reports at servicesupport@manipalcigna.com
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Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-102-4462 and claim the benefits
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To claim the benefits of this Pocket Insurance policy, you need to present the following documents:
1. Policy document received at the time of purchase
2. discharge summary
3. complete billing in case of reimbursement
4. For cashless, policy document, cashless card issued by the insurer, if any.
The billing details are directly shared with the insurance company by the network hospital and settled before discharge. -
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in
Frequently asked questions
You can reach out to the insurer by writing to them at servicesupport@manipalcigna.com or calling on the toll-free number 1800-102-4462.
The policy offers a sum of Rs. 2,000 daily for a period of 30 days to the insured individual in the event of surgical treatment.
The insured must be between the age of 18 and 65 years to buy this policy.
Yes, there is an initial waiting period of 30 days to claim benefits under this policy. There is also a specific illness waiting period of 2 years.
Hospitalisation for less than 72 hours and hospitalisation due to pre-existing diseases is covered under this policy.