Aditya Birla Health Insurance

Aditya Birla Health Insurance - Super Top-up 2 at Rs. 3,228

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits

  • Sum insured of up to Rs. 10 lakh, premium of Rs. 3,228

    Sum insured of up to Rs. 10 lakh, premium of Rs. 3,228

    Top-up health insurance policy for individuals in the age group of 51-55 years. Get coverage up to Rs. 10 lakh at a premium of Rs. 3,228.

  • 527 daycare procedures covered

    527 daycare procedures covered

    Get coverage against expenses for 527 daycare procedures that require hospitalisation for less than 24 hours.

  • Domiciliary hospitalisation

    Domiciliary hospitalisation

    Get coverage for treatment taken at home if the patient cannot go to the hospital or hospital bed unavailable.

  • Pre-and post-hospitalisation coverage

    Pre-and post-hospitalisation coverage

    Get coverage for medical expenses incurred up to 30 days before and 60 days after hospitalisation.

  • Road ambulance cover

    Room rent coverage

    Covers room rent restricted up to 1% of the sum insured. This is subject to maximum Rs. 5,000 per day for normal and double the normal room rent limit per day for ICU.

Eligibility criteria and documents required

You need to fulfil the following criteria to buy the Super Top-up 2 cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.

Eligibility criteria

  • Exclusively for Bajaj Finance customers
  • Nationality: Indian
  • Age: 51-55 years

Documents required

No documents required to buy the policy.
You only need to provide the following details at the time of buying the policy:

  • Name
  • Address
  • Email address
  • Phone number

Step-by-step guide to buy this policy

  • Step 1

    Click on ‘Buy Now’ button on this page.

  • Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    If your mobile number is present in our records, your pre-filled details will appear on the form. All you need to do is to check if the details are correct.

  • Step 5

    At this point, the payment page will open. Complete the online payment through UPI, net banking, credit/debit cards, or wallet.

  • Step 6

    After the payment is successful, you can download the policy receipt instantly.

    Download the policy document from ‘My Account’ after 5-7 working days from the purchase date.

Show More Show Less

Policy details

Here’s a quick look at the policy details of the Super Top-up 2 cover:

Policy details Description
Sum insured (in Rs.) 10 lakh
Premium including GST (in Rs.) 3,228
Policy tenure One year

Key inclusions and exclusions

Here’s a quick look at the key inclusions and exclusions of the Super Top-up 2 cover:

  • Key inclusions
  • Key exclusions
Key inclusions Description
Daycare treatment expenses cover Covers 527 daycare treatments
Ambulance cost cover Get up to Rs. 1,000 per incident in case of emergency
Pre-and post-hospitalisation cover Covers medical expenses from 30 days before and 60 days after hospitalisation
Key exclusions Description
OPD consultation Any out-patient medical consultations
War Treatments due to direct or indirect consequence of war or act of war
Wilful actions Any deliberate exposure to danger, intentional self-injury, and non-adherence to medical advice
Waiting period 30 days Also, a two-year exclusion is applicable.

How to claim

You can contact the insurer (Aditya Birla Health Insurance) to claim the benefits of the Super Top-up 2 cover by email or phone:

  • Insurer’s email address

    Insurer’s email address

    Share your policy document and medical reports at

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number - 1800-270-7000 and claim the benefits.

  • Documents required to claim

    Documents required to claim

    To claim the benefits of Super Top-up 2 cover, you need to present the following documents:
    1. The policy document received at the time of purchase
    2. Medical certificates and reports received from the doctor
    3. Invoice/bills

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at

Frequently asked questions

What does Super Top-up 2 cover offer?

The policy covers hospital room rent, ambulance charges, and daycare procedures. You also get coverage for domiciliary hospitalisation, pre-and post-hospitalisation expenses. Super Top-up 2 cover offers coverage to individuals in the age group of 51-55 years.

Is there a waiting period to claim benefits under this policy?

Yes, the policy has an initial waiting period of 30 days. Pre-existing diseases have waiting period up to four years.

What is the claim process for Super Top-up 2 cover?

You can contact the insurer by writing to them at or calling on the toll-free number 1800-270-7000.

What does Super Top-up 2 cover exclude?

The policy does not cover OPD expenses and hospitalisation expenses due to wilful, or deliberate exposure to danger. Pre-existing conditions have a waiting period of four years.

Show More Show Less


*Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company Aditya Birla Health Insurance Co. Ltd. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under Group Activ Health UIN: ADIHLGP22190V032122. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.