ManipalCigna Health Insurance - Surgery Re-training Expense Benefit at Rs. 39
Product highlights
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Coverage of Rs. 25,000, premium of Rs. 39
Coverage for up to Rs. 25,000 in costs related to the insured's retraining for a different profession.
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Surgery re-training expenses
If an accident or critical illness causes physical or mental disability, requiring training for an alternate occupation. The insured suffers either permanent total or partial disablement, mental disability and is unable to take up the current occupation. In such cases, get coverage for training to take up an alternate occupation.
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End-to-end online process
You can easily buy the policy online through our 100% digital process in just a few steps.
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No documents to purchase policy
You need not present any document at the time of purchasing the policy.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy Surgery Retraining Expenses Benefit cover. If you meet all the eligibility criteria, you will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18 - 65 years
Documents required
No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Mobile number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards, and wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
Download the plan document from ‘My Account’ after 5 to 7 working days from the purchase date.
Policy details
Here’s a quick look at the policy details of Surgery Retraining Expense Benefit cover:
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 25,000 |
| Premium including GST (in Rs.) | 39 |
| Policy tenure | 1 year |
Key inclusions and exclusions
Here’s a quick look at the key inclusions and exclusions under the Surgery Retraining Expense Benefit cover:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Surgical retraining expenses | If an accident or critical illness causes physical or mental disability, requiring training for an alternate occupation. The insured suffers either permanent total or partial disablement, mental disability and is unable to take up the current occupation. In such case, get coverage for training to take up an alternate occupation. |
| Key exclusions | Description |
|---|---|
| Pre-existing disease | Treatment against pre-existing diseases |
Product information
For complete details on product benefits, features, terms and exclusions, please read the product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can contact the insurer (ManipalCigna Health Insurance) to claim the benefits of the Surgery Retraining Expense Benefit cover by email or phone:
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Insurer’s email address
Share your policy document and medical reports at servicesupport@manipalcigna.com
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Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-102-4462 and claim the benefits
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Documents required to claim
To claim the benefits of Surgery Re-training Expense Benefit cover, you need to present the following documents:
1. Policy document received at the time of purchase
2. Discharge summary
3.Complete billing in case of reimbursement
For cashless, policy document, cashless card issued by the insurer, if any. The network hospital directly shares the billing details with the insurance company and settles all dues before discharge -
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in
Frequently asked questions
The policy offered by Bajaj Finance is available at a premium of Rs. 39 for a sum insured of Rs. 25,000.
Any Indian national between the age of 18 and 65 years can buy this policy, provided they are an existing Bajaj Finance customer.
You can contact the insurer by writing to them at servicesupport@manipalcigna.com or calling on the toll-free number 1800-102-4462.
The Surgery Re-training Expense Benefit cover is valid for a period of one year.
Yes, there is a waiting period of 30 days to claim benefits under this policy.
