ManipalCigna Health Insurance - Mediclaim - Comprehensive Dependent Children Benefit cover at Rs. 234
Product highlights
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Rs. 1 lakh coverage at Rs. 234
Get coverage of up to Rs. 1 lakh in case of accidental permanent total or permanent partial disablement.
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Dependent children benefit
The dependent child/children (under 25 years of age) get paid the insured sum amount in case of disability due to an accident.
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Sum insured payable to legal guardian, in case of minor
Any claim towards this benefit that becomes admissible where the dependent child is a minor, shall be payable to their legal guardian.
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End-to-end online
About five minutes is all it would take to complete six simple steps and get your policy online.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy the Mediclaim - Comprehensive Dependent Children Benefit cover. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18 - 65 years
Documents required
No documents are required to buy the policy.
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Mobile number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards, and wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
Download the plan document from ‘My Account’ after 5 to 7 working days from the purchase date.
Policy details
Here is a quick look at the policy details of Mediclaim - Comprehensive Dependent Children Benefit cover:
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 1 lakh |
| Premium including GST (in Rs.) | 234 |
| Policy tenure | 1 year |
Key inclusions and exclusions
Here is a quick look at the key inclusions and exclusions under the Mediclaim – Comprehensive Dependent Children Benefit cover:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Comprehensive coverage for dependent child | The unmarried dependent child receives the sum insured if the insured suffers an injury, resulting in disability |
| Coverage for one or more children | If there is one child, he/she receives the full sum insured. In case of multiple children, the sum insured as divided equally |
| Key exclusions | Description |
|---|---|
| Adventure Sports Accidents | Accident caused due to adventure sports |
Product information
For complete details on product benefits, features, terms and exclusions, please read product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can reach out to the insurer (ManipalCigna Health Insurance) to claim the benefits of Mediclaim – Comprehensive Dependent Children Benefit cover by email or phone:
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Insurer’s email address
Share your policy document and medical reports at servicesupport@manipalcigna.com.
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Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-102-4462 and claim the benefits.
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Documents required to claim
To claim the benefits of this Pocket Insurance policy, you need to present the following documents:
1. Policy document received at the time of purchase
2. Discharge summary
3. Complete billing details in case of reimbursement
4. Medical reportsIn case of cashless treatment, the network hospital directly shares the billing details with the insurance company. The insurer settles the bill before discharge.
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Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in.
Frequently asked questions
The Comprehensive Dependent Children Benefit plan from ManipalCigna Health Insurance is a policy that helps you secure the financial future of your dependent children. The policy protects your dependent children’s financial future if you suffer an accident that results in permanent total or partial disablement.
The plan ensures that your dependent children have the financial means in case you suffer an accidental illness or injury. The dependent child receives the policy benefits. It helps cover expenses for further studies, marriage, healthcare, or any expenses your child may have.
The annual premium for the Mediclaim – Comprehensive Dependent Children Benefit is Rs. 234 for a sum insured of up to Rs. 1 lakh.
Yes, there is an initial waiting period of 30 days and 24 months period for specific diseases.
The policy tenure for ManipalCigna Health Pocket Insurance policy is one year. You need to re purchase the policy once it expires.
