ManipalCigna Health Insurance - Surgery Home Nursing Benefit at Rs. 184
Product highlights
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Coverage of up to Rs. 5,000 at Rs. 184
Covers the expenses incurred for home nursing arranged by a hospital at an annual premium of Rs. 184.
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Surgery Home Nursing Benefit
Covers the expenses of a qualified nurse for home nursing after undergoing a surgery.
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End-to-end online process
Complete six simple steps and get your policy online.
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No documents required to buy
When buying the Surgery Home Nursing Cover, you do not need to present any documents at the time of making the purchase.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy Surgery Home Nursing Benefit cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Policy only for salaried employee
- Nationality: Indian
- Age: 18-65 years
Documents required
No documents required to buy the policy.
Simply provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Phone number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your pre-filled details will appear on the form. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment through UPI, net banking, credit/debit cards, or wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
Download the policy document from ‘My Account’ after 5-7 working days from the purchase date.
Policy details
Here's a quick look at the plan details of Surgery Home Nursing Benefit cover:
| Policy details | Description |
|---|---|
| Sum Insured (in Rs.) | 5,000 |
| Premium including GST (in Rs.) | 184 |
| Policy tenure | One year |
Key inclusions and exclusions
Here’s a quick look at the inclusions and exclusions under the Surgery Home Nursing Benefit cover.
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Surgery home nursing benefit | Covers any illness/injury caused due to an accident leading to hospitalisation and need for a surgical procedure. You will get a cash benefit to cover the expenses of a qualified nurse arranged by the hospital for home nursing. |
| Key exclusions | Description |
|---|---|
| Pre-existing condition | No pre-existing medical illness covered |
| Minimum hospitalisation period | Continuous hospitalisation for less than 48 hours |
| Initial waiting period | Initial waiting period of 30 days |
Product information
For complete details on product benefits, features, terms, and exclusions, please read the product brochure and policy wordings carefully before buying a policy.
How to claim
You can contact the insurer (ManipalCigna Health Insurance) to claim the benefits of the Surgery Home Nursing Benefit cover by email or phone:
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Insurer’s email address
Share your policy document and medical reports at servicesupport@manipalcigna.com.
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Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-102-4462 and claim the benefits.
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Documents required to claim
To claim the benefits of Surgery Home Nursing Benefit cover, you need to present the following documents:
1. Policy document received at the time of purchase
2. Discharge summary
3. Medical records
4. Invoices and bills -
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in.
Frequently asked questions
Home care treatment refers to the hospital-required home treatments. Insurers cover domiciliary treatment if the patient can't go to the hospital or there are no hospital beds available. While buying a health insurance policy, you must refer to the policy documents carefully to check if it covers the benefits of home care treatment.
The ManipalCigna Health Insurance – Surgery Home Nursing Benefit cover offers the following benefits:
1. Get coverage up to Rs. 5,000 at just Rs. 184.
2. Get expert nursing services to help you recover smoothly after a surgery.
3. No pre-health check-up required to buy the policy.
Surgery Home Nursing Benefit cover comes to effect if you suffer any illness or injury leading to hospitalisation and need for a surgery. The plan covers the cost of qualified nurse hired for home nursing to take care of you after a surgery.
You can contact the insurer in the following ways to claim benefits:
• Share your policy document and medical reports at servicesupport@manipalcigna.com
• You can also call on the toll-free helpline number - 1800-102-4462 and claim the benefits.
