ManipalCigna Health Insurance - Mediclaim - Comprehensive Marriage Benefit for Dependent Children

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits

  • Coverage up to Rs. 1 lakh, premium Rs. 134

    Coverage up to Rs. 1 lakh, premium Rs. 134

    Get coverage up to Rs. 1 lakh for the dependent children. You can avail the coverage in case the insured suffers accidental disability.

  • Comprehensive marriage benefit for dependent children

    Comprehensive marriage benefit for dependent children

    Covers unmarried dependent child below 25 years age. You can avail the benefit if the insured suffers total permanent or partial disablement caused by accident.

  • Coverage for one or more children

    Coverage for one or more children

    If one child, you the entire amount paid against the child. In case of more than one child, is the amount gets equally divided.

  • 100% digital process

    100% digital process

    Complete six simple steps and get your policy online.

Eligibility criteria and documents required

You need to fulfil the following criteria to buy the Mediclaim - Comprehensive Marriage Benefit for Dependent Children cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.

Eligibility criteria

  • Exclusively for Bajaj Finance customers
  • Nationality: Indian
  • Age: 18-65 years

Documents required

No documents required to buy the policy.
You only need to provide the following details at the time of buying the policy:

  • Name
  • Address
  • Email address
  • Phone number

Step-by-step guide to buy this policy

  • Step 1

    Step 1

    Click on the ‘Buy Now’ button on this page.

  • Step 2

    Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    Step 4

    If your mobile number is present in our records, your pre-filled details will appear on the form. All you need to do is to check if the details are correct.

  • Step 5

    Step 5

    At this point, the payment page will open. Complete the online payment through UPI, net banking, credit/debit cards, or wallet.

  • Step 6

    Step 6

    After the payment is successful, you can download the policy receipt instantly.

    Download the policy document from ‘My Account’ after 5-7 working days from the purchase date.

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Policy details

Here’s a quick look at the policy details of Mediclaim - Comprehensive Marriage Benefit for Dependent Children cover::

Policy details Description
Sum insured (in Rs.) 1 lakh
Premium including GST (in Rs.) 134
Policy tenure One year

Key inclusions and exclusions

Here’s a quick look at the key inclusions and exclusions under the Mediclaim - Comprehensive Marriage Benefit for Dependent Children cover:

  • Key inclusions
  • Key exclusions
Key inclusions Description
Comprehensive marriage benefit for dependent children Covers the dependent child if the insured suffers an injury due to an accident resulting in disability.
Dependent child Covers the insured person’s dependent child below the age of 25 years and unmarried.
Key exclusions Description
Ailments during waiting period Illnesses detected before 30 days from the purchase of policy are not covered
Specific disease waiting period Waiting period for specified disease applied as per the policy document
Any pre-existing disease No pre-existing medical illness covered
Adventure sports accident Any accident due to adventure sports

How to claim

Contact the insurer (ManipalCigna Health Insurance) to claim the benefits of the Mediclaim - Comprehensive Marriage Benefit for Dependent Children cover by email or phone:

  • Insurer’s email address

    Insurer’s email address

    Share your policy document and medical reports at servicesupport@manipalcigna.com.

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number - 1800-102-4462 and claim the benefits.

  • Documents required to claim

    Documents required to claim

    To claim the benefits of Mediclaim - Comprehensive Marriage Benefit for Dependent Children cover, you need to present the following documents:
    1. Policy document received at the time of purchase
    2. Discharge summary
    3. Complete billing details in case of reimbursement
    4. Medical reports
    The insurer will settle the bills directly with the network hospital.

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in.

Frequently asked questions

What is Mediclaim - Comprehensive Marriage Benefit for Dependent Children cover?

Mediclaim - Comprehensive Marriage Benefit for Dependent Children by ManipalCigna Health Insurance gives financial security. You get financial coverage for your dependent children if suffered disability due to an accidental injury. The plan covers your unmarried dependent children below 25 years.

What is the use of Mediclaim - Comprehensive Marriage Benefit for Dependent Children cover?

Mediclaim - Comprehensive Marriage Benefit for Dependent Children cover gives financial security to your dependent children. The plan covers you against any disability suffered due to accidental injury. It helps you give financial support unmarried dependent child below 25 years. You can use the coverage for their studies, business, marriage, healthcare, or any other expenses.

Is there a waiting period for this Pocket Insurance policy?

Yes, this Pocket Insurance policy has initial waiting period of 30 days. Also, some specific diseases have 24 months waiting period.

What are the eligibility criteria for the policy?

Anyone who fulfils the following criteria is eligible to buy the policy from Bajaj Finance:
1. Age group 18-65 years
2. Indian nationals
3. Only Bajaj Finance customers

What is the premium for this Pocket Insurance policy?

The annual premium for this Pocket Insurance policy is Rs. 134 for a sum insured of up to Rs. 1 lakh.

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Disclaimer

*Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company ManipalCigna Health Insurance Co. Ltd. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under FlexiCare Group Insurance Policy, UIN: MCIHLGP20120V011920. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.