Aditya Birla Health Insurance - Super Top-up 2 at Rs. 3,228
Key features and benefits
Sum insured of up to Rs. 10 lakh, premium of Rs. 3,228
Top-up health insurance policy for individuals in the age group of 51-55 years. Get coverage up to Rs. 10 lakh at a premium of Rs. 3,228.
527 daycare procedures covered
Get coverage against expenses for 527 daycare procedures that require hospitalisation for less than 24 hours.
Get coverage for treatment taken at home if the patient cannot go to the hospital or hospital bed unavailable.
Pre-and post-hospitalisation coverage
Get coverage for medical expenses incurred up to 30 days before and 60 days after hospitalisation.
Room rent coverage
Covers room rent restricted up to 1% of the sum insured. This is subject to maximum Rs. 5,000 per day for normal and double the normal room rent limit per day for ICU.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy the Super Top-up 2 cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 51-55 years
No documents required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Email address
- Phone number
Step-by-step guide to buy this policy
Click on ‘Buy Now’ button on this page.
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
Enter the One Time Password (OTP) received on your registered mobile number for verification.
If your mobile number is present in our records, your pre-filled details will appear on the form. All you need to do is to check if the details are correct.
At this point, the payment page will open. Complete the online payment through UPI, net banking, credit/debit cards, or wallet.
After the payment is successful, you can download the policy receipt instantly.
Download the policy document from ‘My Account’ after 5-7 working days from the purchase date.
Here’s a quick look at the policy details of the Super Top-up 2 cover:
|Sum insured (in Rs.)||10 lakh|
|Premium including GST (in Rs.)||3,228|
|Policy tenure||One year|
Key inclusions and exclusions
Here’s a quick look at the key inclusions and exclusions of the Super Top-up 2 cover:
- Key inclusions
- Key exclusions
|Daycare treatment expenses cover||Covers 527 daycare treatments|
|Ambulance cost cover||Get up to Rs. 1,000 per incident in case of emergency|
|Pre-and post-hospitalisation cover||Covers medical expenses from 30 days before and 60 days after hospitalisation|
|OPD consultation||Any out-patient medical consultations|
|War||Treatments due to direct or indirect consequence of war or act of war|
|Wilful actions||Any deliberate exposure to danger, intentional self-injury, and non-adherence to medical advice|
|Waiting period||30 days Also, a two-year exclusion is applicable.|
How to claim
You can contact the insurer (Aditya Birla Health Insurance) to claim the benefits of the Super Top-up 2 cover by email or phone:
Insurer’s email address
Share your policy document and medical reports at firstname.lastname@example.org.
Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-270-7000 and claim the benefits.
Documents required to claim
To claim the benefits of Super Top-up 2 cover, you need to present the following documents:
1. The policy document received at the time of purchase
2. Medical certificates and reports received from the doctor
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at email@example.com.
Frequently asked questions
The policy covers hospital room rent, ambulance charges, and daycare procedures. You also get coverage for domiciliary hospitalisation, pre-and post-hospitalisation expenses. Super Top-up 2 cover offers coverage to individuals in the age group of 51-55 years.
Yes, the policy has an initial waiting period of 30 days. Pre-existing diseases have waiting period up to four years.
You can contact the insurer by writing to them at firstname.lastname@example.org or calling on the toll-free number 1800-270-7000.
The policy does not cover OPD expenses and hospitalisation expenses due to wilful, or deliberate exposure to danger. Pre-existing conditions have a waiting period of four years.
Expiry date means the date on which this policy expires as specified in the policy document.
Eligibility means the provisions that individuals must comply to buy the policy.
A period starting from the policy inception date to end date.
The amount paid to buy the insurance policy.