Aditya Birla Health Insurance

Aditya Birla Health Insurance - Super Top-up Two at Rs. 3,228

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits

  • Sum insured of up to Rs. 10 lakh, premium of Rs. 3,228

    Sum insured of up to Rs. 10 lakh, premium of Rs. 3,228

    Top-up health insurance policy of up to Rs. 10 lakh for individuals between the age of 51 and 55 years at a premium of Rs. 3,228.

  • 527 daycare procedures covered

    527 daycare procedures covered

    Get coverage against expenses for 527 daycare procedures that require hospitalisation for less than 24 hours.

  • Domiciliary hospitalisation

    Domiciliary hospitalisation

    If the patient is not in a condition to be moved to a hospital or unavailability of a hospital bed, get coverage for the expenses against treatment taken at home.

  • Pre- and post-hospitalisation coverage

    Pre- and post-hospitalisation coverage

    Get coverage for medical expenses incurred up to 30 days before and and 60 days after hospitalisation.

  • Road ambulance cover

    Road ambulance cover

    Get coverage up to Rs. 1,000 against road ambulance charges in case of any emergency.

Eligibility criteria and documents required

You need to fulfil the following criteria to buy the Super Top-up Two cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.

Eligibility criteria

  •  Exclusively for Bajaj Finance customers
  •  Nationality: Indian 
  •  Age: 51 - 55 years

Documents required

No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:

  • Name
  • Address
  • Email address
  • Phone number

Step-by-step guide to buy this policy

  • Step 1

    Click on the ‘Buy Now’ button on this page.

  • Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.

  • Step 5

    At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards and wallet.

  • Step 6

    After the payment is successful, you can download the policy receipt instantly.

    You can also download the policy document from ‘My Account’ after 5 to 7 working days from the date of purchase of the policy. 

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Policy details

Here’s a quick look at the policy details of the Super Top-up Two cover:

Policy details Description
Sum insured (in Rs.) 10 lakh
Premium including GST (in Rs.) 3,228
Policy tenure 1 year

Key inclusions and exclusions

Here’s a quick look at the key inclusions and exclusions of the Super Top-up Two cover:

  • Key inclusions
  • Key exclusions
Key inclusions Description
Daycare treatment expenses cover 527 daycare treatments covered under this plan
Ambulance cost cover Any expenses incurred during transportation via a road ambulance are covered up to Rs. 1,000 per incident in case of emergency
Pre-and post-hospitalisation cover Medical expenses from 30 days before and 60 days after hospitalisation covered
Key exclusions Description
OPD consultation Any out-patient medical consultations
War Treatments due to direct or indirect consequence of war or act of war
Willful actions Any deliberate exposure to danger, intentional self-injury, and non-adherence to medical advice

How to claim

You can reach out to the insurer (Aditya Birla Health Insurance) to claim the benefits of the Super Top-up Two cover by email or phone:

  • Insurer’s email address

    Insurer’s email address

    Share your policy document and medical reports at

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number - 1800-270-7000 and claim the benefits

  • Documents required to claim

    Documents required to claim

    To claim the benefits of this Super Top-up Two cover, you need to present the following documents:
    1. The policy document received at the time of purchase
    2. Medical certificates and reports received from the doctor
    3. Invoice/bills.

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at

Frequently asked questions

What is covered under the Super Top-up Two cover?

The policy covers hospital room rent, ambulance charges, daycare procedures, domiciliary hospitalisation, pre- and post-hospitalisation expenses are covered under this policy. This policy is applicable for the individuals in the age group of 51-55 years.

Is there a waiting period to claim benefits under this policy?

The initial waiting period for this cover is 30 days, whereas the waiting period for diseases under the exclusions list and pre-existing diseases is two and four years respectively.

What is the claim process for Super Top-up Two cover?

You can reach out to the insurer by writing to them at or calling on the toll-free number 1800-270-7000.

What is not covered under this policy?

OPD expenses, dependents, pre-existing conditions, and hospitalisation expenses due to wilful or deliberate exposure to danger are not covered under the Super Top-up Two cover.

Is there a waiting period to claim benefits under this policy?

Yes, there is an initial waiting period of 30 days to claim benefits under this policy.

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*Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company Aditya Birla Health Insurance Co. Ltd. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under Group Activ Health UIN: ADIHLGP22190V032122. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.