Manipal Cigna Health Insurance – Surgery Home Nursing Cash at Rs. 549
Product highlights
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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High coverage with low premium
Get maximum coverage of Rs.1,500 per day for up to 15 days for availing of home nursing services at an annual premium of Rs. 549.
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Expert nursing services at home
If you suffer a critical illness or an accident that needs surgery and are unable to perform daily activities, a cash benefit is paid to arrange for expert nursing services at home.
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Daily cash benefit
Get daily cash allowance of Rs. 1,500 for up to 15 days to home nursing services.
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No documents to buy this policy
When buying this policy, you do not need to present any documents at the time of making the purchase.
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End-to-end online process
You can buy the policy online through our 100% digital and paperless process.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy the Surgery Home Nursing Cash plan. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18 - 65 years
Documents required
No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Mobile number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/ debit cards, and wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
Policy details
Here’s a quick look at the policy details of Surgery Home Nursing Cash cover:
- Premium of Rs. 549
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) for home nursing services | 1500/day |
| Premium including GST (in Rs.) | 549 |
| Policy tenure | 1 year |
Key inclusions and exclusions
Here’s a quick look at the inclusions and exclusions under the Surgery Home Nursing Cash cover:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Cash benefit | Get coverage for Rs.1500/day. daily cash allowance for home nursing after a surgical procedure |
| Expert nursing service | If you suffer a critical illness or an accident that needs surgery and are unable to perform daily activities |
| Key exclusions | Description |
|---|---|
| Any pre-existing disease | No coverage for pre-existing disease |
| Hospitalisation | Continuous hospitalisation of at least 48 hours needed |
| Self-inflicted injury | Any injury caused intentionally |
Product information
For complete details on product benefits, features, terms and exclusions, please read the product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can reach out to the insurer (Manipal Cigna Health Insurance) to claim the benefits of Surgery Home Nursing Cash by email or phone:
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Insurer’s email address
Share your policy document and medical reports at servicesupport@manipalcigna.com.
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Insurer’s toll-free number
You can also call on the toll-free helpline number 1800-102-4462 and claim the benefits.
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Documents required to claim
To claim the benefits of the of Surgery Home Nursing Cash you need to present the following documents:
1. Policy document received at the time of purchase
2. Discharge summary
3. Complete billing in case of reimbursement
4. For cashless, policy document, cashless card issued by the insurer, if anyIn case of cashless claims, the billing details are directly shared with the insurance company by the network hospital and settled before discharge.
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Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in.
