ManipalCigna Health Insurance - Surgery Home Nursing Benefit at Rs. 184
Key features
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Coverage of up to Rs. 5,000 at Rs. 184
Covers the expenses incurred for home nursing arranged by a hospital at an annual premium of Rs. 184.
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Surgery Home Nursing Benefit
Covers the expenses for availing of home nursing services by a qualified nurse after a surgical procedure.
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End-to-end online process
About five minutes is all it would take to complete six simple steps and get your policy online.
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No documents are required to buy
When buying the Surgery Home Nursing Cover, you do not need to present any documents at the time of making the purchase.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy Surgery Home Nursing Benefit cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Policy only for salaried employee
- Nationality: Indian
- Age: 18 - 65 years
Documents required
No documents are required to buy the policy.
Simply provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Phone number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, Net banking, Credit/debit cards and Wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchasing the policy.
Policy details
Here's a quick look at the plan details of Surgery Home Nursing Benefit cover:
| Policy details | Description |
|---|---|
| Sum Insured (in Rs.) | 5,000 |
| Premium including GST (in Rs.) | 184 |
| Policy tenure | 1 year |
Key inclusions and exclusions
Here’s a quick look at the inclusions and exclusions under the Surgery Home Nursing Benefit cover.
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Surgery home nursing benefit | If the insured person suffers an illness/injury due to an accident that requires hospitalisation for a surgical procedure covered under the policy | A cash benefit will be paid to cover the expenses of a qualified nurse arranged by the hospital for home nursing |
| Key exclusions | Description |
|---|---|
| Pre-existing condition | No pre-existing medical illness is covered |
| Minimum hospitalisation period | Continuous hospitalisation for less than 48 hours |
| Initial waiting period | The initial waiting period for Surgery Home Nursing Cover is 30 days |
Product information
For complete details on product benefits, features, terms, and exclusions, please read the product brochure and policy wordings carefully before buying a policy.
How to claim
You can reach out to the insurer (ManipalCigna Health Insurance) to claim the benefits of the Surgery Home Nursing Benefit cover by email or phone:
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Insurer’s email address
Share your policy document and medical reports at servicesupport@manipalcigna.com
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Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-102-4462 and claim the benefits.
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Documents required to claim
To claim the benefits of Surgery Home Nursing Benefit cover, you need to present the following documents:
1. Policy document received at the time of purchase
2. Discharge summary
3. Medical records
4. Invoices and bills -
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in
Frequently asked questions
Home care treatment refers to the hospital-required home treatments. Insurers cover domiciliary treatment if the patient can't go to the hospital or there are no hospital beds available. While buying a health insurance policy, you must refer to the policy documents carefully to check if it covers the benefits of home care treatment.
The ManipalCigna Health Insurance – Surgery Home Nursing Benefit cover offers the following benefits:
1. For a sum insured of up to Rs. 5,000 at just Rs. 184, you can get expert nursing services if you suffer an illness or injury which leads to accidental hospitalisation.
2. There is no pre-health check-up required for buying the policy.
Suppose during the policy year, the insured person suffers an illness/injury due to an accident that directly results in hospitalisation to undergo a surgical procedure covered under the policy. As a result of this, the insured person is unable to perform the activities of daily living. In such a case, a cash benefit will be paid to cover the expenses of a qualified nurse arranged by the hospital who will be visiting the insured person’s home to give expert nursing services as per the limit as specified.
You can reach out to the insurer (ManipalCigna Health Insurance) to claim the benefits of the Surgery Home Nursing Benefit cover, through either of the two mediums:
• Share your policy document and medical reports at servicesupport@manipalcigna.com
• You can also call on the toll-free helpline number - 1800-102-4462 and claim the benefits.